Health Insurance in Powell County, MT

Compare 30 ACA plans and check your subsidy eligibility.

2026 Plan Year Data
$470/mo
Bronze from
$696/mo
Silver from
$694/mo
Gold from
$704/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
7,120
Median Income
$61k
Poverty Rate
16.8%
Uninsured
8.0%
Est. Uninsured
410
Insurers
3

Bronze Plans (1)

Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.

Core Bronze HSA 10600
EPO · PacificSource Health PlansHSA
$470/mo
Age 40 premium

Expanded Bronze Plans (9)

Like Bronze but with some services covered before you meet your deductible.

Plus Bronze Standard
PPO · Mountain Health CO-OPHSA
$521/mo
Age 40 premium
Peak PPO Bronze Standard
PPO · Mountain Health CO-OPHSA
$529/mo
Age 40 premium
Plus Bronze
PPO · Mountain Health CO-OPHSA
$529/mo
Age 40 premium
Core Standard Expanded Bronze HSA
EPO · PacificSource Health PlansHSA
$530/mo
Age 40 premium
Peak PPO Bronze HDHP
PPO · Mountain Health CO-OPHSA
$535/mo
Age 40 premium
Blue Preferred Bronze PPO℠ 201
PPO · Blue Cross and Blue Shield of MontanaHSA
$554/mo
Age 40 premium
Blue Preferred Bronze PPO℠ Standard
PPO · Blue Cross and Blue Shield of MontanaHSA
$581/mo
Age 40 premium
Blue Preferred Bronze PPO℠ 202
PPO · Blue Cross and Blue Shield of MontanaHSA
$621/mo
Age 40 premium
Core Bronze HSA 8300
EPO · PacificSource Health PlansHSA
N/A
Age 40 premium

Silver Plans (9)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Core Silver 5000
EPO · PacificSource Health Plans
$696/mo
Age 40 premium
Core Standard Silver
EPO · PacificSource Health Plans
$704/mo
Age 40 premium
Plus Silver Standard
PPO · Mountain Health CO-OP
$706/mo
Age 40 premium
Peak PPO Silver Standard
PPO · Mountain Health CO-OP
$714/mo
Age 40 premium
Peak PPO Silver
PPO · Mountain Health CO-OP
$719/mo
Age 40 premium
Core Silver 3500
EPO · PacificSource Health Plans
$746/mo
Age 40 premium
Blue Preferred Silver PPO℠ 203
PPO · Blue Cross and Blue Shield of Montana
$793/mo
Age 40 premium
Blue Preferred Silver PPO℠ Standard
PPO · Blue Cross and Blue Shield of Montana
$811/mo
Age 40 premium
Blue Preferred Silver PPO℠ 308
PPO · Blue Cross and Blue Shield of Montana
$832/mo
Age 40 premium

Gold Plans (9)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Core Gold 1500
EPO · PacificSource Health Plans
$694/mo
Age 40 premium
Core Standard Gold
EPO · PacificSource Health Plans
$719/mo
Age 40 premium
Blue Preferred Gold PPO℠ 204
PPO · Blue Cross and Blue Shield of Montana
$775/mo
Age 40 premium
Blue Preferred Gold PPO℠ 901
PPO · Blue Cross and Blue Shield of Montana
$787/mo
Age 40 premium
Plus Gold
PPO · Mountain Health CO-OP
$790/mo
Age 40 premium
Plus Gold Standard
PPO · Mountain Health CO-OP
$792/mo
Age 40 premium
Peak PPO Gold
PPO · Mountain Health CO-OP
$800/mo
Age 40 premium
Peak PPO Gold Standard
PPO · Mountain Health CO-OP
$803/mo
Age 40 premium
Blue Preferred Gold PPO℠ Standard
PPO · Blue Cross and Blue Shield of Montana
$803/mo
Age 40 premium

Catastrophic Plans (2)

Very low premium, very high deductible. Only available to people under 30.

Peak PPO Catastrophic
PPO · Mountain Health CO-OPHSA
$312/mo
Age 40 premium
Blue Preferred Security PPO℠ 200
PPO · Blue Cross and Blue Shield of MontanaHSA
$556/mo
Age 40 premium

Montana Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in Montana — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Powell County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for Montana Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?