Health Insurance in Shelby County, OH
Compare 189 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
$414/mo
Bronze from
$482/mo
Silver from
$482/mo
Gold from
$483/mo
Benchmark (SLCSP)
Bronze Plans (5)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)
HMO · UnitedHealthcareHSA
$495/mo
Age 40 premium
Anthem Bronze Pathway 10600 ($0 Virtual PCP + $0 Select Drugs)
HMO · Anthem Blue Cross and Blue ShieldHSA
$502/mo
Age 40 premium
Anthem Bronze Pathway 10600 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs)
HMO · Anthem Blue Cross and Blue ShieldHSA
$509/mo
Age 40 premium
Expanded Bronze Plans (60)
Like Bronze but with some services covered before you meet your deductible.
Bronze Simple Breathe Easy with Enhanced COPD Benefits
HMO · Oscar Health InsuranceHSA
$406/mo
Age 40 premium
Bronze Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
HMO · Antidote Health Plan of Ohio, Inc.HSA
$417/mo
Age 40 premium
Bronze Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
HMO · Antidote Health Plan of Ohio, Inc.HSA
$424/mo
Age 40 premium
SummaCare Bronze 10600 with 3 Free PCP Visits + Adult Vision
HMO · SummaCareHSA
$430/mo
Age 40 premium
Bronze Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
HMO · Antidote Health Plan of Ohio, Inc.HSA
$432/mo
Age 40 premium
Bronze Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
HMO · Antidote Health Plan of Ohio, Inc.HSA
$444/mo
Age 40 premium
Standard Expanded Bronze
HMO · Ambetter from Buckeye Health PlanHSA
$465/mo
Age 40 premium
Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness
HMO · CareSourceHSA
$471/mo
Age 40 premium
Standard Expanded Bronze + Vision + Adult Dental
HMO · Ambetter from Buckeye Health PlanHSA
$480/mo
Age 40 premium
Everyday Bronze + Vision + Adult Dental
HMO · Ambetter from Buckeye Health PlanHSA
$481/mo
Age 40 premium
Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness
HMO · CareSourceHSA
$485/mo
Age 40 premium
Paramount Value Bronze HRA NWO Plus Adult Dental & Vision OE
HMO · ParamountHSA
$501/mo
Age 40 premium
Paramount Value Bronze HRA NCO Plus Adult Dental & Vision OE
HMO · ParamountHSA
$501/mo
Age 40 premium
Choice Bronze HSA + Vision + Adult Dental
HMO · Ambetter from Buckeye Health PlanHSA
$519/mo
Age 40 premium
Molina Bronze Saver 7000 Plus with Adult Vision
HMO · Molina HealthcareHSA
$522/mo
Age 40 premium
Anthem Heart Healthy Bronze Pathway 6000 ($0 Virtual PCP + $0 Select Drugs)
HMO · Anthem Blue Cross and Blue ShieldHSA
$530/mo
Age 40 premium
UHC Bronze Standard+ (Dental + Vision, No Referrals)
HMO · UnitedHealthcareHSA
$534/mo
Age 40 premium
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
HMO · UnitedHealthcareHSA
$541/mo
Age 40 premium
Anthem Bronze Pathway 8500 for HSA
HMO · Anthem Blue Cross and Blue ShieldHSA
$541/mo
Age 40 premium
Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs)
HMO · Anthem Blue Cross and Blue ShieldHSA
$543/mo
Age 40 premium
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
HMO · UnitedHealthcareHSA
$552/mo
Age 40 premium
Paramount Economy Bronze NWO, Plus Adult Dental & Vision OE
HMO · ParamountHSA
$567/mo
Age 40 premium
Paramount Economy Bronze NCO, Plus Adult Dental & Vision Off Exchange
HMO · ParamountHSA
$567/mo
Age 40 premium
Molina Bronze Saver 7000 Plus with Adult Dental and Vision
HMO · Molina HealthcareHSA
$630/mo
Age 40 premium
Molina Bronze Enhanced 3500 Plus with Adult Vision
HMO · Molina HealthcareHSA
$634/mo
Age 40 premium
Bronze Classic Standard | Cleveland Clinic
HMO · Oscar Insurance Corporation of OhioHSA
$647/mo
Age 40 premium
Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision
HMO · Molina HealthcareHSA
$652/mo
Age 40 premium
Bronze Classic PCP Saver | Cleveland Clinic
HMO · Oscar Insurance Corporation of OhioHSA
$657/mo
Age 40 premium
Bronze Simple Diabetes | Cleveland Clinic
HMO · Oscar Insurance Corporation of OhioHSA
$662/mo
Age 40 premium
Bronze Simple HSA | Cleveland Clinic
HMO · Oscar Insurance Corporation of OhioHSA
$667/mo
Age 40 premium
Bronze Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic
HMO · Oscar Insurance Corporation of OhioHSA
$667/mo
Age 40 premium
Bronze Simple Chronic Care CKM | Cleveland Clinic
HMO · Oscar Insurance Corporation of OhioHSA
$672/mo
Age 40 premium
Silver Plans (69)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
SummaCare Silver 5000 1000 Rx with 3 Free PCP Visits
HMO · SummaCare
$506/mo
Age 40 premium
SummaCare Silver 6000 with 3 Free PCP Visits + Adult Vision
HMO · SummaCare
$509/mo
Age 40 premium
Molina Silver Core Plus with Adult Vision
HMO · Molina Healthcare
$511/mo
Age 40 premium
Silver Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
HMO · Antidote Health Plan of Ohio, Inc.
$515/mo
Age 40 premium
SummaCare Silver 3500 with 3 Free PCP Visits + Adult Vision
HMO · SummaCare
$526/mo
Age 40 premium
Silver Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
HMO · Antidote Health Plan of Ohio, Inc.
$527/mo
Age 40 premium
Silver Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
HMO · Antidote Health Plan of Ohio, Inc.
$533/mo
Age 40 premium
Silver Simple Breathe Easy with Enhanced COPD Benefits
HMO · Oscar Health Insurance
$538/mo
Age 40 premium
Silver Simple Women's Health with Menopause Benefits
HMO · Oscar Health Insurance
$548/mo
Age 40 premium
Standard Silver + Vision + Adult Dental
HMO · Ambetter from Buckeye Health Plan
$590/mo
Age 40 premium
Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness
HMO · CareSource
$607/mo
Age 40 premium
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
HMO · CareSource
$626/mo
Age 40 premium
Silver 6000 $20 Generic Drugs + Adult Vision & Fitness
HMO · CareSource
$631/mo
Age 40 premium
Complete Silver + Vision + Adult Dental
HMO · Ambetter from Buckeye Health Plan
$634/mo
Age 40 premium
Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs)
HMO · Anthem Blue Cross and Blue Shield
$649/mo
Age 40 premium
Anthem Heart Healthy Silver Pathway 5000 ($0 Virtual PCP + $0 Select Drugs)
HMO · Anthem Blue Cross and Blue Shield
$658/mo
Age 40 premium
Silver Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
HMO · Antidote Health Plan of Ohio, Inc.
$668/mo
Age 40 premium
UHC Silver Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)
HMO · UnitedHealthcare
$681/mo
Age 40 premium
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
HMO · UnitedHealthcare
$681/mo
Age 40 premium
Anthem Silver Pathway 4000 ($0 Virtual PCP + $0 Select Drugs)
HMO · Anthem Blue Cross and Blue Shield
$683/mo
Age 40 premium
Anthem Silver Pathway 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs)
HMO · Anthem Blue Cross and Blue Shield
$690/mo
Age 40 premium
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services
HMO · CareSource
$690/mo
Age 40 premium
UHC Silver Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$691/mo
Age 40 premium
Molina Silver Saver with Four Free PCP Visits
HMO · Molina Healthcare
$695/mo
Age 40 premium
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$696/mo
Age 40 premium
Diabetes Silver 5000 $0 Chronic Care Drugs & Services
HMO · CareSource
$699/mo
Age 40 premium
Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
HMO · CareSource
$704/mo
Age 40 premium
Paramount Everyday Silver NWO Plus Adult Dental & Vision OE
HMO · Paramount
$706/mo
Age 40 premium
Paramount Everyday Silver NCO Plus Adult Dental & Vision OE
HMO · Paramount
$706/mo
Age 40 premium
Silver Simple Diabetes | Cleveland Clinic
HMO · Oscar Insurance Corporation of Ohio
$718/mo
Age 40 premium
Silver Simple PCP Saver | Cleveland Clinic
HMO · Oscar Insurance Corporation of Ohio
$718/mo
Age 40 premium
Molina Silver Core Plus with Adult Dental and Vision
HMO · Molina Healthcare
$720/mo
Age 40 premium
Silver Simple Breathe Easy with Enhanced COPD Benefits | Cleveland Clinic
HMO · Oscar Insurance Corporation of Ohio
$721/mo
Age 40 premium
Silver Classic Standard | Cleveland Clinic
HMO · Oscar Insurance Corporation of Ohio
$724/mo
Age 40 premium
Silver Simple Chronic Care CKM | Cleveland Clinic
HMO · Oscar Insurance Corporation of Ohio
$727/mo
Age 40 premium
Silver Simple Women's Health with Menopause Benefits | Cleveland Clinic
HMO · Oscar Insurance Corporation of Ohio
$732/mo
Age 40 premium
Silver Elite Saver Plus | Cleveland Clinic
HMO · Oscar Insurance Corporation of Ohio
$747/mo
Age 40 premium
Paramount Essential Silver HRA NWO, Plus Adult Dental & Vision OE
HMO · Paramount
$757/mo
Age 40 premium
Paramount Essential Silver HRA NCO, Plus Adult Dental & Vision OE
HMO · Paramount
$757/mo
Age 40 premium
HDHP Preventive Silver 5500 $0 Chronic Care Drugs
HMO · CareSourceHSA
$807/mo
Age 40 premium
UHC Silver Standard+ (Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$828/mo
Age 40 premium
Anthem Silver Pathway 5500 for HSA
HMO · Anthem Blue Cross and Blue ShieldHSA
N/A
Age 40 premium
Gold Plans (55)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Clear Gold + Vision + Adult Dental
HMO · Ambetter from Buckeye Health Plan
$536/mo
Age 40 premium
Complete Gold + Vision + Adult Dental
HMO · Ambetter from Buckeye Health Plan
$575/mo
Age 40 premium
Molina Gold Enhanced 895 Plus with Adult Dental and Vision
HMO · Molina Healthcare
$594/mo
Age 40 premium
SummaCare Gold 2000 with 3 Free PCP Visits + Adult Vision
HMO · SummaCare
$618/mo
Age 40 premium
SummaCare Gold 1000 with 3 Free PCP Visits + Adult Vision
HMO · SummaCare
$618/mo
Age 40 premium
Standard Gold + Vision + Adult Dental
HMO · Ambetter from Buckeye Health Plan
$627/mo
Age 40 premium
Gold Complete 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
HMO · Antidote Health Plan of Ohio, Inc.
$666/mo
Age 40 premium
Gold Elite 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
HMO · Antidote Health Plan of Ohio, Inc.
$733/mo
Age 40 premium
Gold Complete+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care, $0 Core Rx
HMO · Antidote Health Plan of Ohio, Inc.
$741/mo
Age 40 premium
Gold Elite+Dental 4 $0 Tier-1 PCP Visits, $0 Antidote 24/7 Virtual PCP/Urg/Chronic Care/Referred Labs, $0 Advanced Rx
HMO · Antidote Health Plan of Ohio, Inc.
$745/mo
Age 40 premium
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services
HMO · CareSource
$802/mo
Age 40 premium
Molina Gold Core 1640 Plus with Adult Vision
HMO · Molina Healthcare
$809/mo
Age 40 premium
UHC Gold Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
HMO · UnitedHealthcare
$809/mo
Age 40 premium
Molina Gold Enhanced 895 Plus with Adult Vision
HMO · Molina Healthcare
$812/mo
Age 40 premium
Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
HMO · CareSource
$812/mo
Age 40 premium
UHC Gold Standard+ (Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$814/mo
Age 40 premium
Paramount Essential Gold NWO, Plus Adult Dental & Vision OE
HMO · Paramount
$817/mo
Age 40 premium
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
HMO · UnitedHealthcare
$818/mo
Age 40 premium
UHC Gold Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$824/mo
Age 40 premium
Molina Gold Core 1640 Plus with Adult Dental and Vision
HMO · Molina Healthcare
$827/mo
Age 40 premium
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$833/mo
Age 40 premium
Gold Classic Standard | Cleveland Clinic
HMO · Oscar Insurance Corporation of Ohio
$842/mo
Age 40 premium
Diabetes Gold 3000 $0 Chronic Care Drugs & Services
HMO · CareSource
$860/mo
Age 40 premium
Paramount Everyday Gold NWO Plus Adult Dental & Vision OE
HMO · Paramount
$864/mo
Age 40 premium
Gold Elite Saver Plus | Cleveland Clinic
HMO · Oscar Insurance Corporation of Ohio
$866/mo
Age 40 premium
Gold Elite | Cleveland Clinic
HMO · Oscar Insurance Corporation of Ohio
$868/mo
Age 40 premium
Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs)
HMO · Anthem Blue Cross and Blue Shield
$893/mo
Age 40 premium
Core Gold 1500 $10 Generic Drugs + Adult Vision & Fitness
HMO · CareSource
$919/mo
Age 40 premium
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
HMO · CareSource
$974/mo
Age 40 premium
Gold 2000 $15 Generic Drugs + Adult Vision & Fitness
HMO · CareSource
$1066/mo
Age 40 premium
Ohio Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Ohio — often with $0 premiums.
Check Medicaid Eligibility