Health Insurance in Thomas County, NE
Compare 105 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
$573/mo
Bronze from
$640/mo
Silver from
$685/mo
Gold from
$642/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveBronze Plans (2)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
HeartlandBlue Bronze 0% Coinsurance after Deductible NEtwork Blue PPO
PPO · Blue Cross and Blue Shield of NebraskaHSA
$805/mo
Age 40 premium
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)
EPO · UnitedHealthcareHSA
$805/mo
Age 40 premium
Expanded Bronze Plans (33)
Like Bronze but with some services covered before you meet your deductible.
HeartlandBlue Bronze 6000 Blueprint Health w/ Adult Vision
EPO · Blue Cross and Blue Shield of NebraskaHSA
$494/mo
Age 40 premium
HeartlandBlue Bronze Standard 7500 Blueprint Health
EPO · Blue Cross and Blue Shield of NebraskaHSA
$498/mo
Age 40 premium
HeartlandBlue Bronze HSA 6500 Blueprint Health
EPO · Blue Cross and Blue Shield of NebraskaHSA
$508/mo
Age 40 premium
Bronze Classic | with Bryan Health
EPO · Oscar Insurance CompanyHSA
$517/mo
Age 40 premium
Bronze Classic Standard | with Bryan Health
EPO · Oscar Insurance CompanyHSA
$545/mo
Age 40 premium
Bronze Simple Diabetes | with Bryan Health
EPO · Oscar Insurance CompanyHSA
$555/mo
Age 40 premium
Standard Expanded Bronze + Vision + Adult Dental
EPO · Ambetter HealthHSA
$560/mo
Age 40 premium
HeartlandBlue Bronze 6000 Blueprint Health w/ Adult Vision
EPO · Blue Cross and Blue Shield of NebraskaHSA
$571/mo
Age 40 premium
HeartlandBlue Bronze Standard 7500 Blueprint Health
EPO · Blue Cross and Blue Shield of NebraskaHSA
$575/mo
Age 40 premium
Bronze Elite + PCP Saver Plus | with Bryan Health
EPO · Oscar Insurance CompanyHSA
$584/mo
Age 40 premium
HeartlandBlue Bronze HSA 6500 Blueprint Health
EPO · Blue Cross and Blue Shield of NebraskaHSA
$587/mo
Age 40 premium
Choice Bronze HSA + Vision + Adult Dental
EPO · Ambetter HealthHSA
$607/mo
Age 40 premium
HeartlandBlue Bronze 6000 Premier Select BlueChoice w/ Adult Vision
EPO · Blue Cross and Blue Shield of NebraskaHSA
$608/mo
Age 40 premium
HeartlandBlue Bronze Standard 7500 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of NebraskaHSA
$613/mo
Age 40 premium
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
EPO · UnitedHealthcareHSA
$621/mo
Age 40 premium
HeartlandBlue Bronze HSA 6500 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of NebraskaHSA
$626/mo
Age 40 premium
HeartlandBlue Bronze 6000 Premier Select BlueChoice w/ Adult Vision
EPO · Blue Cross and Blue Shield of NebraskaHSA
$631/mo
Age 40 premium
HeartlandBlue Bronze Standard 7500 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of NebraskaHSA
$636/mo
Age 40 premium
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
EPO · UnitedHealthcareHSA
$637/mo
Age 40 premium
HeartlandBlue Bronze HSA 6500 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of NebraskaHSA
$650/mo
Age 40 premium
HeartlandBlue Bronze Standard 7500 NEtwork Blue PPO
PPO · Blue Cross and Blue Shield of NebraskaHSA
$817/mo
Age 40 premium
HeartlandBlue Bronze HSA 6500 NEtwork Blue PPO
PPO · Blue Cross and Blue Shield of NebraskaHSA
$834/mo
Age 40 premium
Silver Plans (39)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
HeartlandBlue Silver Standard 6000 Blueprint Health
EPO · Blue Cross and Blue Shield of Nebraska
$640/mo
Age 40 premium
HeartlandBlue Silver $0 PCP Visit 4500 Blueprint Health
EPO · Blue Cross and Blue Shield of Nebraska
$642/mo
Age 40 premium
HeartlandBlue Silver 4000 Blueprint Health
EPO · Blue Cross and Blue Shield of Nebraska
$655/mo
Age 40 premium
HeartlandBlue Silver HSA 5500 Blueprint Health w/ Adult Vision
EPO · Blue Cross and Blue Shield of NebraskaHSA
$679/mo
Age 40 premium
Silver Classic Standard | with Bryan Health
EPO · Oscar Insurance Company
$681/mo
Age 40 premium
Silver Simple PCP Saver | with Bryan Health
EPO · Oscar Insurance Company
$682/mo
Age 40 premium
Silver Simple Diabetes | with Bryan Health
EPO · Oscar Insurance Company
$683/mo
Age 40 premium
Silver Simple Women's Health with Menopause Benefits | with Bryan Health
EPO · Oscar Insurance Company
$684/mo
Age 40 premium
HeartlandBlue Silver Standard 6000 Blueprint Health
EPO · Blue Cross and Blue Shield of Nebraska
$740/mo
Age 40 premium
HeartlandBlue Silver $0 PCP Visit 4500 Blueprint Health
EPO · Blue Cross and Blue Shield of Nebraska
$742/mo
Age 40 premium
HeartlandBlue Silver 4000 Blueprint Health
EPO · Blue Cross and Blue Shield of Nebraska
$757/mo
Age 40 premium
HeartlandBlue Silver HSA 5500 Blueprint Health w/ Adult Vision
EPO · Blue Cross and Blue Shield of NebraskaHSA
$785/mo
Age 40 premium
HeartlandBlue Silver Standard 6000 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of Nebraska
$788/mo
Age 40 premium
HeartlandBlue Silver $0 PCP Visit 4500 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of Nebraska
$790/mo
Age 40 premium
HeartlandBlue Silver 4000 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of Nebraska
$806/mo
Age 40 premium
Silver Simple Women's Health with Menopause Benefits
EPO · Oscar Insurance Company
$814/mo
Age 40 premium
UHC Silver Standard+ (Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$817/mo
Age 40 premium
HeartlandBlue Silver Standard 6000 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of Nebraska
$818/mo
Age 40 premium
HeartlandBlue Silver $0 PCP Visit 4500 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of Nebraska
$821/mo
Age 40 premium
UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$821/mo
Age 40 premium
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
EPO · UnitedHealthcare
$821/mo
Age 40 premium
HeartlandBlue Silver HSA 5500 Premier Select BlueChoice w/ Adult Vision
EPO · Blue Cross and Blue Shield of NebraskaHSA
$836/mo
Age 40 premium
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$837/mo
Age 40 premium
HeartlandBlue Silver 4000 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of Nebraska
$837/mo
Age 40 premium
HeartlandBlue Silver HSA 5500 Premier Select BlueChoice w/ Adult Vision
EPO · Blue Cross and Blue Shield of NebraskaHSA
$868/mo
Age 40 premium
HeartlandBlue Silver Standard 6000 NEtwork Blue PPO
PPO · Blue Cross and Blue Shield of Nebraska
$1051/mo
Age 40 premium
HeartlandBlue Silver $0 PCP Visit 4500 NEtwork Blue PPO
PPO · Blue Cross and Blue Shield of Nebraska
$1054/mo
Age 40 premium
HeartlandBlue Silver HSA 5500 NEtwork Blue w/ Adult Vision PPO
PPO · Blue Cross and Blue Shield of NebraskaHSA
$1115/mo
Age 40 premium
UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)
EPO · UnitedHealthcare
$1131/mo
Age 40 premium
Gold Plans (31)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
HeartlandBlue Gold Standard 2000 Blueprint Health
EPO · Blue Cross and Blue Shield of Nebraska
$685/mo
Age 40 premium
HeartlandBlue Gold $0 PCP Visit 1500 Blueprint Health
EPO · Blue Cross and Blue Shield of Nebraska
$689/mo
Age 40 premium
HeartlandBlue Gold 1000 Blueprint Health w/ Adult Vision
EPO · Blue Cross and Blue Shield of Nebraska
$704/mo
Age 40 premium
Gold Classic Standard | with Bryan Health
EPO · Oscar Insurance Company
$713/mo
Age 40 premium
HeartlandBlue Gold Standard 2000 Blueprint Health
EPO · Blue Cross and Blue Shield of Nebraska
$791/mo
Age 40 premium
HeartlandBlue Gold $0 PCP Visit 1500 Blueprint Health
EPO · Blue Cross and Blue Shield of Nebraska
$797/mo
Age 40 premium
HeartlandBlue Gold 1000 Blueprint Health w/ Adult Vision
EPO · Blue Cross and Blue Shield of Nebraska
$814/mo
Age 40 premium
UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
EPO · UnitedHealthcare
$827/mo
Age 40 premium
HeartlandBlue Gold Standard 2000 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of Nebraska
$843/mo
Age 40 premium
HeartlandBlue Gold $0 PCP Visit 1500 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of Nebraska
$849/mo
Age 40 premium
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
EPO · UnitedHealthcare
$855/mo
Age 40 premium
HeartlandBlue Gold 1000 Premier Select BlueChoice w/ Adult Vision
EPO · Blue Cross and Blue Shield of Nebraska
$867/mo
Age 40 premium
HeartlandBlue Gold Standard 2000 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of Nebraska
$876/mo
Age 40 premium
HeartlandBlue Gold $0 PCP Visit 1500 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of Nebraska
$881/mo
Age 40 premium
HeartlandBlue Gold 1000 Premier Select BlueChoice w/ Adult Vision
EPO · Blue Cross and Blue Shield of Nebraska
$900/mo
Age 40 premium
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$1063/mo
Age 40 premium
HeartlandBlue Gold Standard 2000 NEtwork Blue PPO
PPO · Blue Cross and Blue Shield of Nebraska
$1124/mo
Age 40 premium
HeartlandBlue Gold $0 PCP Visit 1500 NEtwork Blue PPO
PPO · Blue Cross and Blue Shield of Nebraska
$1132/mo
Age 40 premium
HeartlandBlue Gold 1000 NEtwork Blue w/ Adult Vision PPO
PPO · Blue Cross and Blue Shield of Nebraska
$1156/mo
Age 40 premium
Nebraska Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Nebraska — often with $0 premiums.
Check Medicaid Eligibility