Health Insurance in Lee County, MS

Compare 48 ACA plans and check your subsidy eligibility.

2026 Plan Year Data
$563/mo
Bronze from
$598/mo
Silver from
$812/mo
Gold from
$602/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
83,012
Median Income
$65k
Poverty Rate
13.5%
Uninsured
11.0%
Est. Uninsured
8,997
Insurers
5

Bronze Plans (1)

Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.

UHC Bronze Essential (No Referrals)
HMO · UnitedHealthcareHSA
$587/mo
Age 40 premium

Expanded Bronze Plans (17)

Like Bronze but with some services covered before you meet your deductible.

Bronze Classic Standard
HMO · Oscar Health Plan, Inc.HSA
$577/mo
Age 40 premium
Connect Bronze CMS Standard
EPO · Cigna HealthcareHSA
$597/mo
Age 40 premium
Bronze Simple Chronic Care CKM
HMO · Oscar Health Plan, Inc.HSA
$597/mo
Age 40 premium
Connect myDiabetesCare Bronze
EPO · Cigna HealthcareHSA
$598/mo
Age 40 premium
Connect Bronze 6500 Indiv Med Deductible
EPO · Cigna HealthcareHSA
$609/mo
Age 40 premium
Bronze Elite + PCP Saver Plus
HMO · Oscar Health Plan, Inc.HSA
$618/mo
Age 40 premium
Everyday Bronze
HMO · Ambetter from Magnolia HealthHSA
$625/mo
Age 40 premium
Standard Expanded Bronze
HMO · Ambetter from Magnolia HealthHSA
$627/mo
Age 40 premium
Everyday Bronze + Vision + Adult Dental
HMO · Ambetter from Magnolia HealthHSA
$647/mo
Age 40 premium
Standard Expanded Bronze + Vision + Adult Dental
HMO · Ambetter from Magnolia HealthHSA
$651/mo
Age 40 premium
Choice Bronze HSA
HMO · Ambetter from Magnolia HealthHSA
$688/mo
Age 40 premium
UHC Bronze Standard (No Referrals)
HMO · UnitedHealthcareHSA
$701/mo
Age 40 premium
Choice Bronze HSA + Vision + Adult Dental
HMO · Ambetter from Magnolia HealthHSA
$703/mo
Age 40 premium
UHC Bronze Standard+ (Dental + Vision, No Referrals)
HMO · UnitedHealthcareHSA
$722/mo
Age 40 premium
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
HMO · UnitedHealthcareHSA
$729/mo
Age 40 premium
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
HMO · UnitedHealthcareHSA
$750/mo
Age 40 premium
Connect Bronze 8500 Indiv Med Deductible
EPO · Cigna HealthcareHSA
N/A
Age 40 premium

Silver Plans (16)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Silver Simple
HMO · Oscar Health Plan, Inc.
$598/mo
Age 40 premium
Silver Classic Standard
HMO · Oscar Health Plan, Inc.
$602/mo
Age 40 premium
Silver Simple Chronic Care CKM
HMO · Oscar Health Plan, Inc.
$606/mo
Age 40 premium
Standard Silver
HMO · Ambetter from Magnolia Health
$675/mo
Age 40 premium
Connect Silver 4000 Indiv Med Deductible
EPO · Cigna Healthcare
$683/mo
Age 40 premium
Connect Silver 6500 Indiv Med Deductible
EPO · Cigna Healthcare
$685/mo
Age 40 premium
Connect Silver CMS Standard
EPO · Cigna Healthcare
$690/mo
Age 40 premium
Connect myHeartCare Silver
EPO · Cigna Healthcare
$691/mo
Age 40 premium
Standard Silver + Vision + Adult Dental
HMO · Ambetter from Magnolia Health
$699/mo
Age 40 premium
Connect myDiabetesCare Silver
EPO · Cigna Healthcare
$710/mo
Age 40 premium
Molina Silver Standard
HMO · Molina Healthcare
$809/mo
Age 40 premium
UHC Silver Advantage ($0 Virtual Urgent Care, No Referrals)
HMO · UnitedHealthcare
$872/mo
Age 40 premium
UHC Silver Standard (No Referrals)
HMO · UnitedHealthcare
$891/mo
Age 40 premium
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
HMO · UnitedHealthcare
$892/mo
Age 40 premium
UHC Silver Advantage + ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$898/mo
Age 40 premium
UHC Silver Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$913/mo
Age 40 premium

Gold Plans (14)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Standard Gold
HMO · Ambetter from Magnolia Health
$812/mo
Age 40 premium
Gold Classic Standard
HMO · Oscar Health Plan, Inc.
$818/mo
Age 40 premium
Everyday Gold
HMO · Ambetter from Magnolia Health
$849/mo
Age 40 premium
Standard Gold + Vision + Adult Dental
HMO · Ambetter from Magnolia Health
$869/mo
Age 40 premium
Complete Gold
HMO · Ambetter from Magnolia Health
$879/mo
Age 40 premium
Everyday Gold + Vision + Adult Dental
HMO · Ambetter from Magnolia Health
$880/mo
Age 40 premium
Complete Gold + Vision + Adult Dental
HMO · Ambetter from Magnolia Health
$910/mo
Age 40 premium
Connect Gold CMS Standard
EPO · Cigna Healthcare
$989/mo
Age 40 premium
Molina Gold Standard
HMO · Molina Healthcare
$1039/mo
Age 40 premium
UHC Gold Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
HMO · UnitedHealthcare
$1079/mo
Age 40 premium
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, No Referrals)
HMO · UnitedHealthcare
$1088/mo
Age 40 premium
UHC Gold Value + ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
HMO · UnitedHealthcare
$1100/mo
Age 40 premium
UHC Gold Standard (No Referrals)
HMO · UnitedHealthcare
$1108/mo
Age 40 premium
UHC Gold Copay Focus + $0 Indiv Med Ded ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$1109/mo
Age 40 premium

Mississippi Has Not Expanded Medicaid

Mississippi has not expanded Medicaid. Adults without dependents generally need income between 100–400% FPL for marketplace subsidies.

Check Medicaid Eligibility

Calculate Your Costs in Lee County

💰
Subsidy Calculator

See how much the government will pay toward your premium

🏥
Medicaid Eligibility

Check if you qualify for Mississippi Medicaid program

📊
True Plan Cost

Compare total annual cost including premiums + expected care

🔄
COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?