Health Insurance in Newport News County, VA

Compare 65 ACA plans and check your subsidy eligibility.

2025 Plan Year Data2026 data from CMS pending
$324/mo
Bronze from
$353/mo
Silver from
$356/mo
Gold from
$353/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
183,056
Median Income
$64k
Poverty Rate
15.7%
Uninsured
9.0%
Est. Uninsured
15,182
Insurers
8

Bronze Plans (1)

Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.

Anthem HealthKeepers Bronze X DED 8200
HMO · Anthem HealthKeepers Plus
$324/mo
Age 40 premium

Expanded Bronze Plans (17)

Like Bronze but with some services covered before you meet your deductible.

Sentara M Bronze 7200 Ded
HMO · Optima Health Plan
$291/mo
Age 40 premium
Innovation Health - Aetna Bronze S: HMO Aetna network of doctors & hospitals
HMO · Innovation Health Plan
$292/mo
Age 40 premium
Sentara Standard M Bronze 7500 Ded
HMO · Optima Health Plan
$298/mo
Age 40 premium
Sentara M Bronze 6000 Ded HSA
HMO · Optima Health PlanHSA
$301/mo
Age 40 premium
Connect Bronze CMS Standard
EPO · Innovation Health Insurance Company
$324/mo
Age 40 premium
Connect Bronze 6500 Indiv Med Deductible
EPO · Innovation Health Insurance Company
$324/mo
Age 40 premium
Innovation Health - Aetna Bronze 4 Advanced: HMO
HMO · Innovation Health Plan
$330/mo
Age 40 premium
Anthem HealthKeepers Bronze X DED 5500
HMO · Anthem HealthKeepers Plus
$334/mo
Age 40 premium
Anthem HealthKeepers Bronze X DED 5900 for HSA
HMO · Anthem HealthKeepers PlusHSA
$336/mo
Age 40 premium
Anthem HealthKeepers Bronze X DED 7500 Standard
HMO · Anthem HealthKeepers Plus
$336/mo
Age 40 premium
Anthem HealthKeepers Bronze X DED 5800
HMO · Anthem HealthKeepers Plus
$337/mo
Age 40 premium
Bronze S: HMO Aetna network of doctors & hospitals
HMO · Aetna Health Inc.
$348/mo
Age 40 premium
Innovation Health - Aetna Bronze 4: HMO Aetna network of doctors & hospitals + Adult Dental + Vision
HMO · Innovation Health Plan
$354/mo
Age 40 premium
Connect Bronze 0/4900 Indiv Medical/Rx Deductible
EPO · Innovation Health Insurance Company
$360/mo
Age 40 premium
Bronze Classic Standard
EPO · Anthem HealthKeepers
$366/mo
Age 40 premium
Bronze 4 Advanced: HMO Aetna network
HMO · Aetna Health Inc.
$413/mo
Age 40 premium
Bronze 4 Advanced: HMO Aetna network + Adult Dental + Vision
HMO · Aetna Health Inc.
$414/mo
Age 40 premium

Silver Plans (26)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Sentara M Silver 6600 Ded
HMO · Optima Health Plan
$366/mo
Age 40 premium
Sentara Standard M Silver 5000 Ded
HMO · Optima Health Plan
$369/mo
Age 40 premium
Innovation Health - Aetna Silver S: HMO Aetna network of doctors & hospitals
HMO · Innovation Health Plan
$387/mo
Age 40 premium
Innovation Health - Aetna Silver 5 Advanced: HMO
HMO · Innovation Health Plan
$387/mo
Age 40 premium
Anthem HealthKeepers Silver X DED 3700 Tiered PCP
HMO · Anthem HealthKeepers Plus
$392/mo
Age 40 premium
Sentara M Silver 3250 Ded
HMO · Optima Health Plan
$398/mo
Age 40 premium
Anthem HealthKeepers Silver X DED 3200
HMO · Anthem HealthKeepers Plus
$398/mo
Age 40 premium
Anthem HealthKeepers Silver X DED 4300
HMO · Anthem HealthKeepers Plus
$400/mo
Age 40 premium
Anthem HealthKeepers Silver X DED 5000 Standard
HMO · Anthem HealthKeepers Plus
$401/mo
Age 40 premium
Anthem HealthKeepers Silver X DED 2450
HMO · Anthem HealthKeepers Plus
$404/mo
Age 40 premium
Innovation Health - Aetna Silver 10 Advanced: HMO
HMO · Innovation Health Plan
$414/mo
Age 40 premium
Innovation Health - Aetna Silver S: HMO + Adult Dental + Vision
HMO · Innovation Health Plan
$415/mo
Age 40 premium
Connect Silver 6500 Indiv Med Deductible
EPO · Innovation Health Insurance Company
$432/mo
Age 40 premium
Connect Silver 3250/3100 Indiv Medical/Rx Deductible
EPO · Innovation Health Insurance Company
$432/mo
Age 40 premium
Connect Silver CMS Standard
EPO · Innovation Health Insurance Company
$435/mo
Age 40 premium
Innovation Health - Aetna Silver 10 Advanced: HMO + Adult Dental + Vision
HMO · Innovation Health Plan
$443/mo
Age 40 premium
Silver S: HMO Aetna network of doctors & hospitals
HMO · Aetna Health Inc.
$444/mo
Age 40 premium
Silver 5 Advanced: HMO Aetna network
HMO · Aetna Health Inc.
$444/mo
Age 40 premium
Silver Classic Standard
EPO · Anthem HealthKeepers
$450/mo
Age 40 premium
Silver S: HMO Aetna network + Adult Dental + Vision
HMO · Aetna Health Inc.
$473/mo
Age 40 premium
Silver 10 Advanced: HMO Aetna network
HMO · Aetna Health Inc.
$474/mo
Age 40 premium
Silver 10 Advanced: HMO Aetna network + Adult Dental + Vision
HMO · Aetna Health Inc.
$538/mo
Age 40 premium
BlueChoice HMO HSA Silver 3300 Med Ded 25 Dent Ded VisionPlus
HMO · CareFirst BlueCross BlueShieldHSA
$541/mo
Age 40 premium
BlueChoice HMO Standard Silver 5000 Med Ded 25 Dent Ded VisionPlus
HMO · CareFirst BlueCross BlueShield
$541/mo
Age 40 premium
BluePreferred PPO Standard Silver 5000 Med Ded 25 Dent Ded VisionPlus
PPO · CareFirst of Maryland
$1099/mo
Age 40 premium
BluePreferred PPO HSA Silver 3300 Med Ded 25 Dent Ded VisionPlus
PPO · CareFirst of MarylandHSA
$1104/mo
Age 40 premium

Gold Plans (18)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Sentara M Gold 2200 Ded
HMO · Optima Health Plan
$369/mo
Age 40 premium
Sentara Standard M Gold 1500 Ded
HMO · Optima Health Plan
$376/mo
Age 40 premium
Innovation Health - Aetna Gold S: HMO Aetna network of doctors & hospitals
HMO · Innovation Health Plan
$389/mo
Age 40 premium
Sentara M Gold 800 Ded
HMO · Optima Health Plan
$399/mo
Age 40 premium
Anthem HealthKeepers Gold X DED 1250 Tiered PCP
HMO · Anthem HealthKeepers Plus
$400/mo
Age 40 premium
Connect Gold 2500 Indiv Med Deductible
EPO · Innovation Health Insurance Company
$402/mo
Age 40 premium
Connect Gold 3000 Indiv Med Deductible Enhanced Diabetes Care
EPO · Innovation Health Insurance Company
$405/mo
Age 40 premium
Anthem HealthKeepers Gold X DED 1050
HMO · Anthem HealthKeepers Plus
$407/mo
Age 40 premium
Anthem HealthKeepers Gold X DED 1450
HMO · Anthem HealthKeepers Plus
$408/mo
Age 40 premium
Connect Gold CMS Standard
EPO · Innovation Health Insurance Company
$409/mo
Age 40 premium
Anthem HealthKeepers Gold X DED 1500 Standard
HMO · Anthem HealthKeepers Plus
$427/mo
Age 40 premium
Connect Gold 750 Indiv Med Deductible
EPO · Innovation Health Insurance Company
$445/mo
Age 40 premium
Gold Classic Standard
EPO · Anthem HealthKeepers
$452/mo
Age 40 premium
Gold S: HMO Aetna network of doctors & hospitals
HMO · Aetna Health Inc.
$457/mo
Age 40 premium
BlueChoice HMO Standard Gold 1500 Med Ded 25 Dent Ded
HMO · CareFirst BlueCross BlueShield
$484/mo
Age 40 premium
BlueChoice HMO Gold 1750 Med Ded 150 Drug Ded 25 Dent Ded Virtual Connect
HMO · CareFirst BlueCross BlueShield
$504/mo
Age 40 premium
BluePreferred PPO Standard Gold 1500 Med Ded 25 Dent Ded
PPO · CareFirst of Maryland
$1051/mo
Age 40 premium
BluePreferred PPO Gold 1750 Med Ded 150 Drug Ded 25 Dent Ded Virtual Connect
PPO · CareFirst of Maryland
$1068/mo
Age 40 premium

Catastrophic Plans (3)

Very low premium, very high deductible. Only available to people under 30.

BlueChoice HMO Young Adult 9200 Med Ded
HMO · CareFirst BlueCross BlueShield
$191/mo
Age 40 premium
Anthem HealthKeepers Catastrophic X DED 9200
HMO · Anthem HealthKeepers Plus
$262/mo
Age 40 premium
Secure
EPO · Anthem HealthKeepers
$310/mo
Age 40 premium

Virginia Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in Virginia — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Newport News County

💰
Subsidy Calculator

See how much the government will pay toward your premium

🏥
Medicaid Eligibility

Check if you qualify for Virginia Medicaid program

📊
True Plan Cost

Compare total annual cost including premiums + expected care

🔄
COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?