Health Insurance in Harrison County, TX

Compare 55 ACA plans and check your subsidy eligibility.

2026 Plan Year Data
$447/mo
Bronze from
$636/mo
Silver from
$544/mo
Gold from
$647/mo
Benchmark (SLCSP)
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Population
71,370
Median Income
$63k
Poverty Rate
17.2%
Uninsured
15.0%
Est. Uninsured
10,028
Insurers
4

Bronze Plans (3)

Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.

Blue Advantage Bronze HMO℠ 301
HMO · Blue Cross and Blue Shield of TexasHSA
$458/mo
Age 40 premium
Blue Advantage Plus Bronze℠ 305
POS · Blue Cross and Blue Shield of TexasHSA
$462/mo
Age 40 premium
UHC Bronze Essential ($0 Virtual Urgent Care)
HMO · UnitedHealthcareHSA
$489/mo
Age 40 premium

Expanded Bronze Plans (10)

Like Bronze but with some services covered before you meet your deductible.

UHC Sanitas Bronze Standard
HMO · UnitedHealthcareHSA
$452/mo
Age 40 premium
Blue Advantage Bronze HMO℠ Standard
HMO · Blue Cross and Blue Shield of TexasHSA
$470/mo
Age 40 premium
Blue Advantage Bronze HMO℠ 204
HMO · Blue Cross and Blue Shield of TexasHSA
$471/mo
Age 40 premium
UHC Sanitas Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
HMO · UnitedHealthcareHSA
$472/mo
Age 40 premium
UHC Bronze Standard
HMO · UnitedHealthcareHSA
$479/mo
Age 40 premium
Blue Advantage Plus Bronze℠ Standard
POS · Blue Cross and Blue Shield of TexasHSA
$484/mo
Age 40 premium
UHC Sanitas Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)
HMO · UnitedHealthcareHSA
$489/mo
Age 40 premium
Blue Advantage Plus Bronze℠ 303
POS · Blue Cross and Blue Shield of TexasHSA
$499/mo
Age 40 premium
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
HMO · UnitedHealthcareHSA
$566/mo
Age 40 premium
UHC Bronze Standard+ (Dental + Vision)
HMO · UnitedHealthcareHSA
$596/mo
Age 40 premium

Silver Plans (22)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

UHC Sanitas Silver Value ($0 Virtual Urgent Care)
HMO · UnitedHealthcare
$636/mo
Age 40 premium
Silver Simple Guided Care
HMO · Oscar Insurance Company
$647/mo
Age 40 premium
UHC Sanitas Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)
HMO · UnitedHealthcare
$654/mo
Age 40 premium
Silver Simple Diabetes Guided Care
HMO · Oscar Insurance Company
$655/mo
Age 40 premium
Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care
HMO · Oscar Insurance Company
$659/mo
Age 40 premium
Silver Simple Chronic Care CKM Guided Care
HMO · Oscar Insurance Company
$660/mo
Age 40 premium
Silver Simple Women's Health with Menopause Benefits Guided Care
HMO · Oscar Insurance Company
$662/mo
Age 40 premium
Silver Classic Standard Guided Care
HMO · Oscar Insurance Company
$670/mo
Age 40 premium
UHC Sanitas Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)
HMO · UnitedHealthcare
$670/mo
Age 40 premium
Silver Simple PCP Saver Guided Care
HMO · Oscar Insurance Company
$675/mo
Age 40 premium
UHC Sanitas Silver Standard
HMO · UnitedHealthcare
$677/mo
Age 40 premium
UHC Silver Value ($0 Virtual Urgent Care)
HMO · UnitedHealthcare
$704/mo
Age 40 premium
UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)
HMO · UnitedHealthcare
$735/mo
Age 40 premium
Blue Advantage Silver HMO℠ 801
HMO · Blue Cross and Blue Shield of Texas
$752/mo
Age 40 premium
Blue Advantage Silver HMO℠ Standard
HMO · Blue Cross and Blue Shield of Texas
$759/mo
Age 40 premium
Blue Advantage Silver HMO℠ 205
HMO · Blue Cross and Blue Shield of Texas
$768/mo
Age 40 premium
Blue Advantage Plus Silver℠ 202
POS · Blue Cross and Blue Shield of Texas
$774/mo
Age 40 premium
Blue Advantage Plus Silver℠ Standard
POS · Blue Cross and Blue Shield of Texas
$777/mo
Age 40 premium
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision)
HMO · UnitedHealthcare
$781/mo
Age 40 premium
Blue Advantage Plus Silver℠ 605
POS · Blue Cross and Blue Shield of Texas
$796/mo
Age 40 premium
UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)
HMO · UnitedHealthcare
$822/mo
Age 40 premium
UHC Silver Standard
HMO · UnitedHealthcare
$855/mo
Age 40 premium

Gold Plans (19)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

UHC Sanitas Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx)
HMO · UnitedHealthcare
$544/mo
Age 40 premium
UHC Sanitas Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)
HMO · UnitedHealthcare
$555/mo
Age 40 premium
UHC Sanitas Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
HMO · UnitedHealthcare
$560/mo
Age 40 premium
Gold Simple Guided Care
HMO · Oscar Insurance Company
$568/mo
Age 40 premium
Gold Classic Standard Guided Care
HMO · Oscar Insurance Company
$571/mo
Age 40 premium
Gold Simple Diabetes Guided Care
HMO · Oscar Insurance Company
$574/mo
Age 40 premium
Gold Classic Guided Care
HMO · Oscar Insurance Company
$580/mo
Age 40 premium
UHC Sanitas Gold Standard
HMO · UnitedHealthcare
$585/mo
Age 40 premium
UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)
HMO · UnitedHealthcare
$620/mo
Age 40 premium
Blue Advantage Gold HMO℠ 206
HMO · Blue Cross and Blue Shield of Texas
$639/mo
Age 40 premium
UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
HMO · UnitedHealthcare
$642/mo
Age 40 premium
Blue Advantage Gold HMO℠ 603
HMO · Blue Cross and Blue Shield of Texas
$646/mo
Age 40 premium
Blue Advantage Plus Gold℠ 803
POS · Blue Cross and Blue Shield of Texas
$648/mo
Age 40 premium
Blue Advantage Gold HMO℠ Standard
HMO · Blue Cross and Blue Shield of Texas
$653/mo
Age 40 premium
Blue Advantage Plus Gold℠ 203
POS · Blue Cross and Blue Shield of Texas
$656/mo
Age 40 premium
UHC Gold Standard
HMO · UnitedHealthcare
$679/mo
Age 40 premium
Blue Advantage Plus Gold℠ Standard
POS · Blue Cross and Blue Shield of Texas
$681/mo
Age 40 premium
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)
HMO · UnitedHealthcare
$692/mo
Age 40 premium
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx)
HMO · UnitedHealthcare
$721/mo
Age 40 premium

Catastrophic Plans (1)

Very low premium, very high deductible. Only available to people under 30.

Blue Advantage Security HMO℠ 200
HMO · Blue Cross and Blue Shield of TexasHSA
$463/mo
Age 40 premium

Texas Has Not Expanded Medicaid

Texas has not expanded Medicaid. Adults without dependents generally need income between 100–400% FPL for marketplace subsidies.

Check Medicaid Eligibility

Calculate Your Costs in Harrison County

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Subsidy Calculator

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Medicaid Eligibility

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?