Health Insurance in Sanders County, MT
Compare 30 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
$470/mo
Bronze from
$696/mo
Silver from
$694/mo
Gold from
$704/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveBronze Plans (1)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
Expanded Bronze Plans (9)
Like Bronze but with some services covered before you meet your deductible.
Core Standard Expanded Bronze HSA
EPO · PacificSource Health PlansHSA
$530/mo
Age 40 premium
Blue Preferred Bronze PPO℠ 201
PPO · Blue Cross and Blue Shield of MontanaHSA
$554/mo
Age 40 premium
Blue Preferred Bronze PPO℠ Standard
PPO · Blue Cross and Blue Shield of MontanaHSA
$581/mo
Age 40 premium
Blue Preferred Bronze PPO℠ 202
PPO · Blue Cross and Blue Shield of MontanaHSA
$621/mo
Age 40 premium
Silver Plans (9)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Blue Preferred Silver PPO℠ 203
PPO · Blue Cross and Blue Shield of Montana
$793/mo
Age 40 premium
Blue Preferred Silver PPO℠ Standard
PPO · Blue Cross and Blue Shield of Montana
$811/mo
Age 40 premium
Blue Preferred Silver PPO℠ 308
PPO · Blue Cross and Blue Shield of Montana
$832/mo
Age 40 premium
Gold Plans (9)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Blue Preferred Gold PPO℠ 204
PPO · Blue Cross and Blue Shield of Montana
$775/mo
Age 40 premium
Blue Preferred Gold PPO℠ 901
PPO · Blue Cross and Blue Shield of Montana
$787/mo
Age 40 premium
Blue Preferred Gold PPO℠ Standard
PPO · Blue Cross and Blue Shield of Montana
$803/mo
Age 40 premium
Catastrophic Plans (2)
Very low premium, very high deductible. Only available to people under 30.
Blue Preferred Security PPO℠ 200
PPO · Blue Cross and Blue Shield of MontanaHSA
$556/mo
Age 40 premium
Montana Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Montana — often with $0 premiums.
Check Medicaid Eligibility