Health Insurance in Fairfax County, VA
Compare 90 ACA plans and check your subsidy eligibility.
2025 Plan Year Data2026 data from CMS pending
$311/mo
Bronze from
$353/mo
Silver from
$356/mo
Gold from
$353/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveBronze Plans (2)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
KP VA Bronze 7500 Ded
HMO · Kaiser Foundation Health Plan of the Mid-Atlantic States
$311/mo
Age 40 premium
Anthem HealthKeepers Bronze X DED 8200
HMO · Anthem HealthKeepers Plus
$324/mo
Age 40 premium
Expanded Bronze Plans (24)
Like Bronze but with some services covered before you meet your deductible.
Innovation Health - Aetna Bronze S: HMO Aetna network of doctors & hospitals
HMO · Innovation Health Plan
$292/mo
Age 40 premium
Connect Bronze CMS Standard
EPO · Innovation Health Insurance Company
$324/mo
Age 40 premium
Connect Bronze 6500 Indiv Med Deductible
EPO · Innovation Health Insurance Company
$324/mo
Age 40 premium
KP VA Bronze 7000 Ded/HSA/Vision
HMO · Kaiser Foundation Health Plan of the Mid-Atlantic StatesHSA
$328/mo
Age 40 premium
Innovation Health - Aetna Bronze 4 Advanced: HMO
HMO · Innovation Health Plan
$330/mo
Age 40 premium
KP VA Bronze 6500 Ded/Vision
HMO · Kaiser Foundation Health Plan of the Mid-Atlantic States
$331/mo
Age 40 premium
Anthem HealthKeepers Bronze X DED 5500
HMO · Anthem HealthKeepers Plus
$334/mo
Age 40 premium
Anthem HealthKeepers Bronze X DED 5900 for HSA
HMO · Anthem HealthKeepers PlusHSA
$336/mo
Age 40 premium
Anthem HealthKeepers Bronze X DED 7500 Standard
HMO · Anthem HealthKeepers Plus
$336/mo
Age 40 premium
Anthem HealthKeepers Bronze X DED 5800
HMO · Anthem HealthKeepers Plus
$337/mo
Age 40 premium
KP VA Standard Bronze 7500 Ded/Vision
HMO · Kaiser Foundation Health Plan of the Mid-Atlantic States
$342/mo
Age 40 premium
Bronze S: HMO Aetna network of doctors & hospitals
HMO · Aetna Health Inc.
$348/mo
Age 40 premium
Innovation Health - Aetna Bronze 4: HMO Aetna network of doctors & hospitals + Adult Dental + Vision
HMO · Innovation Health Plan
$354/mo
Age 40 premium
Connect Bronze 0/4900 Indiv Medical/Rx Deductible
EPO · Innovation Health Insurance Company
$360/mo
Age 40 premium
UHC Bronze Value+ (Dental + Vision)
HMO · UnitedHealthcare of Virginia
$371/mo
Age 40 premium
Bronze 4 Advanced: HMO Aetna network + Adult Dental + Vision
HMO · Aetna Health Inc.
$414/mo
Age 40 premium
Silver Plans (33)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Innovation Health - Aetna Silver S: HMO Aetna network of doctors & hospitals
HMO · Innovation Health Plan
$387/mo
Age 40 premium
Innovation Health - Aetna Silver 5 Advanced: HMO
HMO · Innovation Health Plan
$387/mo
Age 40 premium
Anthem HealthKeepers Silver X DED 3700 Tiered PCP
HMO · Anthem HealthKeepers Plus
$392/mo
Age 40 premium
Anthem HealthKeepers Silver X DED 3200
HMO · Anthem HealthKeepers Plus
$398/mo
Age 40 premium
Anthem HealthKeepers Silver X DED 4300
HMO · Anthem HealthKeepers Plus
$400/mo
Age 40 premium
Anthem HealthKeepers Silver X DED 5000 Standard
HMO · Anthem HealthKeepers Plus
$401/mo
Age 40 premium
Anthem HealthKeepers Silver X DED 2450
HMO · Anthem HealthKeepers Plus
$404/mo
Age 40 premium
Innovation Health - Aetna Silver 10 Advanced: HMO
HMO · Innovation Health Plan
$414/mo
Age 40 premium
Innovation Health - Aetna Silver S: HMO + Adult Dental + Vision
HMO · Innovation Health Plan
$415/mo
Age 40 premium
KP VA Silver Virtual Forward 3500 Ded
HMO · Kaiser Foundation Health Plan of the Mid-Atlantic States
$424/mo
Age 40 premium
UHC Silver Value+ (Dental + Vision)
HMO · UnitedHealthcare of Virginia
$427/mo
Age 40 premium
Connect Silver 6500 Indiv Med Deductible
EPO · Innovation Health Insurance Company
$432/mo
Age 40 premium
Connect Silver 3250/3100 Indiv Medical/Rx Deductible
EPO · Innovation Health Insurance Company
$432/mo
Age 40 premium
Connect Silver CMS Standard
EPO · Innovation Health Insurance Company
$435/mo
Age 40 premium
Innovation Health - Aetna Silver 10 Advanced: HMO + Adult Dental + Vision
HMO · Innovation Health Plan
$443/mo
Age 40 premium
Silver S: HMO Aetna network of doctors & hospitals
HMO · Aetna Health Inc.
$444/mo
Age 40 premium
KP VA Standard Silver 5000 Ded/Vision
HMO · Kaiser Foundation Health Plan of the Mid-Atlantic States
$447/mo
Age 40 premium
KP VA Silver 4500 Ded/Vision
HMO · Kaiser Foundation Health Plan of the Mid-Atlantic States
$455/mo
Age 40 premium
Silver S: HMO Aetna network + Adult Dental + Vision
HMO · Aetna Health Inc.
$473/mo
Age 40 premium
Silver 10 Advanced: HMO Aetna network + Adult Dental + Vision
HMO · Aetna Health Inc.
$538/mo
Age 40 premium
BlueChoice HMO HSA Silver 3300 Med Ded 25 Dent Ded VisionPlus
HMO · CareFirst BlueCross BlueShieldHSA
$541/mo
Age 40 premium
BlueChoice HMO Standard Silver 5000 Med Ded 25 Dent Ded VisionPlus
HMO · CareFirst BlueCross BlueShield
$541/mo
Age 40 premium
BluePreferred PPO Standard Silver 5000 Med Ded 25 Dent Ded VisionPlus
PPO · CareFirst of Maryland
$1099/mo
Age 40 premium
BluePreferred PPO HSA Silver 3300 Med Ded 25 Dent Ded VisionPlus
PPO · CareFirst of MarylandHSA
$1104/mo
Age 40 premium
Gold Plans (26)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Innovation Health - Aetna Gold S: HMO Aetna network of doctors & hospitals
HMO · Innovation Health Plan
$389/mo
Age 40 premium
Anthem HealthKeepers Gold X DED 1250 Tiered PCP
HMO · Anthem HealthKeepers Plus
$400/mo
Age 40 premium
Connect Gold 2500 Indiv Med Deductible
EPO · Innovation Health Insurance Company
$402/mo
Age 40 premium
Connect Gold 3000 Indiv Med Deductible Enhanced Diabetes Care
EPO · Innovation Health Insurance Company
$405/mo
Age 40 premium
Anthem HealthKeepers Gold X DED 1050
HMO · Anthem HealthKeepers Plus
$407/mo
Age 40 premium
Anthem HealthKeepers Gold X DED 1450
HMO · Anthem HealthKeepers Plus
$408/mo
Age 40 premium
Connect Gold CMS Standard
EPO · Innovation Health Insurance Company
$409/mo
Age 40 premium
KP VA Gold Virtual Forward 2350 Ded
HMO · Kaiser Foundation Health Plan of the Mid-Atlantic States
$417/mo
Age 40 premium
KP VA Gold 2000 Ded/Vision
HMO · Kaiser Foundation Health Plan of the Mid-Atlantic States
$425/mo
Age 40 premium
Anthem HealthKeepers Gold X DED 1500 Standard
HMO · Anthem HealthKeepers Plus
$427/mo
Age 40 premium
KP VA Standard Gold 1500 Ded/Vision
HMO · Kaiser Foundation Health Plan of the Mid-Atlantic States
$432/mo
Age 40 premium
Connect Gold 750 Indiv Med Deductible
EPO · Innovation Health Insurance Company
$445/mo
Age 40 premium
Gold S: HMO Aetna network of doctors & hospitals
HMO · Aetna Health Inc.
$457/mo
Age 40 premium
KP VA Gold 0 Ded/Vision
HMO · Kaiser Foundation Health Plan of the Mid-Atlantic States
$481/mo
Age 40 premium
UHC Gold Advantage+ (Dental + Vision)
HMO · UnitedHealthcare of Virginia
$484/mo
Age 40 premium
BlueChoice HMO Standard Gold 1500 Med Ded 25 Dent Ded
HMO · CareFirst BlueCross BlueShield
$484/mo
Age 40 premium
BlueChoice HMO Gold 1750 Med Ded 150 Drug Ded 25 Dent Ded Virtual Connect
HMO · CareFirst BlueCross BlueShield
$504/mo
Age 40 premium
BluePreferred PPO Standard Gold 1500 Med Ded 25 Dent Ded
PPO · CareFirst of Maryland
$1051/mo
Age 40 premium
BluePreferred PPO Gold 1750 Med Ded 150 Drug Ded 25 Dent Ded Virtual Connect
PPO · CareFirst of Maryland
$1068/mo
Age 40 premium
Platinum Plans (1)
Highest premium, lowest cost-sharing. Best for people with frequent medical needs.
KP VA Standard Platinum 0 Ded/Vision
HMO · Kaiser Foundation Health Plan of the Mid-Atlantic States
$534/mo
Age 40 premium
Catastrophic Plans (4)
Very low premium, very high deductible. Only available to people under 30.
BlueChoice HMO Young Adult 9200 Med Ded
HMO · CareFirst BlueCross BlueShield
$191/mo
Age 40 premium
KP VA Catastrophic 9200 Ded/Vision
HMO · Kaiser Foundation Health Plan of the Mid-Atlantic States
$218/mo
Age 40 premium
Anthem HealthKeepers Catastrophic X DED 9200
HMO · Anthem HealthKeepers Plus
$262/mo
Age 40 premium
Virginia Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Virginia — often with $0 premiums.
Check Medicaid Eligibility