Health Insurance in Yadkin County, NC
Compare 110 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
$450/mo
Bronze from
$540/mo
Silver from
$558/mo
Gold from
$546/mo
Benchmark (SLCSP)
Bronze Plans (2)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
AmeriHealth Caritas Next Bronze Essential + No Referrals
HMO · AmeriHealth Caritas NextHSA
$551/mo
Age 40 premium
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals
HMO · UnitedHealthcareHSA
$597/mo
Age 40 premium
Expanded Bronze Plans (41)
Like Bronze but with some services covered before you meet your deductible.
Everyday Bronze with Atrium Health
HMO · Ambetter of North CarolinaHSA
$464/mo
Age 40 premium
Standard Expanded Bronze with Atrium Health
HMO · Ambetter of North CarolinaHSA
$466/mo
Age 40 premium
Blue Local Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Atrium Health
EPO · Blue Cross and Blue Shield of NCHSA
$479/mo
Age 40 premium
Everyday Bronze with Atrium Health + Vision + Adult Dental
HMO · Ambetter of North CarolinaHSA
$480/mo
Age 40 premium
Standard Expanded Bronze with Atrium Health + Vision + Adult Dental
HMO · Ambetter of North CarolinaHSA
$482/mo
Age 40 premium
Blue Local Bronze Standard | with Atrium Health
EPO · Blue Cross and Blue Shield of NCHSA
$498/mo
Age 40 premium
Standard Expanded Bronze + Vision + Adult Dental
HMO · Ambetter of North CarolinaHSA
$506/mo
Age 40 premium
Blue Home Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | with Novant Health
EPO · Blue Cross and Blue Shield of NCHSA
$509/mo
Age 40 premium
Blue Home Bronze Standard | with Novant Health
EPO · Blue Cross and Blue Shield of NCHSA
$530/mo
Age 40 premium
Elite Bronze with Atrium Health + Vision + Adult Dental
HMO · Ambetter of North CarolinaHSA
$545/mo
Age 40 premium
AmeriHealth Caritas Next Bronze Signature + No Referrals
HMO · AmeriHealth Caritas NextHSA
$557/mo
Age 40 premium
Elite Bronze with Atrium Health
HMO · Ambetter of North CarolinaHSA
$560/mo
Age 40 premium
UHC Bronze Standard+ Dental + Vision (No Referrals)
HMO · UnitedHealthcareHSA
$560/mo
Age 40 premium
Everyday Bronze + Vision + Adult Dental
HMO · Ambetter of North CarolinaHSA
$565/mo
Age 40 premium
AmeriHealth Caritas Next Bronze Premier + No Referrals
HMO · AmeriHealth Caritas NextHSA
$569/mo
Age 40 premium
Bronze Classic Standard | with Atrium Health
HMO · Oscar Health Plan of North Carolina, IncHSA
$571/mo
Age 40 premium
Bronze Simple Diabetes | with Atrium Health
HMO · Oscar Health Plan of North Carolina, IncHSA
$582/mo
Age 40 premium
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
HMO · UnitedHealthcareHSA
$582/mo
Age 40 premium
Bronze Classic 4700 | with Atrium Health
HMO · Oscar Health Plan of North Carolina, IncHSA
$584/mo
Age 40 premium
Bronze Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health
HMO · Oscar Health Plan of North Carolina, IncHSA
$586/mo
Age 40 premium
Bronze Simple Chronic Care CKM | with Atrium Health
HMO · Oscar Health Plan of North Carolina, IncHSA
$595/mo
Age 40 premium
Bronze Elite + PCP Saver Plus | with Atrium Health
HMO · Oscar Health Plan of North Carolina, IncHSA
$636/mo
Age 40 premium
Elite Bronze + Vision + Adult Dental
HMO · Ambetter of North CarolinaHSA
$642/mo
Age 40 premium
Blue Advantage Bronze Basic | 3 Free PCP | $25 Tier 1 Rx | Integrated | Nationwide Doctors
PPO · Blue Cross and Blue Shield of NCHSA
$649/mo
Age 40 premium
Bronze Classic Standard
HMO · Oscar Health Plan of North Carolina, IncHSA
$661/mo
Age 40 premium
Blue Advantage Bronze Standard | Nationwide Doctors
PPO · Blue Cross and Blue Shield of NCHSA
$662/mo
Age 40 premium
Blue Advantage Bronze Complete | $60 PCP | $20 Tier 1 Rx | Nationwide Doctors
PPO · Blue Cross and Blue Shield of NCHSA
$671/mo
Age 40 premium
Bronze Classic 4700
HMO · Oscar Health Plan of North Carolina, IncHSA
$676/mo
Age 40 premium
Blue Advantage Bronze HSA Eligible | Integrated | Nationwide Doctors
PPO · Blue Cross and Blue Shield of NCHSA
$702/mo
Age 40 premium
Bronze Elite + PCP Saver Plus
HMO · Oscar Health Plan of North Carolina, IncHSA
$736/mo
Age 40 premium
Connect Bronze RD 6000 Indiv Med Deductible
HMO · Cigna HealthcareHSA
$818/mo
Age 40 premium
Connect Bronze RD 5000 Indiv Med Deductible
HMO · Cigna HealthcareHSA
$834/mo
Age 40 premium
Connect Bronze 5500 Indiv Med Deductible
HMO · Cigna HealthcareHSA
$894/mo
Age 40 premium
Connect Bronze 6500 Indiv Med Deductible
HMO · Cigna HealthcareHSA
$899/mo
Age 40 premium
Silver Plans (42)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Silver Classic | with Atrium Health
HMO · Oscar Health Plan of North Carolina, Inc
$591/mo
Age 40 premium
AmeriHealth Caritas Next Silver Signature + No Referrals
HMO · AmeriHealth Caritas Next
$596/mo
Age 40 premium
Standard Silver with Atrium Health
HMO · Ambetter of North Carolina
$597/mo
Age 40 premium
Focused Silver with Atrium Health
HMO · Ambetter of North Carolina
$603/mo
Age 40 premium
Standard Silver with Atrium Health + Vision + Adult Dental
HMO · Ambetter of North Carolina
$617/mo
Age 40 premium
Focused Silver with Atrium Health + Vision + Adult Dental
HMO · Ambetter of North Carolina
$623/mo
Age 40 premium
Blue Local Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Atrium Health
EPO · Blue Cross and Blue Shield of NC
$627/mo
Age 40 premium
Blue Local Silver Standard | with Atrium Health
EPO · Blue Cross and Blue Shield of NC
$634/mo
Age 40 premium
Silver Simple Diabetes
HMO · Oscar Health Plan of North Carolina, Inc
$634/mo
Age 40 premium
Clear Silver with $0 Insulin Options
HMO · Ambetter of North Carolina
$641/mo
Age 40 premium
Blue Home Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | with Novant Health
EPO · Blue Cross and Blue Shield of NC
$667/mo
Age 40 premium
Blue Home Silver Standard | with Novant Health
EPO · Blue Cross and Blue Shield of NC
$675/mo
Age 40 premium
Enhanced Asthma/COPD Care Silver with $0 Drug Options
HMO · Ambetter of North Carolina
$721/mo
Age 40 premium
AmeriHealth Caritas Next Silver Essential + No Referrals
HMO · AmeriHealth Caritas Next
$722/mo
Age 40 premium
Standard Silver + Vision + Adult Dental
HMO · Ambetter of North Carolina
$726/mo
Age 40 premium
Silver Simple PCP Saver | with Atrium Health
HMO · Oscar Health Plan of North Carolina, Inc
$731/mo
Age 40 premium
Silver Classic Standard | with Atrium Health
HMO · Oscar Health Plan of North Carolina, Inc
$741/mo
Age 40 premium
Silver Simple Diabetes | with Atrium Health
HMO · Oscar Health Plan of North Carolina, Inc
$742/mo
Age 40 premium
Silver Simple Breathe Easy with Enhanced COPD Benefits | with Atrium Health
HMO · Oscar Health Plan of North Carolina, Inc
$745/mo
Age 40 premium
Enhanced Asthma/COPD Care Silver with $0 Drug Options + Vision + Adult Dental
HMO · Ambetter of North Carolina
$745/mo
Age 40 premium
Silver Simple Chronic Care CKM | with Atrium Health
HMO · Oscar Health Plan of North Carolina, Inc
$746/mo
Age 40 premium
Silver Simple Women's Health with Menopause Benefits | with Atrium Health
HMO · Oscar Health Plan of North Carolina, Inc
$748/mo
Age 40 premium
AmeriHealth Caritas Next Silver Premier + No Referrals
HMO · AmeriHealth Caritas Next
$753/mo
Age 40 premium
Blue Advantage Silver Preferred | 3 Free PCP | $10 Tier 1 Rx | Integrated | Nationwide Doctors
PPO · Blue Cross and Blue Shield of NC
$834/mo
Age 40 premium
Blue Advantage Silver Standard | Nationwide Doctors
PPO · Blue Cross and Blue Shield of NC
$835/mo
Age 40 premium
Silver Simple PCP Saver
HMO · Oscar Health Plan of North Carolina, Inc
$846/mo
Age 40 premium
Silver Classic Standard
HMO · Oscar Health Plan of North Carolina, Inc
$857/mo
Age 40 premium
UHC Silver Value ($0 Virtual Urgent Care, No Referrals)
HMO · UnitedHealthcare
$871/mo
Age 40 premium
Blue Advantage Silver Choice A | 3 Free PCP | $15 Tier 1 Rx | Nationwide Doctors
PPO · Blue Cross and Blue Shield of NC
$880/mo
Age 40 premium
UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
HMO · UnitedHealthcare
$883/mo
Age 40 premium
UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$894/mo
Age 40 premium
UHC Silver Advantage + ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$906/mo
Age 40 premium
Connect Silver RD 5000 Indiv Med Deductible
HMO · Cigna Healthcare
$1016/mo
Age 40 premium
Connect Silver RD 3500 Indiv Med Deductible
HMO · Cigna Healthcare
$1024/mo
Age 40 premium
Gold Plans (25)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Standard Gold with Atrium Health
HMO · Ambetter of North Carolina
$617/mo
Age 40 premium
Gold Classic Standard | with Atrium Health
HMO · Oscar Health Plan of North Carolina, Inc
$628/mo
Age 40 premium
Standard Gold with Atrium Health + Vision + Adult Dental
HMO · Ambetter of North Carolina
$638/mo
Age 40 premium
Complete Gold with Atrium Health
HMO · Ambetter of North Carolina
$645/mo
Age 40 premium
Blue Local Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Atrium Health
EPO · Blue Cross and Blue Shield of NC
$658/mo
Age 40 premium
Blue Local Gold Standard A | with Atrium Health
EPO · Blue Cross and Blue Shield of NC
$665/mo
Age 40 premium
Complete Gold with Atrium Health + Vision + Adult Dental
HMO · Ambetter of North Carolina
$667/mo
Age 40 premium
Blue Home Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | with Novant Health
EPO · Blue Cross and Blue Shield of NC
$700/mo
Age 40 premium
Blue Home Gold Standard A | with Novant Health
EPO · Blue Cross and Blue Shield of NC
$707/mo
Age 40 premium
AmeriHealth Caritas Next Gold Signature + No Referrals
HMO · AmeriHealth Caritas Next
$746/mo
Age 40 premium
Standard Gold + Vision + Adult Dental
HMO · Ambetter of North Carolina
$751/mo
Age 40 premium
AmeriHealth Caritas Next Gold Premier + No Referrals
HMO · AmeriHealth Caritas Next
$775/mo
Age 40 premium
Complete Gold + Vision + Adult Dental
HMO · Ambetter of North Carolina
$785/mo
Age 40 premium
Blue Advantage Gold Premier A | 3 Free PCP | $10 Tier 1 Rx | Nationwide Doctors
PPO · Blue Cross and Blue Shield of NC
$884/mo
Age 40 premium
Blue Advantage Gold Standard A | Nationwide Doctors
PPO · Blue Cross and Blue Shield of NC
$911/mo
Age 40 premium
Gold Classic Standard
HMO · Oscar Health Plan of North Carolina, Inc
$923/mo
Age 40 premium
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
HMO · UnitedHealthcare
$966/mo
Age 40 premium
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals)
HMO · UnitedHealthcare
$994/mo
Age 40 premium
UHC Gold Advantage + ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$1010/mo
Age 40 premium
North Carolina Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in North Carolina — often with $0 premiums.
Check Medicaid Eligibility