Health Insurance in Karnes County, TX
Compare 55 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
$447/mo
Bronze from
$636/mo
Silver from
$544/mo
Gold from
$652/mo
Benchmark (SLCSP)
Bronze Plans (3)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
UHC Bronze Essential ($0 Virtual Urgent Care)
HMO · UnitedHealthcareHSA
$489/mo
Age 40 premium
Blue Advantage Bronze HMO℠ 301
HMO · Blue Cross and Blue Shield of TexasHSA
$559/mo
Age 40 premium
Blue Advantage Plus Bronze℠ 305
POS · Blue Cross and Blue Shield of TexasHSA
$564/mo
Age 40 premium
Expanded Bronze Plans (10)
Like Bronze but with some services covered before you meet your deductible.
UHC Sanitas Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
HMO · UnitedHealthcareHSA
$472/mo
Age 40 premium
UHC Sanitas Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)
HMO · UnitedHealthcareHSA
$489/mo
Age 40 premium
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
HMO · UnitedHealthcareHSA
$566/mo
Age 40 premium
Blue Advantage Bronze HMO℠ Standard
HMO · Blue Cross and Blue Shield of TexasHSA
$574/mo
Age 40 premium
Blue Advantage Bronze HMO℠ 204
HMO · Blue Cross and Blue Shield of TexasHSA
$575/mo
Age 40 premium
Blue Advantage Plus Bronze℠ Standard
POS · Blue Cross and Blue Shield of TexasHSA
$590/mo
Age 40 premium
Blue Advantage Plus Bronze℠ 303
POS · Blue Cross and Blue Shield of TexasHSA
$609/mo
Age 40 premium
Silver Plans (22)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
UHC Sanitas Silver Value ($0 Virtual Urgent Care)
HMO · UnitedHealthcare
$636/mo
Age 40 premium
UHC Sanitas Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
HMO · UnitedHealthcare
$654/mo
Age 40 premium
Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care
HMO · Oscar Insurance Company
$664/mo
Age 40 premium
Silver Simple Chronic Care CKM Guided Care
HMO · Oscar Insurance Company
$665/mo
Age 40 premium
Silver Simple Women's Health with Menopause Benefits Guided Care
HMO · Oscar Insurance Company
$666/mo
Age 40 premium
UHC Sanitas Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)
HMO · UnitedHealthcare
$670/mo
Age 40 premium
Silver Classic Standard Guided Care
HMO · Oscar Insurance Company
$675/mo
Age 40 premium
Silver Simple PCP Saver Guided Care
HMO · Oscar Insurance Company
$680/mo
Age 40 premium
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
HMO · UnitedHealthcare
$735/mo
Age 40 premium
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision)
HMO · UnitedHealthcare
$781/mo
Age 40 premium
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)
HMO · UnitedHealthcare
$822/mo
Age 40 premium
Blue Advantage Silver HMO℠ 801
HMO · Blue Cross and Blue Shield of Texas
$917/mo
Age 40 premium
Blue Advantage Silver HMO℠ Standard
HMO · Blue Cross and Blue Shield of Texas
$926/mo
Age 40 premium
Blue Advantage Silver HMO℠ 205
HMO · Blue Cross and Blue Shield of Texas
$936/mo
Age 40 premium
Blue Advantage Plus Silver℠ 202
POS · Blue Cross and Blue Shield of Texas
$944/mo
Age 40 premium
Blue Advantage Plus Silver℠ Standard
POS · Blue Cross and Blue Shield of Texas
$948/mo
Age 40 premium
Blue Advantage Plus Silver℠ 605
POS · Blue Cross and Blue Shield of Texas
$971/mo
Age 40 premium
Gold Plans (19)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
UHC Sanitas Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx)
HMO · UnitedHealthcare
$544/mo
Age 40 premium
UHC Sanitas Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)
HMO · UnitedHealthcare
$555/mo
Age 40 premium
UHC Sanitas Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
HMO · UnitedHealthcare
$560/mo
Age 40 premium
UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)
HMO · UnitedHealthcare
$620/mo
Age 40 premium
UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
HMO · UnitedHealthcare
$642/mo
Age 40 premium
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
HMO · UnitedHealthcare
$692/mo
Age 40 premium
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx)
HMO · UnitedHealthcare
$721/mo
Age 40 premium
Blue Advantage Gold HMO℠ 206
HMO · Blue Cross and Blue Shield of Texas
$780/mo
Age 40 premium
Blue Advantage Gold HMO℠ 603
HMO · Blue Cross and Blue Shield of Texas
$788/mo
Age 40 premium
Blue Advantage Plus Gold℠ 803
POS · Blue Cross and Blue Shield of Texas
$790/mo
Age 40 premium
Blue Advantage Plus Gold℠ 203
POS · Blue Cross and Blue Shield of Texas
$800/mo
Age 40 premium
Blue Advantage Plus Gold℠ Standard
POS · Blue Cross and Blue Shield of Texas
$831/mo
Age 40 premium
Blue Advantage Gold HMO℠ Standard
HMO · Blue Cross and Blue Shield of Texas
N/A
Age 40 premium
Catastrophic Plans (1)
Very low premium, very high deductible. Only available to people under 30.
Blue Advantage Security HMO℠ 200
HMO · Blue Cross and Blue Shield of TexasHSA
$565/mo
Age 40 premium
Texas Has Not Expanded Medicaid
Texas has not expanded Medicaid. Adults without dependents generally need income between 100–400% FPL for marketplace subsidies.
Check Medicaid Eligibility