Health Insurance in Audrain County, MO

Compare 81 ACA plans and check your subsidy eligibility.

2026 Plan Year Data
$406/mo
Bronze from
$523/mo
Silver from
$510/mo
Gold from
$532/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
24,304
Median Income
$56k
Poverty Rate
15.1%
Uninsured
15.0%
Est. Uninsured
3,419
Insurers
8

Bronze Plans (3)

Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.

Cox HealthPlans Bronze Preferred
EPO · Cox HealthPlansHSA
$473/mo
Age 40 premium
UHC Bronze Essential (No Referrals)
EPO · UnitedHealthcareHSA
$594/mo
Age 40 premium
Anthem Bronze Pathway 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives)
EPO · Anthem Blue Cross and Blue ShieldHSA
$621/mo
Age 40 premium

Expanded Bronze Plans (25)

Like Bronze but with some services covered before you meet your deductible.

Everyday Bronze + Vision + Adult Dental
EPO · Ambetter from Home State HealthHSA
$418/mo
Age 40 premium
Medica with SSM Health Bronze Share
EPO · MedicaHSA
$468/mo
Age 40 premium
Medica with SSM Health Bronze $0 Copay PCP Visits
EPO · MedicaHSA
$487/mo
Age 40 premium
Blue KC Choice Bronze 2 with Spira Care BlueSelect EPO
EPO · Blue Cross and Blue Shield of Kansas CityHSA
$491/mo
Age 40 premium
Medica with SSM Health Expanded Bronze Standard
EPO · MedicaHSA
$491/mo
Age 40 premium
Bronze Classic Standard
EPO · Oscar Insurance CompanyHSA
$497/mo
Age 40 premium
Cox HealthPlans Bronze Expanded Standard
EPO · Cox HealthPlansHSA
$504/mo
Age 40 premium
Bronze Classic 4700
EPO · Oscar Insurance CompanyHSA
$505/mo
Age 40 premium
Bronze Simple Diabetes
EPO · Oscar Insurance CompanyHSA
$508/mo
Age 40 premium
Bronze Elite + PCP Saver Plus
EPO · Oscar Insurance CompanyHSA
$518/mo
Age 40 premium
Standard Expanded Bronze
EPO · Ambetter from Home State HealthHSA
$530/mo
Age 40 premium
Blue KC Standard Bronze BlueSelect EPO
EPO · Blue Cross and Blue Shield of Kansas CityHSA
$533/mo
Age 40 premium
Elite Bronze
EPO · Ambetter from Home State HealthHSA
$575/mo
Age 40 premium
Everyday Bronze
EPO · Ambetter from Home State HealthHSA
$589/mo
Age 40 premium
Standard Expanded Bronze + Vision + Adult Dental
EPO · Ambetter from Home State HealthHSA
$606/mo
Age 40 premium
UHC Bronze Standard (No Referrals)
EPO · UnitedHealthcareHSA
$631/mo
Age 40 premium
UHC Bronze Standard+ (Dental + Vision, No Referrals)
EPO · UnitedHealthcareHSA
$652/mo
Age 40 premium
Elite Bronze + Vision + Adult Dental
EPO · Ambetter from Home State HealthHSA
$657/mo
Age 40 premium
Anthem Heart Healthy Bronze Pathway 4900 ($0 Virtual PCP + $0 Select Drugs + Incentives)
EPO · Anthem Blue Cross and Blue ShieldHSA
$659/mo
Age 40 premium
Anthem Bronze Pathway 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
EPO · Anthem Blue Cross and Blue ShieldHSA
$664/mo
Age 40 premium
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
EPO · UnitedHealthcareHSA
$666/mo
Age 40 premium
Anthem Bronze Pathway 6900 ($0 Virtual PCP + $0 Select Drugs + Incentives)
EPO · Anthem Blue Cross and Blue ShieldHSA
$715/mo
Age 40 premium
Select by Medica Bronze Share
EPO · MedicaHSA
$734/mo
Age 40 premium
Select by Medica Bronze $0 Copay PCP Visits
EPO · MedicaHSA
$762/mo
Age 40 premium
Select by Medica Expanded Bronze Standard
EPO · MedicaHSA
$769/mo
Age 40 premium

Silver Plans (29)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Complete Silver + Vision + Adult Dental
EPO · Ambetter from Home State Health
$548/mo
Age 40 premium
Medica with SSM Health Silver $0 Copay PCP Visits
EPO · Medica
$626/mo
Age 40 premium
Medica with SSM Health Silver Share
EPO · Medica
$629/mo
Age 40 premium
Medica with SSM Health Silver Standard
EPO · Medica
$635/mo
Age 40 premium
Silver Simple PCP Saver
EPO · Oscar Insurance Company
$640/mo
Age 40 premium
Silver Classic Standard
EPO · Oscar Insurance Company
$645/mo
Age 40 premium
Silver Simple Diabetes
EPO · Oscar Insurance Company
$646/mo
Age 40 premium
Silver Simple Women's Health with Menopause Benefits
EPO · Oscar Insurance Company
$649/mo
Age 40 premium
Silver Elite Saver Plus
EPO · Oscar Insurance Company
$651/mo
Age 40 premium
Blue KC Choice Silver 1 with Spira Care BlueSelect EPO
EPO · Blue Cross and Blue Shield of Kansas City
$651/mo
Age 40 premium
Cox HealthPlans Silver Standard
EPO · Cox HealthPlans
$671/mo
Age 40 premium
Blue KC Standard Silver BlueSelect EPO
EPO · Blue Cross and Blue Shield of Kansas City
$680/mo
Age 40 premium
Cox HealthPlans Silver Preferred
EPO · Cox HealthPlans
$713/mo
Age 40 premium
UHC Silver Standard (No Referrals)
EPO · UnitedHealthcare
$722/mo
Age 40 premium
Cox HealthPlans Silver Connect
EPO · Cox HealthPlans
$722/mo
Age 40 premium
Standard Silver
EPO · Ambetter from Home State Health
$760/mo
Age 40 premium
Complete Silver
EPO · Ambetter from Home State Health
$772/mo
Age 40 premium
Standard Silver + Vision + Adult Dental
EPO · Ambetter from Home State Health
$783/mo
Age 40 premium
UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals)
EPO · UnitedHealthcare
$806/mo
Age 40 premium
UHC Silver Standard+ (Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$811/mo
Age 40 premium
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
EPO · UnitedHealthcare
$822/mo
Age 40 premium
UHC Silver Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$827/mo
Age 40 premium
Anthem Silver Pathway 7200 ($0 Virtual PCP + $0 Select Drugs + Incentives)
EPO · Anthem Blue Cross and Blue Shield
$835/mo
Age 40 premium
Anthem Silver Pathway 5350 ($0 Virtual PCP + $0 Select Drugs + Incentives)
EPO · Anthem Blue Cross and Blue Shield
$845/mo
Age 40 premium
Anthem Silver Pathway 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
EPO · Anthem Blue Cross and Blue Shield
$850/mo
Age 40 premium
Anthem Heart Healthy Silver Pathway 3100 ($0 Virtual PCP + $0 Select Drugs + Incentives)
EPO · Anthem Blue Cross and Blue Shield
$856/mo
Age 40 premium
Select by Medica Silver $0 Copay PCP Visits
EPO · Medica
$978/mo
Age 40 premium
Select by Medica Silver Share
EPO · Medica
$982/mo
Age 40 premium
Select by Medica Silver Standard
EPO · Medica
$992/mo
Age 40 premium

Gold Plans (22)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Gold Classic Standard
EPO · Oscar Insurance Company
$546/mo
Age 40 premium
Medica with SSM Health Gold $0 Copay PCP Visits
EPO · Medica
$578/mo
Age 40 premium
Medica with SSM Health Gold Share
EPO · Medica
$581/mo
Age 40 premium
Gold Simple
EPO · Oscar Insurance Company
$588/mo
Age 40 premium
Medica with SSM Health Gold Standard
EPO · Medica
$590/mo
Age 40 premium
Cox HealthPlans Gold Standard
EPO · Cox HealthPlans
$660/mo
Age 40 premium
UHC Gold Advantage ($0 Virtual Urgent Care, No Referrals)
EPO · UnitedHealthcare
$684/mo
Age 40 premium
Cox HealthPlans Gold Preferred
EPO · Cox HealthPlans
$685/mo
Age 40 premium
Complete Gold
EPO · Ambetter from Home State Health
$701/mo
Age 40 premium
UHC Gold Advantage+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$702/mo
Age 40 premium
Blue KC Standard Gold BlueSelect EPO
EPO · Blue Cross and Blue Shield of Kansas City
$705/mo
Age 40 premium
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, No Referrals)
EPO · UnitedHealthcare
$707/mo
Age 40 premium
Standard Gold
EPO · Ambetter from Home State Health
$744/mo
Age 40 premium
Everyday Gold
EPO · Ambetter from Home State Health
$752/mo
Age 40 premium
Standard Gold + Vision + Adult Dental
EPO · Ambetter from Home State Health
$766/mo
Age 40 premium
UHC Gold Standard (No Referrals)
EPO · UnitedHealthcare
$772/mo
Age 40 premium
Everyday Gold + Vision + Adult Dental
EPO · Ambetter from Home State Health
$775/mo
Age 40 premium
Complete Gold + Vision + Adult Dental
EPO · Ambetter from Home State Health
$801/mo
Age 40 premium
Anthem Gold Pathway 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
EPO · Anthem Blue Cross and Blue Shield
$806/mo
Age 40 premium
Select by Medica Gold Standard
EPO · Medica
$899/mo
Age 40 premium
Select by Medica Gold $0 Copay PCP Visits
EPO · Medica
$904/mo
Age 40 premium
Select by Medica Gold Share
EPO · Medica
$908/mo
Age 40 premium

Catastrophic Plans (2)

Very low premium, very high deductible. Only available to people under 30.

Anthem Catastrophic Pathway (+ Incentives)
EPO · Anthem Blue Cross and Blue ShieldHSA
$365/mo
Age 40 premium
Blue KC Catastrophic BlueSelect EPO
EPO · Blue Cross and Blue Shield of Kansas CityHSA
$485/mo
Age 40 premium

Missouri Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in Missouri — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Audrain County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for Missouri Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?