Privacy Policy

Information You Provide

Our calculators and tools may ask for information such as household size, income, ZIP code, and age. This information is processed entirely in your browser and is not stored on our servers or sent to any third party. We do not require you to create an account or provide your name, email, or phone number.

Automatically Collected Information

When you visit the Site, our web servers and analytics services may automatically collect standard technical information, including your IP address, browser type, device type, operating system, referring URL, pages viewed, and the date and time of your visit. This data is used in aggregate to understand usage patterns and improve the Site.

We use cookies and similar technologies for the following purposes:

Essential Cookies

Required for basic site functionality. These cannot be disabled.

Analytics Cookies

We may use services such as Google Analytics to understand how visitors interact with the Site. These cookies collect anonymous, aggregated data about page views, session duration, and traffic sources. You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

Advertising Cookies

We display advertisements through Google AdSense, which uses cookies to serve ads based on your prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your browsing history. You can opt out of personalized advertising by visiting Google's Ads Settings (ads.google.com/settings) or the Digital Advertising Alliance opt-out page (optout.aboutads.info).

This Site uses Google AdSense to display advertisements. Google AdSense is a third-party advertising service provided by Google LLC. Google may use cookies, web beacons, and similar technologies to collect information about your browsing behavior across websites in order to provide targeted advertisements.

Google's advertising requirements are governed by Google's Advertising Policies. As a Google AdSense publisher, we adhere to these policies. For more information about how Google collects and uses data, visit Google's Privacy & Terms page (policies.google.com/privacy).

Some links on the Site may be affiliate links. When you click an affiliate link and make a purchase or sign up for a service, we may receive a small commission at no additional cost to you. Affiliate relationships never influence the plan data, calculator results, rankings, or recommendations displayed on the Site.

We use information collected through the Site to:

- Provide and operate the Site's tools and calculators - Analyze usage patterns to improve content and user experience - Display relevant advertisements through Google AdSense - Detect and prevent technical issues or abuse

We do not use your information to build personal profiles, send marketing emails, or make automated decisions about you.

We do not sell, rent, trade, or otherwise transfer your personal information to third parties for their marketing purposes. This applies to all users regardless of location, including residents of states with consumer privacy laws such as the California Consumer Privacy Act (CCPA) and similar legislation.

The Site may contain links to external websites such as HealthCare.gov, state marketplace sites, and insurance company websites. We are not responsible for the privacy practices of these third-party sites. We encourage you to review their privacy policies before providing any personal information.

Third-party services used on the Site may include: Google AdSense (advertising), Google Analytics (analytics), and Vercel (hosting). Each of these services has its own privacy policy governing how it handles data.

We take reasonable measures to protect information transmitted through the Site, including the use of HTTPS encryption. However, no method of electronic transmission or storage is 100% secure. We cannot guarantee absolute security of any information you transmit to or through the Site.

The Site is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

You have the following rights regarding your information:

- Disable cookies through your browser settings at any time - Opt out of Google Analytics tracking - Opt out of personalized Google AdSense ads - Request information about what data, if any, we hold about you - Request deletion of any data associated with your visit

Since we do not require account creation and do not store personal information from our calculators, there is typically no personal data to delete.

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date at the top of this page. We encourage you to review this policy periodically. Continued use of the Site after any changes constitutes your acceptance of the updated policy.

If you have questions about this Privacy Policy or our data practices, please contact us at:

Email: support@localhealthplanfinder.com