Health Insurance in Missoula County, MT
Compare 39 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
$424/mo
Bronze from
$656/mo
Silver from
$681/mo
Gold from
$671/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveBronze Plans (2)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
Blue Focus Bronze POS℠ 705
POS · Blue Cross and Blue Shield of MontanaHSA
$424/mo
Age 40 premium
Expanded Bronze Plans (11)
Like Bronze but with some services covered before you meet your deductible.
Blue Focus Bronze POS℠ Standard
POS · Blue Cross and Blue Shield of MontanaHSA
$458/mo
Age 40 premium
Blue Focus Bronze POS℠ 205
POS · Blue Cross and Blue Shield of MontanaHSA
$490/mo
Age 40 premium
Core Standard Expanded Bronze HSA
EPO · PacificSource Health PlansHSA
$530/mo
Age 40 premium
Blue Preferred Bronze PPO℠ 201
PPO · Blue Cross and Blue Shield of MontanaHSA
$600/mo
Age 40 premium
Blue Preferred Bronze PPO℠ Standard
PPO · Blue Cross and Blue Shield of MontanaHSA
$629/mo
Age 40 premium
Blue Preferred Bronze PPO℠ 202
PPO · Blue Cross and Blue Shield of MontanaHSA
$673/mo
Age 40 premium
Silver Plans (12)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Blue Focus Silver POS℠ Standard
POS · Blue Cross and Blue Shield of Montana
$656/mo
Age 40 premium
Blue Focus Silver POS℠ 206
POS · Blue Cross and Blue Shield of Montana
$671/mo
Age 40 premium
Blue Focus Silver POS℠ 903
POS · Blue Cross and Blue Shield of Montana
$688/mo
Age 40 premium
Blue Preferred Silver PPO℠ 203
PPO · Blue Cross and Blue Shield of Montana
$859/mo
Age 40 premium
Blue Preferred Silver PPO℠ Standard
PPO · Blue Cross and Blue Shield of Montana
$880/mo
Age 40 premium
Blue Preferred Silver PPO℠ 308
PPO · Blue Cross and Blue Shield of Montana
$903/mo
Age 40 premium
Gold Plans (12)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Blue Focus Gold POS℠ 207
POS · Blue Cross and Blue Shield of Montana
$681/mo
Age 40 premium
Blue Focus Gold POS℠ Standard
POS · Blue Cross and Blue Shield of Montana
$684/mo
Age 40 premium
Blue Focus Gold POS℠ 902
POS · Blue Cross and Blue Shield of Montana
$695/mo
Age 40 premium
Blue Preferred Gold PPO℠ 204
PPO · Blue Cross and Blue Shield of Montana
$842/mo
Age 40 premium
Blue Preferred Gold PPO℠ 901
PPO · Blue Cross and Blue Shield of Montana
$854/mo
Age 40 premium
Blue Preferred Gold PPO℠ Standard
PPO · Blue Cross and Blue Shield of Montana
$872/mo
Age 40 premium
Catastrophic Plans (2)
Very low premium, very high deductible. Only available to people under 30.
Blue Preferred Security PPO℠ 200
PPO · Blue Cross and Blue Shield of MontanaHSA
$601/mo
Age 40 premium
Montana Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Montana — often with $0 premiums.
Check Medicaid Eligibility