Health Insurance in Belknap County, NH

Compare 46 ACA plans and check your subsidy eligibility.

2026 Plan Year Data
Expanded Bronze only
Bronze from
$388/mo
Silver from
$417/mo
Gold from
$388/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
65,257
Median Income
$91k
Poverty Rate
8.0%
Uninsured
6.0%
Est. Uninsured
3,841
Insurers
4

Expanded Bronze Plans (16)

Like Bronze but with some services covered before you meet your deductible.

WellSense Clarity NH Bronze 6500 HSA + $0 Rx List + 24/7 Nurse Advice
HMO · WellSense Health PlanHSA
$317/mo
Age 40 premium
WellSense Clarity NH Bronze 7500 HSA + $0 Rx List + 24/7 Nurse Advice
HMO · WellSense Health PlanHSA
$320/mo
Age 40 premium
WellSense Clarity NH Bronze 7600 HSA + $0 Rx List + 24/7 Nurse Advice
HMO · WellSense Health PlanHSA
$321/mo
Age 40 premium
Anthem Bronze Pathway X Enhanced 7000/0% ($0 Virtual PCP + $0 Select Drugs)
HMO · Anthem Blue Cross and Blue ShieldHSA
$324/mo
Age 40 premium
Anthem Bronze Pathway X Enhanced 7500/50% ($0 Virtual PCP + $0 Select Drugs) Standard
HMO · Anthem Blue Cross and Blue ShieldHSA
$353/mo
Age 40 premium
Anthem Heart Healthy Bronze Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs)
HMO · Anthem Blue Cross and Blue ShieldHSA
$355/mo
Age 40 premium
Anthem Bronze Pathway X Enhanced 6000/35% HSA
HMO · Anthem Blue Cross and Blue ShieldHSA
$367/mo
Age 40 premium
Standard Expanded Bronze
EPO · Ambetter from NH Healthy FamiliesHSA
$369/mo
Age 40 premium
Standard Expanded Bronze + Vision + Adult Dental
EPO · Ambetter from NH Healthy FamiliesHSA
$381/mo
Age 40 premium
Choice Bronze HSA
EPO · Ambetter from NH Healthy FamiliesHSA
$398/mo
Age 40 premium
Choice Bronze HSA + Vision + Adult Dental
EPO · Ambetter from NH Healthy FamiliesHSA
$411/mo
Age 40 premium
Elite Bronze
EPO · Ambetter from NH Healthy FamiliesHSA
$417/mo
Age 40 premium
Elite Bronze + Vision + Adult Dental
EPO · Ambetter from NH Healthy FamiliesHSA
$430/mo
Age 40 premium
NH Local Choice HMO HSA Bronze 6000
HMO · Harvard Pilgrim Health CareHSA
$520/mo
Age 40 premium
NH Local Choice HMO Bronze 8000 + $0 Rx list + $0 Virtual Urgent Care
HMO · Harvard Pilgrim Health CareHSA
$546/mo
Age 40 premium
NH Local HMO Bronze 7500 Standard + $0 Rx list + $0 Virtual Urgent Care
HMO · Harvard Pilgrim Health CareHSA
$568/mo
Age 40 premium

Silver Plans (16)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

WellSense Clarity NH Silver 3400 + $0 Rx List + 24/7 Nurse Advice
HMO · WellSense Health Plan
$388/mo
Age 40 premium
WellSense Clarity NH Silver 6000 + $0 Rx List + 24/7 Nurse Advice
HMO · WellSense Health Plan
$388/mo
Age 40 premium
WellSense Clarity NH Silver 0 Deductible + $0 Rx List + 24/7 Nurse Advice
HMO · WellSense Health Plan
$390/mo
Age 40 premium
Anthem Silver Pathway X Enhanced 6000/40% ($0 Virtual PCP + $0 Select Drugs) Standard
HMO · Anthem Blue Cross and Blue Shield
$415/mo
Age 40 premium
Anthem Silver Pathway X Enhanced 5500/20% ($0 Virtual PCP + $0 Select Drugs)
HMO · Anthem Blue Cross and Blue Shield
$440/mo
Age 40 premium
Clear Silver
EPO · Ambetter from NH Healthy Families
$443/mo
Age 40 premium
Anthem Silver Pathway X Enhanced 4500/20% HSA
HMO · Anthem Blue Cross and Blue ShieldHSA
$445/mo
Age 40 premium
Standard Silver
EPO · Ambetter from NH Healthy Families
$447/mo
Age 40 premium
Complete Silver
EPO · Ambetter from NH Healthy Families
$452/mo
Age 40 premium
Clear Silver + Vision + Adult Dental
EPO · Ambetter from NH Healthy Families
$457/mo
Age 40 premium
Standard Silver + Vision + Adult Dental
EPO · Ambetter from NH Healthy Families
$462/mo
Age 40 premium
Complete Silver + Vision + Adult Dental
EPO · Ambetter from NH Healthy Families
$466/mo
Age 40 premium
Anthem Heart Healthy Silver Pathway X Enhanced 4000/0% ($0 Virtual PCP + $0 Select Drugs)
HMO · Anthem Blue Cross and Blue Shield
$478/mo
Age 40 premium
NH Local HMO Silver 6000 Standard + $0 Rx list + $0 Virtual Urgent Care
HMO · Harvard Pilgrim Health Care
$656/mo
Age 40 premium
NH Local Choice HMO Silver 5000 + $0 Rx list + $0 Virtual Urgent Care
HMO · Harvard Pilgrim Health Care
$678/mo
Age 40 premium
NH Local Choice HMO Silver 3500 + $0 Rx list + $0 Virtual Urgent Care
HMO · Harvard Pilgrim Health Care
$699/mo
Age 40 premium

Gold Plans (13)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

WellSense Clarity NH Gold 2000 + $0 Rx List + 24/7 Nurse Advice
HMO · WellSense Health Plan
$417/mo
Age 40 premium
Standard Gold
EPO · Ambetter from NH Healthy Families
$490/mo
Age 40 premium
Everyday Gold
EPO · Ambetter from NH Healthy Families
$494/mo
Age 40 premium
Standard Gold + Vision + Adult Dental
EPO · Ambetter from NH Healthy Families
$505/mo
Age 40 premium
Everyday Gold + Vision + Adult Dental
EPO · Ambetter from NH Healthy Families
$510/mo
Age 40 premium
Complete Gold
EPO · Ambetter from NH Healthy Families
$510/mo
Age 40 premium
Anthem Gold Pathway X Enhanced 700/40% ($0 Virtual PCP + $0 Select Drugs)
HMO · Anthem Blue Cross and Blue Shield
$525/mo
Age 40 premium
Complete Gold + Vision + Adult Dental
EPO · Ambetter from NH Healthy Families
$526/mo
Age 40 premium
Anthem Gold Pathway X Enhanced 2000/25% ($0 Virtual PCP + $0 Select Drug) Standard
HMO · Anthem Blue Cross and Blue Shield
$533/mo
Age 40 premium
Anthem Gold Pathway X Enhanced 1200/20% ($0 Virtual PCP + $0 Select Drugs)
HMO · Anthem Blue Cross and Blue Shield
$535/mo
Age 40 premium
NH Local HMO Gold 2000 Standard + $0 Rx list + $0 Virtual Urgent Care
HMO · Harvard Pilgrim Health Care
$678/mo
Age 40 premium
NH Local Choice HMO Gold 1400 + $0 Rx list + $0 Virtual Urgent Care
HMO · Harvard Pilgrim Health Care
$701/mo
Age 40 premium
NH Local Choice HMO Gold + $0 Rx list + $0 Virtual Urgent Care
HMO · Harvard Pilgrim Health Care
$716/mo
Age 40 premium

Catastrophic Plans (1)

Very low premium, very high deductible. Only available to people under 30.

Anthem Catastrophic Pathway X Enhanced
HMO · Anthem Blue Cross and Blue ShieldHSA
$278/mo
Age 40 premium

New Hampshire Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in New Hampshire — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Belknap County

💰
Subsidy Calculator

See how much the government will pay toward your premium

🏥
Medicaid Eligibility

Check if you qualify for New Hampshire Medicaid program

📊
True Plan Cost

Compare total annual cost including premiums + expected care

🔄
COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?