Health Insurance in Fayette County, WV
Compare 37 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
$682/mo
Bronze from
$911/mo
Silver from
$849/mo
Gold from
$944/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveBronze Plans (1)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
my Blue Access WV PPO Bronze 9200
PPO · Highmark Blue Cross Blue Shield West VirginiaHSA
$790/mo
Age 40 premium
Expanded Bronze Plans (7)
Like Bronze but with some services covered before you meet your deductible.
my Blue Access WV PPO Standard Bronze 7500
PPO · Highmark Blue Cross Blue Shield West VirginiaHSA
$805/mo
Age 40 premium
Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness
HMO · CareSourceHSA
$813/mo
Age 40 premium
my Blue Access WV PPO Bronze 3800
PPO · Highmark Blue Cross Blue Shield West VirginiaHSA
$837/mo
Age 40 premium
my Blue Access WV PPO Bronze 3800 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield West VirginiaHSA
$857/mo
Age 40 premium
Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness
HMO · CareSourceHSA
$867/mo
Age 40 premium
Silver Plans (13)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Low Deductible Silver 5000 $3 Generic Drugs + Adult Vision & Fitness
HMO · CareSource
$980/mo
Age 40 premium
my Blue Access WV PPO Standard Silver 6000
PPO · Highmark Blue Cross Blue Shield West Virginia
$1056/mo
Age 40 premium
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
HMO · CareSource
$1073/mo
Age 40 premium
Silver 6000 $20 Generic Drugs + Adult Vision & Fitness
HMO · CareSource
$1077/mo
Age 40 premium
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services
HMO · CareSource
$1098/mo
Age 40 premium
Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness
HMO · CareSource
$1098/mo
Age 40 premium
Diabetes Silver 5000 $0 Chronic Care Drugs & Services
HMO · CareSource
$1126/mo
Age 40 premium
Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
HMO · CareSource
$1130/mo
Age 40 premium
my Blue Access WV PPO Premier Silver 0
PPO · Highmark Blue Cross Blue Shield West Virginia
$1145/mo
Age 40 premium
my Blue Access WV PPO Premier Silver 0 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield West Virginia
$1165/mo
Age 40 premium
Gold Plans (13)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
my Blue Access WV PPO Standard Gold 2000
PPO · Highmark Blue Cross Blue Shield West Virginia
$849/mo
Age 40 premium
Diabetes Gold 3000 $0 Chronic Care Drugs & Services
HMO · CareSource
$855/mo
Age 40 premium
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
HMO · CareSource
$932/mo
Age 40 premium
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services
HMO · CareSource
$980/mo
Age 40 premium
Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
HMO · CareSource
$995/mo
Age 40 premium
Gold 2000 $15 Generic Drugs + Adult Vision & Fitness
HMO · CareSource
$1024/mo
Age 40 premium
my Blue Access WV PPO Gold 1700 HSA
PPO · Highmark Blue Cross Blue Shield West VirginiaHSA
$1025/mo
Age 40 premium
my Blue Access WV PPO Gold 0
PPO · Highmark Blue Cross Blue Shield West Virginia
$1064/mo
Age 40 premium
my Blue Access WV PPO Standard Gold 2000 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield West Virginia
$1078/mo
Age 40 premium
my Blue Access WV PPO Premier Gold 0 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield West Virginia
$1081/mo
Age 40 premium
my Blue Access WV PPO Gold 0 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield West Virginia
$1083/mo
Age 40 premium
my Blue Access WV PPO Premier Gold 0
PPO · Highmark Blue Cross Blue Shield West Virginia
$1090/mo
Age 40 premium
Platinum Plans (2)
Highest premium, lowest cost-sharing. Best for people with frequent medical needs.
Platinum Zero $5 Generic Drugs + Adult Vision & Fitness
HMO · CareSource
$1853/mo
Age 40 premium
Catastrophic Plans (1)
Very low premium, very high deductible. Only available to people under 30.
my Blue Access WV Major Events PPO Catastrophic 10600 - 3 Free PCP Visits
PPO · Highmark Blue Cross Blue Shield West VirginiaHSA
$613/mo
Age 40 premium
West Virginia Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in West Virginia — often with $0 premiums.
Check Medicaid Eligibility