Health Insurance in Beaufort County, SC

Compare 82 ACA plans and check your subsidy eligibility.

2026 Plan Year Data
Expanded Bronze only
Bronze from
$494/mo
Silver from
$507/mo
Gold from
$497/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
201,775
Median Income
$82k
Poverty Rate
9.5%
Uninsured
8.0%
Est. Uninsured
15,449
Insurers
6

Bronze Plans (4)

Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.

Blue Beaufort Bronze 2
HMO · BlueCross BlueShield of South CarolinaHSA
$400/mo
Age 40 premium
UHC Bronze Essential
HMO · UnitedHealthcareHSA
N/A
Age 40 premium
UHC Bronze Essential-
HMO · UnitedHealthcareHSA
N/A
Age 40 premium
First Choice Next Bronze Essential
HMO · First Choice NextHSA
N/A
Age 40 premium

Expanded Bronze Plans (20)

Like Bronze but with some services covered before you meet your deductible.

BlueEssentials Bronze 4
EPO · BlueCross BlueShield of South CarolinaHSA
$393/mo
Age 40 premium
Blue Beaufort Standard Expanded Bronze
HMO · BlueCross BlueShield of South CarolinaHSA
$416/mo
Age 40 premium
Blue Beaufort Bronze 1
HMO · BlueCross BlueShield of South CarolinaHSA
$419/mo
Age 40 premium
BlueExtend PPO HD Bronze 2
PPO · BlueCross BlueShield of South CarolinaHSA
$451/mo
Age 40 premium
Blue VirtuConnect Bronze 1
EPO · BlueCross BlueShield of South CarolinaHSA
$466/mo
Age 40 premium
BlueEssentials Standard Expanded Bronze
EPO · BlueCross BlueShield of South CarolinaHSA
$475/mo
Age 40 premium
BlueExtend PPO Standard Expanded Bronze
PPO · BlueCross BlueShield of South CarolinaHSA
$501/mo
Age 40 premium
BlueEssentials Bronze 6
EPO · BlueCross BlueShield of South CarolinaHSA
$537/mo
Age 40 premium
BlueExtend PPO HD Bronze 1
PPO · BlueCross BlueShield of South CarolinaHSA
$558/mo
Age 40 premium
UHC Bronze Standard
HMO · UnitedHealthcareHSA
N/A
Age 40 premium
UHC Bronze Copay Focus $0 Indiv Med Ded
HMO · UnitedHealthcareHSA
N/A
Age 40 premium
UHC Bronze Copay Focus+ $0 Indiv Med Ded (Dental + Vision)
HMO · UnitedHealthcareHSA
N/A
Age 40 premium
UHC Bronze Standard Plus Chiro
HMO · UnitedHealthcareHSA
N/A
Age 40 premium
First Choice Next Bronze Signature
HMO · First Choice NextHSA
N/A
Age 40 premium
First Choice Next Bronze Premier
HMO · First Choice NextHSA
N/A
Age 40 premium
Everyday Bronze
HMO · Ambetter from Absolute Total CareHSA
N/A
Age 40 premium
Elite Bronze
HMO · Ambetter from Absolute Total CareHSA
N/A
Age 40 premium
Standard Expanded Bronze
HMO · Ambetter from Absolute Total CareHSA
N/A
Age 40 premium
Everyday Bronze + Vision + Adult Dental
HMO · Ambetter from Absolute Total CareHSA
N/A
Age 40 premium
Elite Bronze + Vision + Adult Dental
HMO · Ambetter from Absolute Total CareHSA
N/A
Age 40 premium

Silver Plans (33)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Molina Silver Core Plus with Adult Vision
HMO · Molina Healthcare
$570/mo
Age 40 premium
Molina Silver Saver
HMO · Molina Healthcare
$572/mo
Age 40 premium
BlueEssentials Standard Silver
EPO · BlueCross BlueShield of South Carolina
$574/mo
Age 40 premium
Molina Silver Standard
HMO · Molina Healthcare
$576/mo
Age 40 premium
Molina Silver Core
HMO · Molina Healthcare
$576/mo
Age 40 premium
BlueEssentials Silver 14 + Adult Vision
EPO · BlueCross BlueShield of South Carolina
$588/mo
Age 40 premium
Blue Beaufort Silver 2
HMO · BlueCross BlueShield of South Carolina
$592/mo
Age 40 premium
Blue Beaufort Silver 2 + Adult Vision
HMO · BlueCross BlueShield of South Carolina
$594/mo
Age 40 premium
Blue Beaufort Silver 1
HMO · BlueCross BlueShield of South Carolina
$596/mo
Age 40 premium
Molina Silver Core Plus with Adult Dental and Vision
HMO · Molina Healthcare
$598/mo
Age 40 premium
BlueEssentials Silver 40
EPO · BlueCross BlueShield of South Carolina
$600/mo
Age 40 premium
Blue Beaufort Standard Silver
HMO · BlueCross BlueShield of South Carolina
$606/mo
Age 40 premium
BlueExtend PPO HD Silver 2
PPO · BlueCross BlueShield of South CarolinaHSA
$650/mo
Age 40 premium
BlueEssentials Silver 14
EPO · BlueCross BlueShield of South Carolina
$665/mo
Age 40 premium
Blue VirtuConnect Silver 1
EPO · BlueCross BlueShield of South Carolina
$696/mo
Age 40 premium
BlueExtend PPO HD Silver 1
PPO · BlueCross BlueShield of South CarolinaHSA
$714/mo
Age 40 premium
BlueExtend PPO Standard Silver
PPO · BlueCross BlueShield of South Carolina
$779/mo
Age 40 premium
UHC Silver Standard
HMO · UnitedHealthcare
N/A
Age 40 premium
UHC Silver Copay Focus $0 Indiv Med Ded
HMO · UnitedHealthcare
N/A
Age 40 premium
UHC Silver Advantage
HMO · UnitedHealthcare
N/A
Age 40 premium
UHC Silver Advantage+ (Dental + Vision)
HMO · UnitedHealthcare
N/A
Age 40 premium
UHC Silver Standard-
HMO · UnitedHealthcare
N/A
Age 40 premium
UHC Silver Standard Plus Chiro
HMO · UnitedHealthcare
N/A
Age 40 premium
InHealth Basic 1
HMO · InStil Health
N/A
Age 40 premium
InHealth Basic 1 + Adult Vision
HMO · InStil Health
N/A
Age 40 premium
InHealth Basic 2
HMO · InStil Health
N/A
Age 40 premium
InHealth Basic Standard
HMO · InStil Health
N/A
Age 40 premium
First Choice Next Silver Signature
HMO · First Choice Next
N/A
Age 40 premium
First Choice Next Silver Premier
HMO · First Choice Next
N/A
Age 40 premium
First Choice Next Silver Essential
HMO · First Choice Next
N/A
Age 40 premium
Focused Silver
HMO · Ambetter from Absolute Total Care
N/A
Age 40 premium
Standard Silver
HMO · Ambetter from Absolute Total Care
N/A
Age 40 premium
Standard Silver + Vision + Adult Dental
HMO · Ambetter from Absolute Total Care
N/A
Age 40 premium

Gold Plans (25)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

BlueEssentials Gold 5
EPO · BlueCross BlueShield of South Carolina
$581/mo
Age 40 premium
Molina Gold Core 1640
HMO · Molina Healthcare
$587/mo
Age 40 premium
Molina Gold Core 1640 Plus with Adult Vision
HMO · Molina Healthcare
$591/mo
Age 40 premium
Molina Gold Value
HMO · Molina Healthcare
$592/mo
Age 40 premium
Molina Gold Value Plus with Adult Vision
HMO · Molina Healthcare
$596/mo
Age 40 premium
Molina Gold Standard
HMO · Molina Healthcare
$614/mo
Age 40 premium
Molina Gold Value Plus with Adult Dental and Vision
HMO · Molina Healthcare
$614/mo
Age 40 premium
Blue Beaufort Gold 1
HMO · BlueCross BlueShield of South Carolina
$622/mo
Age 40 premium
Molina Gold Core 1640 Plus with Adult Dental and Vision
HMO · Molina Healthcare
$625/mo
Age 40 premium
Blue VirtuConnect Gold 1
EPO · BlueCross BlueShield of South Carolina
$629/mo
Age 40 premium
Blue Beaufort Standard Gold
HMO · BlueCross BlueShield of South Carolina
$646/mo
Age 40 premium
BlueExtend PPO HD Gold 1
PPO · BlueCross BlueShield of South CarolinaHSA
$691/mo
Age 40 premium
BlueExtend PPO Standard Gold
PPO · BlueCross BlueShield of South Carolina
$748/mo
Age 40 premium
BlueEssentials Gold 1
EPO · BlueCross BlueShield of South Carolina
$788/mo
Age 40 premium
BlueEssentials Standard Gold
EPO · BlueCross BlueShield of South Carolina
$789/mo
Age 40 premium
BlueExtend PPO HD Gold 2
PPO · BlueCross BlueShield of South CarolinaHSA
$816/mo
Age 40 premium
UHC Gold Advantage+ (Dental + Vision)
HMO · UnitedHealthcare
N/A
Age 40 premium
UHC Gold Standard
HMO · UnitedHealthcare
N/A
Age 40 premium
UHC Gold Copay Focus $0 Indiv Med Ded
HMO · UnitedHealthcare
N/A
Age 40 premium
UHC Gold Advantage
HMO · UnitedHealthcare
N/A
Age 40 premium
UHC Gold Standard Plus Chiro
HMO · UnitedHealthcare
N/A
Age 40 premium
InHealth Basic Plus Standard
HMO · InStil Health
N/A
Age 40 premium
First Choice Next Gold Signature
HMO · First Choice Next
N/A
Age 40 premium
First Choice Next Gold Premier
HMO · First Choice Next
N/A
Age 40 premium
Standard Gold
HMO · Ambetter from Absolute Total Care
N/A
Age 40 premium

South Carolina Has Not Expanded Medicaid

South Carolina has not expanded Medicaid. Adults without dependents generally need income between 100–400% FPL for marketplace subsidies.

Check Medicaid Eligibility

Calculate Your Costs in Beaufort County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for South Carolina Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?