Health Insurance in Howard County, NE
Compare 81 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
$573/mo
Bronze from
$640/mo
Silver from
$685/mo
Gold from
$642/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveBronze Plans (2)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
HeartlandBlue Bronze 0% Coinsurance after Deductible NEtwork Blue
EPO · Blue Cross and Blue Shield of NebraskaHSA
$774/mo
Age 40 premium
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)
EPO · UnitedHealthcareHSA
$805/mo
Age 40 premium
Expanded Bronze Plans (25)
Like Bronze but with some services covered before you meet your deductible.
HeartlandBlue Bronze 6000 Blueprint Health w/ Adult Vision
EPO · Blue Cross and Blue Shield of NebraskaHSA
$494/mo
Age 40 premium
HeartlandBlue Bronze Standard 7500 Blueprint Health
EPO · Blue Cross and Blue Shield of NebraskaHSA
$498/mo
Age 40 premium
HeartlandBlue Bronze HSA 6500 Blueprint Health
EPO · Blue Cross and Blue Shield of NebraskaHSA
$508/mo
Age 40 premium
Standard Expanded Bronze + Vision + Adult Dental
EPO · Ambetter HealthHSA
$560/mo
Age 40 premium
Choice Bronze HSA + Vision + Adult Dental
EPO · Ambetter HealthHSA
$607/mo
Age 40 premium
HeartlandBlue Bronze 6000 Premier Select BlueChoice w/ Adult Vision
EPO · Blue Cross and Blue Shield of NebraskaHSA
$608/mo
Age 40 premium
HeartlandBlue Bronze Standard 7500 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of NebraskaHSA
$613/mo
Age 40 premium
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
EPO · UnitedHealthcareHSA
$621/mo
Age 40 premium
HeartlandBlue Bronze HSA 6500 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of NebraskaHSA
$626/mo
Age 40 premium
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
EPO · UnitedHealthcareHSA
$637/mo
Age 40 premium
Medica with CHI Health Bronze $0 Copay PCP Visits
EPO · MedicaHSA
$648/mo
Age 40 premium
HeartlandBlue Bronze Standard 7500 NEtwork Blue
EPO · Blue Cross and Blue Shield of NebraskaHSA
$843/mo
Age 40 premium
HeartlandBlue Bronze HSA 6500 NEtwork Blue
EPO · Blue Cross and Blue Shield of NebraskaHSA
$861/mo
Age 40 premium
Silver Plans (29)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
HeartlandBlue Silver Standard 6000 Blueprint Health
EPO · Blue Cross and Blue Shield of Nebraska
$640/mo
Age 40 premium
HeartlandBlue Silver $0 PCP Visit 4500 Blueprint Health
EPO · Blue Cross and Blue Shield of Nebraska
$642/mo
Age 40 premium
HeartlandBlue Silver 4000 Blueprint Health
EPO · Blue Cross and Blue Shield of Nebraska
$655/mo
Age 40 premium
HeartlandBlue Silver HSA 5500 Blueprint Health w/ Adult Vision
EPO · Blue Cross and Blue Shield of NebraskaHSA
$679/mo
Age 40 premium
HeartlandBlue Silver Standard 6000 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of Nebraska
$788/mo
Age 40 premium
HeartlandBlue Silver $0 PCP Visit 4500 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of Nebraska
$790/mo
Age 40 premium
HeartlandBlue Silver 4000 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of Nebraska
$806/mo
Age 40 premium
Silver Simple Women's Health with Menopause Benefits
EPO · Oscar Insurance Company
$814/mo
Age 40 premium
UHC Silver Standard+ (Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$817/mo
Age 40 premium
UHC Silver Value+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$821/mo
Age 40 premium
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
EPO · UnitedHealthcare
$821/mo
Age 40 premium
HeartlandBlue Silver HSA 5500 Premier Select BlueChoice w/ Adult Vision
EPO · Blue Cross and Blue Shield of NebraskaHSA
$836/mo
Age 40 premium
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$837/mo
Age 40 premium
HeartlandBlue Silver Standard 6000 NEtwork Blue
EPO · Blue Cross and Blue Shield of Nebraska
$1084/mo
Age 40 premium
HeartlandBlue Silver $0 PCP Visit 4500 NEtwork Blue
EPO · Blue Cross and Blue Shield of Nebraska
$1087/mo
Age 40 premium
UHC Silver Value ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)
EPO · UnitedHealthcare
$1131/mo
Age 40 premium
HeartlandBlue Silver HSA 5500 NEtwork Blue w/ Adult Vision
EPO · Blue Cross and Blue Shield of NebraskaHSA
$1150/mo
Age 40 premium
Gold Plans (25)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
HeartlandBlue Gold Standard 2000 Blueprint Health
EPO · Blue Cross and Blue Shield of Nebraska
$685/mo
Age 40 premium
HeartlandBlue Gold $0 PCP Visit 1500 Blueprint Health
EPO · Blue Cross and Blue Shield of Nebraska
$689/mo
Age 40 premium
HeartlandBlue Gold 1000 Blueprint Health w/ Adult Vision
EPO · Blue Cross and Blue Shield of Nebraska
$704/mo
Age 40 premium
UHC Gold Value ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
EPO · UnitedHealthcare
$827/mo
Age 40 premium
HeartlandBlue Gold Standard 2000 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of Nebraska
$843/mo
Age 40 premium
HeartlandBlue Gold $0 PCP Visit 1500 Premier Select BlueChoice
EPO · Blue Cross and Blue Shield of Nebraska
$849/mo
Age 40 premium
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
EPO · UnitedHealthcare
$855/mo
Age 40 premium
HeartlandBlue Gold 1000 Premier Select BlueChoice w/ Adult Vision
EPO · Blue Cross and Blue Shield of Nebraska
$867/mo
Age 40 premium
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$1063/mo
Age 40 premium
HeartlandBlue Gold Standard 2000 NEtwork Blue
EPO · Blue Cross and Blue Shield of Nebraska
$1160/mo
Age 40 premium
HeartlandBlue Gold $0 PCP Visit 1500 NEtwork Blue
EPO · Blue Cross and Blue Shield of Nebraska
$1168/mo
Age 40 premium
HeartlandBlue Gold 1000 NEtwork Blue w/ Adult Vision
EPO · Blue Cross and Blue Shield of Nebraska
$1193/mo
Age 40 premium
Nebraska Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Nebraska — often with $0 premiums.
Check Medicaid Eligibility