Health Insurance in San Patricio County, TX

Compare 68 ACA plans and check your subsidy eligibility.

2026 Plan Year Data
$447/mo
Bronze from
$592/mo
Silver from
$541/mo
Gold from
$595/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
71,467
Median Income
$61k
Poverty Rate
17.2%
Uninsured
18.0%
Est. Uninsured
12,461
Insurers
7

Bronze Plans (2)

Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.

UHC Bronze Essential ($0 Virtual Urgent Care)
HMO · UnitedHealthcareHSA
$489/mo
Age 40 premium
Blue Advantage Plus Bronze℠ 305
POS · Blue Cross and Blue Shield of TexasHSA
$545/mo
Age 40 premium

Expanded Bronze Plans (11)

Like Bronze but with some services covered before you meet your deductible.

CHRISTUS Value Bronze (3 Free PCP Visits, $0 Virtual Urgent Care)
HMO · CHRISTUS Health PlanHSA
$379/mo
Age 40 premium
CHRISTUS Value Bronze + Dental & Vision (3 Free PCP Visits, $0 Virtual Urgent Care)
HMO · CHRISTUS Health PlanHSA
$391/mo
Age 40 premium
UHC Sanitas Bronze Standard
HMO · UnitedHealthcareHSA
$452/mo
Age 40 premium
UHC Sanitas Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
HMO · UnitedHealthcareHSA
$472/mo
Age 40 premium
UHC Bronze Standard
HMO · UnitedHealthcareHSA
$479/mo
Age 40 premium
UHC Sanitas Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)
HMO · UnitedHealthcareHSA
$489/mo
Age 40 premium
Blue Advantage Bronze HMO℠ Standard
HMO · Blue Cross and Blue Shield of TexasHSA
$554/mo
Age 40 premium
Blue Advantage Bronze HMO℠ 204
HMO · Blue Cross and Blue Shield of TexasHSA
$555/mo
Age 40 premium
Blue Advantage Plus Bronze℠ Standard
POS · Blue Cross and Blue Shield of TexasHSA
$570/mo
Age 40 premium
Blue Advantage Plus Bronze℠ 303
POS · Blue Cross and Blue Shield of TexasHSA
$588/mo
Age 40 premium
UHC Bronze Standard+ (Dental + Vision)
HMO · UnitedHealthcareHSA
$596/mo
Age 40 premium

Silver Plans (31)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Standard Silver VALUE
HMO · Ambetter from Superior HealthPlan
$592/mo
Age 40 premium
Focused VALUE Silver
HMO · Ambetter from Superior HealthPlan
$595/mo
Age 40 premium
Standard Silver VALUE + Vision + Adult Dental
HMO · Ambetter from Superior HealthPlan
$614/mo
Age 40 premium
Focused VALUE Silver + Vision + Adult Dental
HMO · Ambetter from Superior HealthPlan
$618/mo
Age 40 premium
UHC Sanitas Silver Value ($0 Virtual Urgent Care)
HMO · UnitedHealthcare
$636/mo
Age 40 premium
Community Select Silver 019 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)
HMO · Community Health Choice
$649/mo
Age 40 premium
UHC Sanitas Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
HMO · UnitedHealthcare
$654/mo
Age 40 premium
UHC Sanitas Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)
HMO · UnitedHealthcare
$670/mo
Age 40 premium
UHC Sanitas Silver Standard
HMO · UnitedHealthcare
$677/mo
Age 40 premium
Silver Simple Guided Care
HMO · Oscar Insurance Company
$693/mo
Age 40 premium
Silver Simple Diabetes Guided Care
HMO · Oscar Insurance Company
$701/mo
Age 40 premium
UHC Silver Value ($0 Virtual Urgent Care)
HMO · UnitedHealthcare
$704/mo
Age 40 premium
Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care
HMO · Oscar Insurance Company
$706/mo
Age 40 premium
Silver Simple Chronic Care CKM Guided Care
HMO · Oscar Insurance Company
$706/mo
Age 40 premium
Silver Simple Women's Health with Menopause Benefits Guided Care
HMO · Oscar Insurance Company
$708/mo
Age 40 premium
Silver Simple Guided Care
HMO · Oscar Insurance Company
$709/mo
Age 40 premium
Silver Classic Standard Guided Care
HMO · Oscar Insurance Company
$718/mo
Age 40 premium
Silver Simple PCP Saver Guided Care
HMO · Oscar Insurance Company
$723/mo
Age 40 premium
Silver Simple Diabetes Guided Care
HMO · Oscar Insurance Company
$727/mo
Age 40 premium
Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care
HMO · Oscar Insurance Company
$732/mo
Age 40 premium
Silver Simple Chronic Care CKM Guided Care
HMO · Oscar Insurance Company
$732/mo
Age 40 premium
Silver Simple Women's Health with Menopause Benefits Guided Care
HMO · Oscar Insurance Company
$734/mo
Age 40 premium
Silver Classic Standard Guided Care
HMO · Oscar Insurance Company
$744/mo
Age 40 premium
Silver Simple PCP Saver Guided Care
HMO · Oscar Insurance Company
$749/mo
Age 40 premium
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision)
HMO · UnitedHealthcare
$781/mo
Age 40 premium
UHC Silver Standard
HMO · UnitedHealthcare
$855/mo
Age 40 premium
Blue Advantage Silver HMO℠ 205
HMO · Blue Cross and Blue Shield of Texas
$905/mo
Age 40 premium
Blue Advantage Plus Silver℠ 202
POS · Blue Cross and Blue Shield of Texas
$912/mo
Age 40 premium
Blue Advantage Plus Silver℠ Standard
POS · Blue Cross and Blue Shield of Texas
$916/mo
Age 40 premium
Blue Advantage Plus Silver℠ 605
POS · Blue Cross and Blue Shield of Texas
$939/mo
Age 40 premium
Blue Advantage Silver HMO℠ Standard
HMO · Blue Cross and Blue Shield of Texas
N/A
Age 40 premium

Gold Plans (23)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Standard Gold VALUE
HMO · Ambetter from Superior HealthPlan
$541/mo
Age 40 premium
UHC Sanitas Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx)
HMO · UnitedHealthcare
$544/mo
Age 40 premium
Complete VALUE Gold
HMO · Ambetter from Superior HealthPlan
$554/mo
Age 40 premium
UHC Sanitas Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)
HMO · UnitedHealthcare
$555/mo
Age 40 premium
Community Select Gold 022 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)
HMO · Community Health Choice
$555/mo
Age 40 premium
UHC Sanitas Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
HMO · UnitedHealthcare
$560/mo
Age 40 premium
UHC Sanitas Gold Standard
HMO · UnitedHealthcare
$585/mo
Age 40 premium
Gold Simple Guided Care
HMO · Oscar Insurance Company
$608/mo
Age 40 premium
Gold Classic Standard Guided Care
HMO · Oscar Insurance Company
$611/mo
Age 40 premium
Gold Simple Diabetes Guided Care
HMO · Oscar Insurance Company
$614/mo
Age 40 premium
UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)
HMO · UnitedHealthcare
$620/mo
Age 40 premium
Gold Classic Guided Care
HMO · Oscar Insurance Company
$620/mo
Age 40 premium
Gold Simple Guided Care
HMO · Oscar Insurance Company
$631/mo
Age 40 premium
Gold Classic Standard Guided Care
HMO · Oscar Insurance Company
$634/mo
Age 40 premium
Gold Simple Diabetes Guided Care
HMO · Oscar Insurance Company
$637/mo
Age 40 premium
UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
HMO · UnitedHealthcare
$642/mo
Age 40 premium
Gold Classic Guided Care
HMO · Oscar Insurance Company
$644/mo
Age 40 premium
UHC Gold Standard
HMO · UnitedHealthcare
$679/mo
Age 40 premium
Blue Advantage Gold HMO℠ 206
HMO · Blue Cross and Blue Shield of Texas
$753/mo
Age 40 premium
Blue Advantage Plus Gold℠ 803
POS · Blue Cross and Blue Shield of Texas
$763/mo
Age 40 premium
Blue Advantage Gold HMO℠ Standard
HMO · Blue Cross and Blue Shield of Texas
$769/mo
Age 40 premium
Blue Advantage Plus Gold℠ 203
POS · Blue Cross and Blue Shield of Texas
$772/mo
Age 40 premium
Blue Advantage Plus Gold℠ Standard
POS · Blue Cross and Blue Shield of Texas
$803/mo
Age 40 premium

Catastrophic Plans (1)

Very low premium, very high deductible. Only available to people under 30.

Blue Advantage Security HMO℠ 200
HMO · Blue Cross and Blue Shield of TexasHSA
$546/mo
Age 40 premium

Texas Has Not Expanded Medicaid

Texas has not expanded Medicaid. Adults without dependents generally need income between 100–400% FPL for marketplace subsidies.

Check Medicaid Eligibility

Calculate Your Costs in San Patricio County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for Texas Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?