Health Insurance in Grant County, ND
Compare 48 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
Expanded Bronze only
Bronze from
$439/mo
Silver from
$472/mo
Gold from
$456/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveExpanded Bronze Plans (15)
Like Bronze but with some services covered before you meet your deductible.
Sanford Individual TRUE Standardized $7,500
HMO · Sanford Health PlanHSA
$387/mo
Age 40 premium
Sanford Individual TRUE $7,200 HSA Qualified
HMO · Sanford Health PlanHSA
$398/mo
Age 40 premium
Sanford Individual Simplicity $6,500
PPO · Sanford Health PlanHSA
$406/mo
Age 40 premium
BlueCare Bronze HSA Eligible $50 PCP Copay ($5 Value Based Drug List)
PPO · Blue Cross Blue Shield of North DakotaHSA
$434/mo
Age 40 premium
BlueValue Bronze HSA Eligible $50 PCP Copay (Standardized plan)
PPO · Blue Cross Blue Shield of North DakotaHSA
$450/mo
Age 40 premium
BlueDirect Bronze 100 HSA Eligible ($8000 Deductible / $5 Preventive Drug List)
PPO · Blue Cross Blue Shield of North DakotaHSA
$461/mo
Age 40 premium
Sanford Individual Simplicity Standardized $7,500
PPO · Sanford Health PlanHSA
$466/mo
Age 40 premium
Sanford Individual Simplicity $7,200 HSA Qualified
PPO · Sanford Health PlanHSA
$488/mo
Age 40 premium
Medica Individual Choice Expanded Bronze Standard
HMO · MedicaHSA
$512/mo
Age 40 premium
Medica Individual Choice Bronze $0 Copay PCP Visits
HMO · MedicaHSA
$602/mo
Age 40 premium
Silver Plans (16)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Sanford Individual TRUE Standardized $6,000
HMO · Sanford Health Plan
$533/mo
Age 40 premium
DakotaBlue Trinity Silver ($5 Value Based Drug List)
PPO · Blue Cross Blue Shield of North Dakota
$604/mo
Age 40 premium
Sanford Individual Simplicity Standardized $6,000
PPO · Sanford Health Plan
$639/mo
Age 40 premium
BlueValue Silver $40 PCP Copay (Standardized plan)
PPO · Blue Cross Blue Shield of North Dakota
$688/mo
Age 40 premium
BlueCare Silver $20 PCP Copay ($5 Value Based Drug List)
PPO · Blue Cross Blue Shield of North Dakota
$710/mo
Age 40 premium
BlueDirect Silver 80 HSA Eligible ($3500 Deductible / $5 Preventive Drug List)
PPO · Blue Cross Blue Shield of North DakotaHSA
$731/mo
Age 40 premium
Gold Plans (14)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
DakotaBlue Trinity Gold ($5 Value Based Drug List)
PPO · Blue Cross Blue Shield of North Dakota
$548/mo
Age 40 premium
Sanford Individual TRUE Standardized $2,000
HMO · Sanford Health Plan
$551/mo
Age 40 premium
BlueDirect Gold 90 HSA Eligible ($2600 Deductible / $5 Preventive Drug List)
PPO · Blue Cross Blue Shield of North DakotaHSA
$632/mo
Age 40 premium
BlueCare Gold $10 PCP Copay ($5 Value Based Drug List)
PPO · Blue Cross Blue Shield of North Dakota
$642/mo
Age 40 premium
BlueValue Gold $30 PCP Copay (Standardized plan)
PPO · Blue Cross Blue Shield of North Dakota
$659/mo
Age 40 premium
Sanford Individual Simplicity Standardized $2,000
PPO · Sanford Health Plan
$663/mo
Age 40 premium
Catastrophic Plans (3)
Very low premium, very high deductible. Only available to people under 30.
BlueEssential Catastrophic 100 HSA Eligible $10600 Deductible
PPO · Blue Cross Blue Shield of North DakotaHSA
$374/mo
Age 40 premium
Sanford Individual Simplicity $10,600
PPO · Sanford Health PlanHSA
$417/mo
Age 40 premium
North Dakota Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in North Dakota — often with $0 premiums.
Check Medicaid Eligibility