Health Insurance in Rutland County, VT

Compare 14 ACA plans and check your subsidy eligibility.

2025 Plan Year Data2026 data from CMS pending
Expanded Bronze only
Bronze from
$1374/mo
Silver from
$1210/mo
Gold from
$1374/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
60,198
Median Income
$63k
Poverty Rate
11.8%
Uninsured
4.0%
Est. Uninsured
2,380
Insurers
1

Expanded Bronze Plans (5)

Like Bronze but with some services covered before you meet your deductible.

BCBSVT Bronze Plan
EPO · Blue Cross and Blue Shield of Vermont
$853/mo
Age 40 premium
BCBSVT Vermont Select Bronze CDHP Plan
EPO · Blue Cross and Blue Shield of VermontHSA
$869/mo
Age 40 premium
BCBSVT Vermont Preferred Bronze Plan
EPO · Blue Cross and Blue Shield of Vermont
$876/mo
Age 40 premium
BCBSVT Bronze CDHP Plan
EPO · Blue Cross and Blue Shield of VermontHSA
$905/mo
Age 40 premium
BCBSVT Bronze Integrated Plan
EPO · Blue Cross and Blue Shield of Vermont
$906/mo
Age 40 premium

Silver Plans (4)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

BCBSVT Vermont Preferred Silver Plan
EPO · Blue Cross and Blue Shield of Vermont
$1374/mo
Age 40 premium
BCBSVT Silver Plan
EPO · Blue Cross and Blue Shield of Vermont
$1391/mo
Age 40 premium
BCBSVT Vermont Select Silver CDHP Plan
EPO · Blue Cross and Blue Shield of VermontHSA
$1391/mo
Age 40 premium
BCBSVT Silver CDHP Plan
EPO · Blue Cross and Blue Shield of VermontHSA
$1458/mo
Age 40 premium

Gold Plans (3)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

BCBSVT Vermont Preferred Gold Plan
EPO · Blue Cross and Blue Shield of Vermont
$1210/mo
Age 40 premium
BCBSVT Gold Plan
EPO · Blue Cross and Blue Shield of Vermont
$1219/mo
Age 40 premium
BCBSVT Vermont Select Gold CDHP Plan
EPO · Blue Cross and Blue Shield of VermontHSA
$1228/mo
Age 40 premium

Platinum Plans (1)

Highest premium, lowest cost-sharing. Best for people with frequent medical needs.

BCBSVT Platinum Plan
EPO · Blue Cross and Blue Shield of Vermont
$1432/mo
Age 40 premium

Catastrophic Plans (1)

Very low premium, very high deductible. Only available to people under 30.

BCBSVT Catastrophic Plan
EPO · Blue Cross and Blue Shield of Vermont
$386/mo
Age 40 premium

Vermont Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in Vermont — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Rutland County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for Vermont Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?