Health Insurance in Bristol County, RI
Compare 20 ACA plans and check your subsidy eligibility.
2025 Plan Year Data2026 data from CMS pending
Expanded Bronze only
Bronze from
$404/mo
Silver from
$416/mo
Gold from
$404/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveExpanded Bronze Plans (4)
Like Bronze but with some services covered before you meet your deductible.
Neighborhood INNOVATION
HMO · Neighborhood Health Plan of Rhode Island
$299/mo
Age 40 premium
Neighborhood ECONOMY
HMO · Neighborhood Health Plan of Rhode IslandHSA
$309/mo
Age 40 premium
BlueSolutions for HSA Direct 6300/12600 WPD
PPO · Blue Cross Blue Shield of Rhode IslandHSA
$383/mo
Age 40 premium
BlueSolutions for HSA Direct 6300/12600 WPDAB
PPO · Blue Cross Blue Shield of Rhode IslandHSA
$384/mo
Age 40 premium
Silver Plans (7)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Neighborhood COMMUNITY
HMO · Neighborhood Health Plan of Rhode IslandHSA
$404/mo
Age 40 premium
Neighborhood VALUE
HMO · Neighborhood Health Plan of Rhode Island
$425/mo
Age 40 premium
Neighborhood VALUE Modified
HMO · Neighborhood Health Plan of Rhode Island
$426/mo
Age 40 premium
BlueCHiP Direct Advance 4950/9900 WPD
POS · Blue Cross Blue Shield of Rhode Island
$454/mo
Age 40 premium
BlueCHiP Direct 5000/10000 WPD
POS · Blue Cross Blue Shield of Rhode Island
$524/mo
Age 40 premium
BlueSolutions for HSA Direct 4100/8200 WPD
PPO · Blue Cross Blue Shield of Rhode IslandHSA
$529/mo
Age 40 premium
VantageBlue Direct Plan 6000/12000 WPD
PPO · Blue Cross Blue Shield of Rhode Island
$575/mo
Age 40 premium
Gold Plans (7)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Neighborhood ESSENTIAL
HMO · Neighborhood Health Plan of Rhode Island
$428/mo
Age 40 premium
BlueCHiP Direct Advance 2300/4600 WPD
POS · Blue Cross Blue Shield of Rhode Island
$482/mo
Age 40 premium
BlueCHiP Direct 2300/4600 WPDAcu
POS · Blue Cross Blue Shield of Rhode Island
$561/mo
Age 40 premium
BlueSolutions for HSA Direct 1700/3400 WPDAcu
PPO · Blue Cross Blue Shield of Rhode IslandHSA
$594/mo
Age 40 premium
BasicBlue Direct 2500/5000 WPDAcu
PPO · Blue Cross Blue Shield of Rhode Island
$598/mo
Age 40 premium
VantageBlue Direct 1500/3000 WPDAcu
PPO · Blue Cross Blue Shield of Rhode Island
$632/mo
Age 40 premium
Platinum Plans (2)
Highest premium, lowest cost-sharing. Best for people with frequent medical needs.
VantageBlue Direct Plan 750/1500 WPDAcu Modified
PPO · Blue Cross Blue Shield of Rhode Island
$736/mo
Age 40 premium
VantageBlue Direct Plan 750/1500 WPDAcu
PPO · Blue Cross Blue Shield of Rhode Island
$738/mo
Age 40 premium
Rhode Island Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Rhode Island — often with $0 premiums.
Check Medicaid Eligibility