Health Insurance in Cibola County, NM

Compare 4 ACA plans and check your subsidy eligibility.

2025 Plan Year Data2026 data from CMS pending
Expanded Bronze only
Bronze from
$503/mo
Silver from
$399/mo
Gold from
$503/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
26,686
Median Income
$48k
Poverty Rate
23.7%
Uninsured
12.0%
Est. Uninsured
3,174
Insurers
1

Silver Plans (2)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Clear Cost Silver
HMO · Presbyterian Health Plan
$603/mo
Age 40 premium
Silver 1 Low Cost Generic Drugs
HMO · Presbyterian Health Plan
$603/mo
Age 40 premium

Gold Plans (2)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Gold 1 Low Cost Generic Drugs
HMO · Presbyterian Health Plan
$479/mo
Age 40 premium
Clear Cost Gold
HMO · Presbyterian Health Plan
$481/mo
Age 40 premium

New Mexico Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in New Mexico — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Cibola County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for New Mexico Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?

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