Health Insurance in Fairfield County, SC
Compare 73 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
Expanded Bronze only
Bronze from
$494/mo
Silver from
$507/mo
Gold from
$497/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveBronze Plans (3)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
Expanded Bronze Plans (18)
Like Bronze but with some services covered before you meet your deductible.
BlueEssentials Bronze 4
EPO · BlueCross BlueShield of South CarolinaHSA
$393/mo
Age 40 premium
BlueExtend PPO HD Bronze 2
PPO · BlueCross BlueShield of South CarolinaHSA
$451/mo
Age 40 premium
Blue VirtuConnect Bronze 1
EPO · BlueCross BlueShield of South CarolinaHSA
$466/mo
Age 40 premium
BlueEssentials Standard Expanded Bronze
EPO · BlueCross BlueShield of South CarolinaHSA
$475/mo
Age 40 premium
BlueExtend PPO Standard Expanded Bronze
PPO · BlueCross BlueShield of South CarolinaHSA
$501/mo
Age 40 premium
BlueEssentials Bronze 6
EPO · BlueCross BlueShield of South CarolinaHSA
$537/mo
Age 40 premium
BlueExtend PPO HD Bronze 1
PPO · BlueCross BlueShield of South CarolinaHSA
$558/mo
Age 40 premium
UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision)
HMO · UnitedHealthcareHSA
N/A
Age 40 premium
Everyday Bronze + Vision + Adult Dental
HMO · Ambetter from Absolute Total CareHSA
N/A
Age 40 premium
Elite Bronze + Vision + Adult Dental
HMO · Ambetter from Absolute Total CareHSA
N/A
Age 40 premium
Silver Plans (29)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Molina Silver Core Plus with Adult Vision
HMO · Molina Healthcare
$570/mo
Age 40 premium
BlueEssentials Standard Silver
EPO · BlueCross BlueShield of South Carolina
$574/mo
Age 40 premium
BlueEssentials Silver 14 + Adult Vision
EPO · BlueCross BlueShield of South Carolina
$588/mo
Age 40 premium
Molina Silver Core Plus with Adult Dental and Vision
HMO · Molina Healthcare
$598/mo
Age 40 premium
BlueEssentials Silver 40
EPO · BlueCross BlueShield of South Carolina
$600/mo
Age 40 premium
BlueExtend PPO HD Silver 2
PPO · BlueCross BlueShield of South CarolinaHSA
$650/mo
Age 40 premium
BlueEssentials Silver 14
EPO · BlueCross BlueShield of South Carolina
$665/mo
Age 40 premium
Blue VirtuConnect Silver 1
EPO · BlueCross BlueShield of South Carolina
$696/mo
Age 40 premium
BlueExtend PPO HD Silver 1
PPO · BlueCross BlueShield of South CarolinaHSA
$714/mo
Age 40 premium
BlueExtend PPO Standard Silver
PPO · BlueCross BlueShield of South Carolina
$779/mo
Age 40 premium
Standard Silver + Vision + Adult Dental
HMO · Ambetter from Absolute Total Care
N/A
Age 40 premium
Gold Plans (23)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
BlueEssentials Gold 5
EPO · BlueCross BlueShield of South Carolina
$581/mo
Age 40 premium
Molina Gold Core 1640 Plus with Adult Vision
HMO · Molina Healthcare
$591/mo
Age 40 premium
Molina Gold Value Plus with Adult Dental and Vision
HMO · Molina Healthcare
$614/mo
Age 40 premium
Molina Gold Core 1640 Plus with Adult Dental and Vision
HMO · Molina Healthcare
$625/mo
Age 40 premium
Blue VirtuConnect Gold 1
EPO · BlueCross BlueShield of South Carolina
$629/mo
Age 40 premium
BlueExtend PPO HD Gold 1
PPO · BlueCross BlueShield of South CarolinaHSA
$691/mo
Age 40 premium
BlueExtend PPO Standard Gold
PPO · BlueCross BlueShield of South Carolina
$748/mo
Age 40 premium
BlueEssentials Gold 1
EPO · BlueCross BlueShield of South Carolina
$788/mo
Age 40 premium
BlueEssentials Standard Gold
EPO · BlueCross BlueShield of South Carolina
$789/mo
Age 40 premium
BlueExtend PPO HD Gold 2
PPO · BlueCross BlueShield of South CarolinaHSA
$816/mo
Age 40 premium
South Carolina Has Not Expanded Medicaid
South Carolina has not expanded Medicaid. Adults without dependents generally need income between 100–400% FPL for marketplace subsidies.
Check Medicaid Eligibility