COBRA vs Marketplace Calculator

Lost job-based coverage? Compare staying on COBRA vs switching to an ACA marketplace plan.

🔄 Your COBRA Option

Check your COBRA election notice for these amounts.

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Includes employer + employee share + 2% admin fee

🏪 Marketplace Alternative

Find plans on your county page or use our subsidy calculator.

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Current Coverage Progress (Optional)

If you've already met part of your deductible or OOP max this year, this affects whether COBRA is worth keeping.

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Note: This is an estimate for comparison purposes. Actual costs depend on your medical usage, network providers, and specific plan details. Consider consulting a licensed insurance broker for personalized advice.