Health Insurance in Sandoval County, NM

Compare 15 ACA plans and check your subsidy eligibility.

2025 Plan Year Data2026 data from CMS pending
Expanded Bronze only
Bronze from
$435/mo
Silver from
$354/mo
Gold from
$435/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
157,757
Median Income
$82k
Poverty Rate
11.7%
Uninsured
6.0%
Est. Uninsured
8,776
Insurers
3

Expanded Bronze Plans (1)

Like Bronze but with some services covered before you meet your deductible.

Bronze Select $6,800 w/GYM with Limited Service Area
HMO · Presbyterian Insurance Company
$355/mo
Age 40 premium

Silver Plans (7)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Silver Select $7,000 w/GYM with Limited Service Area
HMO · Presbyterian Insurance Company
$513/mo
Age 40 premium
Presbyterian Clear Cost Silver with Limited Service Area
HMO · Presbyterian Insurance Company
$579/mo
Age 40 premium
Clear Cost Silver
HMO · Presbyterian Health Plan
$603/mo
Age 40 premium
Silver 1 Low Cost Generic Drugs
HMO · Presbyterian Health Plan
$603/mo
Age 40 premium
Blue Community Silver HMO℠ 203
HMO · Blue Cross and Blue Shield of New Mexico
$609/mo
Age 40 premium
Blue Community Silver HMO℠ 308
HMO · Blue Cross and Blue Shield of New Mexico
$630/mo
Age 40 premium
Blue Cross Blue Shield Clear Cost Silver Plan℠
HMO · Blue Cross and Blue Shield of New Mexico
$689/mo
Age 40 premium

Gold Plans (7)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Gold Select $2,800 w/GYM with Limited Service Area
HMO · Presbyterian Insurance Company
$434/mo
Age 40 premium
Presbyterian Clear Cost Gold with Limited Service Area
HMO · Presbyterian Insurance Company
$469/mo
Age 40 premium
Gold 1 Low Cost Generic Drugs
HMO · Presbyterian Health Plan
$479/mo
Age 40 premium
Clear Cost Gold
HMO · Presbyterian Health Plan
$481/mo
Age 40 premium
Blue Community Gold HMO℠ 205
HMO · Blue Cross and Blue Shield of New Mexico
$495/mo
Age 40 premium
Blue Community Gold HMO℠ 705
HMO · Blue Cross and Blue Shield of New Mexico
$496/mo
Age 40 premium
Blue Cross Blue Shield Clear Cost Gold Plan℠
HMO · Blue Cross and Blue Shield of New Mexico
$539/mo
Age 40 premium

New Mexico Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in New Mexico — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Sandoval County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for New Mexico Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?