Health Insurance in Elk County, PA
Compare 233 ACA plans and check your subsidy eligibility.
2025 Plan Year Data2026 data from CMS pending
$258/mo
Bronze from
$349/mo
Silver from
$340/mo
Gold from
$349/mo
Benchmark (SLCSP)
Bronze Plans (9)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
UPMC Advantage + Select Network + Bronze $6,700 + EPO
EPO · UPMC Health Plan
$276/mo
Age 40 premium
UPMC Advantage + Premium Network + Bronze $6,700 + PPO
PPO · UPMC Health Plan
$354/mo
Age 40 premium
UPMC Advantage + Standard Network + Bronze $6,700 + HMO
HMO · UPMC Health Options
$381/mo
Age 40 premium
my Blue Access PPO Bronze 8900
PPO · Highmark Blue Cross Blue Shield
$406/mo
Age 40 premium
my Priority Blue Flex PPO Bronze 8900
PPO · Highmark Blue Cross Blue Shield
$409/mo
Age 40 premium
Expanded Bronze Plans (60)
Like Bronze but with some services covered before you meet your deductible.
Everyday Bronze + Vision + Adult Dental
HMO · Capital BlueCross Select
$284/mo
Age 40 premium
UPMC VirtualCare + Select Network + Bronze $4,400 + EPO
EPO · UPMC Health Plan
$285/mo
Age 40 premium
Together Blue EPO Bronze 7400 HSA - Custom Drug Benefit
EPO · Highmark Inc.HSA
$296/mo
Age 40 premium
Together Blue EPO Bronze 3800 + Adult Dental and Vision
EPO · Highmark Inc.
$316/mo
Age 40 premium
Choice Bronze HSA + Vision + Adult Dental
HMO · Capital BlueCross SelectHSA
$329/mo
Age 40 premium
Jefferson Health Plans + Value + Bronze + HMO
HMO · Jefferson Health Plans HMO
$369/mo
Age 40 premium
Bronze Classic PCP Saver Plus
HMO · Oscar Health Plan of Pennsylvania
$379/mo
Age 40 premium
Jefferson Health Plans + Total + Bronze + HMO
HMO · Jefferson Health Plans HMO
$385/mo
Age 40 premium
Personal Choice EPO Bronze Reserve
EPO · Independence Blue CrossHSA
$391/mo
Age 40 premium
Jefferson Health Plans + $0 Deductible + Bronze + HMO
HMO · Jefferson Health Plans HMO
$395/mo
Age 40 premium
Elite Bronze + Vision + Adult Dental
HMO · Capital BlueCross Select
$396/mo
Age 40 premium
Geisinger Marketplace Premier HMO 40/80/8400
HMO · Geisinger Quality Options
$417/mo
Age 40 premium
Geisinger Marketplace All-Access HMO Pharmacy First 8500
HMO · Geisinger Quality Options
$427/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 40/80/8400
HMO · Geisinger Quality Options
$443/mo
Age 40 premium
Geisinger Marketplace All-Access HMO Pharmacy First 8500
HMO · Geisinger Quality Options
$450/mo
Age 40 premium
Geisinger Marketplace All-Access PPO 40/80/8400
PPO · Geisinger Indemnity Insurance Company
$450/mo
Age 40 premium
my Blue Access PPO Bronze 3800
PPO · Highmark Blue Cross Blue Shield
$452/mo
Age 40 premium
Jefferson Health Plans + Value + Bronze + PPO
PPO · Jefferson Health Plans
$454/mo
Age 40 premium
my Priority Blue Flex PPO Bronze 3800
PPO · Highmark Blue Cross Blue Shield
$455/mo
Age 40 premium
my Blue Access PPO Bronze 7400 HSA - Custom Drug Benefit
PPO · Highmark Blue Cross Blue ShieldHSA
$455/mo
Age 40 premium
my Priority Blue Flex PPO Bronze 7400 HSA - Custom Drug Benefit
PPO · Highmark Blue Cross Blue ShieldHSA
$459/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 40/80/8400
HMO · Geisinger Quality Options
$466/mo
Age 40 premium
Jefferson Health Plans + Total + Bronze + PPO
PPO · Jefferson Health Plans
$468/mo
Age 40 premium
Geisinger Marketplace All-Access QHDHP PPO 7050- HSA Eligible
PPO · Geisinger Indemnity Insurance CompanyHSA
$469/mo
Age 40 premium
Jefferson Health Plans + $0 Deductible + Bronze + PPO
PPO · Jefferson Health Plans
$472/mo
Age 40 premium
Geisinger Marketplace All-Access PPO 40/80/8400
PPO · Geisinger Indemnity Insurance Company
$474/mo
Age 40 premium
my Blue Access PPO Bronze 3800 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield
$475/mo
Age 40 premium
my Priority Blue Flex PPO Bronze 3800 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield
$479/mo
Age 40 premium
my Direct Blue EPO Bronze 7400 HSA - Custom Drug Benefit
EPO · Highmark Blue ShieldHSA
$487/mo
Age 40 premium
my Blue Access PPO Bronze 7400 HSA - Custom Drug Benefit
PPO · Highmark Blue ShieldHSA
$487/mo
Age 40 premium
Geisinger Marketplace All-Access QHDHP PPO 7050- HSA Eligible
PPO · Geisinger Indemnity Insurance CompanyHSA
$493/mo
Age 40 premium
my Direct Blue EPO Bronze 3800 + Adult Dental and Vision
EPO · Highmark Blue Shield
$496/mo
Age 40 premium
my Blue Access PPO Bronze 3800 + Adult Dental and Vision
PPO · Highmark Blue Shield
$502/mo
Age 40 premium
Geisinger Marketplace All-Access HMO Pharmacy First 8500
HMO · Geisinger Quality Options
$562/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 40/80/8400
HMO · Geisinger Quality Options
$583/mo
Age 40 premium
Geisinger Marketplace All-Access PPO 40/80/8400
PPO · Geisinger Indemnity Insurance Company
$593/mo
Age 40 premium
my Blue Access PPO Bronze 7400 HSA - Custom Drug Benefit
PPO · Highmark Blue ShieldHSA
$600/mo
Age 40 premium
my Blue Access PPO Bronze 3800 + Adult Dental and Vision
PPO · Highmark Blue Shield
$608/mo
Age 40 premium
Geisinger Marketplace All-Access QHDHP PPO 7050- HSA Eligible
PPO · Geisinger Indemnity Insurance CompanyHSA
$617/mo
Age 40 premium
Silver Plans (59)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Keystone HMO Silver Proactive Essential
HMO · Keystone Health Plan East
$400/mo
Age 40 premium
Keystone HMO Silver Proactive Basic
HMO · Keystone Health Plan East
$418/mo
Age 40 premium
UPMC VirtualCare + Select Network + Silver $4,400 + EPO
EPO · UPMC Health Plan
$420/mo
Age 40 premium
UPMC Advantage + Select Network + Silver $7,000 + EPO
EPO · UPMC Health Plan
$432/mo
Age 40 premium
UPMC Advantage + Select Network + Silver $2,600 + EPO
EPO · UPMC Health Plan
$456/mo
Age 40 premium
Complete Silver + Vision + Adult Dental
HMO · Capital BlueCross Select
$462/mo
Age 40 premium
Together Blue EPO Premier Silver 0 + Adult Dental and Vision
EPO · Highmark Inc.
$468/mo
Age 40 premium
Keystone HMO Silver Proactive Lite
HMO · Keystone Health Plan East
$476/mo
Age 40 premium
Franklin Silver + Vision + Adult Dental
HMO · Capital BlueCross Select
$494/mo
Age 40 premium
UPMC Advantage + Premium Network + Silver $7,000 + PPO
PPO · UPMC Health Plan
$556/mo
Age 40 premium
Jefferson Health Plans + Total + Silver + HMO
HMO · Jefferson Health Plans HMO
$561/mo
Age 40 premium
Jefferson Health Plans + Balanced + Silver + HMO
HMO · Jefferson Health Plans HMO
$580/mo
Age 40 premium
UPMC Advantage +Premium Network + Silver $2,600 + PPO
PPO · UPMC Health Plan
$590/mo
Age 40 premium
UPMC Advantage + Standard Network + Silver $7,000 + HMO
HMO · UPMC Health Options
$598/mo
Age 40 premium
Focused Silver + Vision + Adult Dental
HMO · Capital BlueCross Select
$608/mo
Age 40 premium
UPMC Advantage + Standard Network + Silver $2,600 + HMO
HMO · UPMC Health Options
$631/mo
Age 40 premium
my Blue Access PPO Silver 7000
PPO · Highmark Blue Cross Blue Shield
$639/mo
Age 40 premium
Jefferson Health Plans + $0 Deductible + Silver + HMO
HMO · Jefferson Health Plans HMO
$645/mo
Age 40 premium
my Priority Blue Flex PPO Silver 7000
PPO · Highmark Blue Cross Blue Shield
$656/mo
Age 40 premium
Jefferson Health Plans + Total + Silver + PPO
PPO · Jefferson Health Plans
$660/mo
Age 40 premium
Jefferson Health Plans + Balanced + Silver + PPO
PPO · Jefferson Health Plans
$662/mo
Age 40 premium
Geisinger Marketplace Premier HMO 30/60/4900
HMO · Geisinger Quality Options
$686/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 30/60/4900
HMO · Geisinger Quality Options
$693/mo
Age 40 premium
Jefferson Health Plans + $0 Deductible + Silver + PPO
PPO · Jefferson Health Plans
$703/mo
Age 40 premium
my Blue Access PPO Premier Silver 0
PPO · Highmark Blue Cross Blue Shield
$708/mo
Age 40 premium
my Priority Blue Flex PPO Premier Silver 0
PPO · Highmark Blue Cross Blue Shield
$723/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 30/60/4900
HMO · Geisinger Quality Options
$730/mo
Age 40 premium
my Blue Access PPO Premier Silver 0 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield
$732/mo
Age 40 premium
Geisinger Marketplace All-Access PPO 30/60/4900
PPO · Geisinger Indemnity Insurance Company
$746/mo
Age 40 premium
Geisinger Marketplace All-Access PPO 30/60/4900
PPO · Geisinger Indemnity Insurance Company
$746/mo
Age 40 premium
my Priority Blue Flex PPO Premier Silver 0 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield
$747/mo
Age 40 premium
my Blue Access PPO Premier Silver 0 + Adult Dental and Vision
PPO · Highmark Blue Shield
$763/mo
Age 40 premium
my Direct Blue EPO Premier Silver 0 + Adult Dental and Vision
EPO · Highmark Blue Shield
$769/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 30/60/4900
HMO · Geisinger Quality Options
$912/mo
Age 40 premium
Geisinger Marketplace All-Access PPO 30/60/4900
PPO · Geisinger Indemnity Insurance Company
$932/mo
Age 40 premium
my Blue Access PPO Premier Silver 0 + Adult Dental and Vision
PPO · Highmark Blue Shield
$945/mo
Age 40 premium
Gold Plans (89)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
UPMC Advantage + Select Network + Gold $2,500 + EPO + HSA Eligible
EPO · UPMC Health PlanHSA
$346/mo
Age 40 premium
UPMC Advantage + Select Network + Gold $1,000 + EPO
EPO · UPMC Health Plan
$379/mo
Age 40 premium
UPMC First Care + Select Network + Gold $0 + EPO
EPO · UPMC Health Plan
$409/mo
Age 40 premium
Together Blue EPO Gold 0 + Adult Dental and Vision
EPO · Highmark Inc.
$416/mo
Age 40 premium
Everyday Gold + Vision + Adult Dental
HMO · Capital BlueCross Select
$428/mo
Age 40 premium
Together Blue EPO Premier Gold 0 + Adult Dental and Vision
EPO · Highmark Inc.
$430/mo
Age 40 premium
UPMC Advantage + Premium Network + Gold $2,500 + PPO + HSA Eligible
PPO · UPMC Health PlanHSA
$445/mo
Age 40 premium
UPMC Advantage + Standard Network + Gold $2,500 + HMO + HSA Eligible
HMO · UPMC Health OptionsHSA
$479/mo
Age 40 premium
Elite Gold + Vision + Adult Dental
HMO · Capital BlueCross Select
$486/mo
Age 40 premium
UPMC Advantage + Premium Network + Gold $1,000 + PPO
PPO · UPMC Health Plan
$490/mo
Age 40 premium
Jefferson Health Plans + Value + Gold + HMO
HMO · Jefferson Health Plans HMO
$521/mo
Age 40 premium
UPMC Advantage + Standard Network + Gold $1,000 + HMO
HMO · UPMC Health Options
$525/mo
Age 40 premium
UPMC First Care + Premium Network + Gold $0 + PPO
PPO · UPMC Health Plan
$531/mo
Age 40 premium
Jefferson Health Plans + Total + Gold + HMO
HMO · Jefferson Health Plans HMO
$533/mo
Age 40 premium
my Blue Access PPO Gold 1500
PPO · Highmark Blue Cross Blue Shield
$540/mo
Age 40 premium
Complete Gold + Vision + Adult Dental
HMO · Capital BlueCross Select
$544/mo
Age 40 premium
my Blue Access PPO Gold 1700 HSA
PPO · Highmark Blue Cross Blue ShieldHSA
$546/mo
Age 40 premium
my Priority Blue Flex PPO Gold 1500
PPO · Highmark Blue Cross Blue Shield
$550/mo
Age 40 premium
my Priority Blue Flex PPO Gold 1700 HSA
PPO · Highmark Blue Cross Blue ShieldHSA
$558/mo
Age 40 premium
Jefferson Health Plans + $0 Deductible + Gold + HMO
HMO · Jefferson Health Plans HMO
$562/mo
Age 40 premium
Jefferson Health Plans + Value + Gold + PPO
PPO · Jefferson Health Plans
$574/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 25/50/4000
HMO · Geisinger Quality Options
$576/mo
Age 40 premium
Jefferson Health Plans + Total + Gold + PPO
PPO · Jefferson Health Plans
$576/mo
Age 40 premium
Geisinger Marketplace Premier HMO 20/50/3250
HMO · Geisinger Quality Options
$584/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 25/50/2500
HMO · Geisinger Quality Options
$593/mo
Age 40 premium
Jefferson Health Plans + $0 Deductible + Gold + PPO
PPO · Jefferson Health Plans
$598/mo
Age 40 premium
my Priority Blue Flex PPO Gold 0
PPO · Highmark Blue Cross Blue Shield
$604/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 25/50/4000
HMO · Geisinger Quality Options
$606/mo
Age 40 premium
my Blue Access PPO Premier Gold 0
PPO · Highmark Blue Cross Blue Shield
$614/mo
Age 40 premium
my Blue Access PPO Gold 0 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield
$617/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 20/50/3250
HMO · Geisinger Quality Options
$621/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 25/50/2500
HMO · Geisinger Quality Options
$624/mo
Age 40 premium
my Priority Blue Flex PPO Premier Gold 0
PPO · Highmark Blue Cross Blue Shield
$626/mo
Age 40 premium
my Priority Blue Flex PPO Gold 0 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield
$628/mo
Age 40 premium
Geisinger Marketplace All-Access Extra HMO 10/50/500
HMO · Geisinger Quality Options
$630/mo
Age 40 premium
Geisinger Marketplace All-Access PPO 20/50/3250
PPO · Geisinger Indemnity Insurance Company
$633/mo
Age 40 premium
my Blue Access PPO Premier Gold 0 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield
$638/mo
Age 40 premium
my Direct Blue EPO Gold 0 + Adult Dental and Vision
EPO · Highmark Blue Shield
$645/mo
Age 40 premium
my Priority Blue Flex PPO Premier Gold 0 + Adult Dental and Vision
PPO · Highmark Blue Cross Blue Shield
$650/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 20/50/3250
HMO · Geisinger Quality Options
$654/mo
Age 40 premium
my Blue Access PPO Gold 0 + Adult Dental and Vision
PPO · Highmark Blue Shield
$658/mo
Age 40 premium
Geisinger Marketplace All-Access PPO 20/50/3250
PPO · Geisinger Indemnity Insurance Company
$666/mo
Age 40 premium
my Direct Blue EPO Premier Gold 0 + Adult Dental and Vision
EPO · Highmark Blue Shield
$670/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 25/45/250
HMO · Geisinger Quality Options
$676/mo
Age 40 premium
my Blue Access PPO Premier Gold 0 + Adult Dental and Vision
PPO · Highmark Blue Shield
$678/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 25/50/4000
HMO · Geisinger Quality Options
$758/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 25/50/2500
HMO · Geisinger Quality Options
$780/mo
Age 40 premium
my Blue Access PPO Gold 0 + Adult Dental and Vision
PPO · Highmark Blue Shield
$792/mo
Age 40 premium
Geisinger Marketplace All-Access PPO 20/50/3250
PPO · Geisinger Indemnity Insurance Company
$799/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 25/45/250
HMO · Geisinger Quality Options
$811/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 20/50/3250
HMO · Geisinger Quality Options
$817/mo
Age 40 premium
my Blue Access PPO Premier Gold 0 + Adult Dental and Vision
PPO · Highmark Blue Shield
$823/mo
Age 40 premium
Geisinger Marketplace All-Access HMO 25/45/250
HMO · Geisinger Quality Options
$844/mo
Age 40 premium
Platinum Plans (2)
Highest premium, lowest cost-sharing. Best for people with frequent medical needs.
Together Blue EPO Premier Platinum 0 + Adult Dental and Vision
EPO · Highmark Inc.
$494/mo
Age 40 premium
Catastrophic Plans (14)
Very low premium, very high deductible. Only available to people under 30.
Together Blue Major Events EPO Catastrophic 9200 - 3 Free PCP Visits
EPO · Highmark Inc.
$225/mo
Age 40 premium
UPMC Advantage + Select Network Catastrophic $9,200 + EPO
EPO · UPMC Health Plan
$266/mo
Age 40 premium
my Direct Blue Major Events EPO Catastrophic 9200 - 3 Free PCP Visits
EPO · Highmark Blue Shield
$344/mo
Age 40 premium
my Blue Access Major Events PPO Catastrophic 9200 - 3 Free PCP Visits
PPO · Highmark Blue Cross Blue Shield
$345/mo
Age 40 premium
my Priority Blue Major Events PPO Catastrophic 9200 - 3 Free PCP Visits
PPO · Highmark Blue Cross Blue Shield
$345/mo
Age 40 premium
my Blue Access Major Events PPO Catastrophic 9200 - 3 Free PCP Visits
PPO · Highmark Blue Shield
$359/mo
Age 40 premium
UPMC Advantage + Standard Network + Catastrophic $9,200 + HMO
HMO · UPMC Health Options
$368/mo
Age 40 premium
Geisinger Marketplace All-Access Value
POS · Geisinger Quality Options
$384/mo
Age 40 premium
Geisinger Marketplace All-Access Value
POS · Geisinger Quality Options
$404/mo
Age 40 premium
UPMC Advantage+ Premium Network + Catastrophic $9,200 + PPO
PPO · UPMC Health Plan
$412/mo
Age 40 premium
my Blue Access Major Events PPO Catastrophic 9200 - 3 Free PCP Visits
PPO · Highmark Blue Shield
$424/mo
Age 40 premium
Geisinger Marketplace All-Access Value
POS · Geisinger Quality Options
$505/mo
Age 40 premium
Pennsylvania Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Pennsylvania — often with $0 premiums.
Check Medicaid Eligibility