Health Insurance in Baylor County, TX

Compare 19 ACA plans and check your subsidy eligibility.

2026 Plan Year Data
$556/mo
Bronze from
$913/mo
Silver from
$776/mo
Gold from
$922/mo
Benchmark (SLCSP)
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Population
3,533
Median Income
$50k
Poverty Rate
17.4%
Uninsured
22.0%
Est. Uninsured
730
Insurers
1

Bronze Plans (2)

Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.

Blue Advantage Bronze HMO℠ 301
HMO · Blue Cross and Blue Shield of TexasHSA
$556/mo
Age 40 premium
Blue Advantage Plus Bronze℠ 305
POS · Blue Cross and Blue Shield of TexasHSA
$571/mo
Age 40 premium

Expanded Bronze Plans (4)

Like Bronze but with some services covered before you meet your deductible.

Blue Advantage Bronze HMO℠ Standard
HMO · Blue Cross and Blue Shield of TexasHSA
$571/mo
Age 40 premium
Blue Advantage Bronze HMO℠ 204
HMO · Blue Cross and Blue Shield of TexasHSA
$572/mo
Age 40 premium
Blue Advantage Plus Bronze℠ Standard
POS · Blue Cross and Blue Shield of TexasHSA
$598/mo
Age 40 premium
Blue Advantage Plus Bronze℠ 303
POS · Blue Cross and Blue Shield of TexasHSA
$617/mo
Age 40 premium

Silver Plans (6)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Blue Advantage Silver HMO℠ 801
HMO · Blue Cross and Blue Shield of Texas
$913/mo
Age 40 premium
Blue Advantage Silver HMO℠ Standard
HMO · Blue Cross and Blue Shield of Texas
$922/mo
Age 40 premium
Blue Advantage Silver HMO℠ 205
HMO · Blue Cross and Blue Shield of Texas
$932/mo
Age 40 premium
Blue Advantage Plus Silver℠ 202
POS · Blue Cross and Blue Shield of Texas
$956/mo
Age 40 premium
Blue Advantage Plus Silver℠ Standard
POS · Blue Cross and Blue Shield of Texas
$960/mo
Age 40 premium
Blue Advantage Plus Silver℠ 605
POS · Blue Cross and Blue Shield of Texas
$983/mo
Age 40 premium

Gold Plans (6)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Blue Advantage Gold HMO℠ 206
HMO · Blue Cross and Blue Shield of Texas
$776/mo
Age 40 premium
Blue Advantage Gold HMO℠ 603
HMO · Blue Cross and Blue Shield of Texas
$785/mo
Age 40 premium
Blue Advantage Plus Gold℠ 803
POS · Blue Cross and Blue Shield of Texas
$800/mo
Age 40 premium
Blue Advantage Plus Gold℠ 203
POS · Blue Cross and Blue Shield of Texas
$809/mo
Age 40 premium
Blue Advantage Plus Gold℠ Standard
POS · Blue Cross and Blue Shield of Texas
$841/mo
Age 40 premium
Blue Advantage Gold HMO℠ Standard
HMO · Blue Cross and Blue Shield of Texas
N/A
Age 40 premium

Catastrophic Plans (1)

Very low premium, very high deductible. Only available to people under 30.

Blue Advantage Security HMO℠ 200
HMO · Blue Cross and Blue Shield of TexasHSA
$563/mo
Age 40 premium

Texas Has Not Expanded Medicaid

Texas has not expanded Medicaid. Adults without dependents generally need income between 100–400% FPL for marketplace subsidies.

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Calculate Your Costs in Baylor County

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Subsidy Calculator

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Medicaid Eligibility

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True Plan Cost

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?