Health Insurance in Scott County, MN
Compare 96 ACA plans and check your subsidy eligibility.
2025 Plan Year Data2026 data from CMS pending
$266/mo
Bronze from
$326/mo
Silver from
$366/mo
Gold from
$326/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveBronze Plans (7)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
Blue Plus Metro MN Bronze $7750
PPO · Blue Cross and Blue Shield of Minnesota
$266/mo
Age 40 premium
Blue Plus Minnesota Value Bronze $7750
PPO · Blue Cross and Blue Shield of Minnesota
$314/mo
Age 40 premium
Blue Plus Metro MN Bronze $7750
PPO · Blue Cross and Blue Shield of Minnesota
$327/mo
Age 40 premium
Medica Applause Bronze Share Plus Metro
EPO · Medica Health Plans
$330/mo
Age 40 premium
Blue Plus Metro MN Bronze $7750
PPO · Blue Cross and Blue Shield of Minnesota
$346/mo
Age 40 premium
Ridgeview Distinct by Medica Bronze Share Plus Metro
EPO · Medica Health Plans
$360/mo
Age 40 premium
Ridgeview Distinct by Medica Bronze Copay (First 3)
EPO · Medica Health Plans
$414/mo
Age 40 premium
Expanded Bronze Plans (29)
Like Bronze but with some services covered before you meet your deductible.
Blue Plus Metro MN HSA Bronze $8300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$280/mo
Age 40 premium
Select $8,000 HSA Bronze
PPO · PreferredOne Community Health PlanHSA
$294/mo
Age 40 premium
Select $6,500 Plus Bronze
PPO · PreferredOne Community Health Plan
$313/mo
Age 40 premium
Peak $8,000 HSA Bronze
PPO · PreferredOne Community Health PlanHSA
$331/mo
Age 40 premium
Blue Plus Minnesota Value HSA Bronze $8300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$331/mo
Age 40 premium
Blue Plus Metro MN HSA Bronze $8300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$345/mo
Age 40 premium
Blue Plus Easy Compare Bronze Blue Plus Minnesota Value
PPO · Blue Cross and Blue Shield of Minnesota
$355/mo
Age 40 premium
Blue Plus Minnesota Value Bronze $5800
PPO · Blue Cross and Blue Shield of Minnesota
$355/mo
Age 40 premium
Blue Plus Metro MN HSA Bronze $8300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$365/mo
Age 40 premium
HealthPartners Easy Compare Bronze Apex
PPO · PreferredOne Community Health Plan
$374/mo
Age 40 premium
Medica Easy Compare Bronze Ridgeview Distinct
EPO · Medica Health Plans
$397/mo
Age 40 premium
Ridgeview Distinct by Medica Bronze $0 Copay PCP Visits
EPO · Medica Health Plans
$411/mo
Age 40 premium
Apex $8,000 HSA Bronze
PPO · PreferredOne Community Health PlanHSA
$424/mo
Age 40 premium
Ridgeview Distinct by Medica Bronze HSA
EPO · Medica Health PlansHSA
$439/mo
Age 40 premium
QUARTZ EASY COMPARE BRONZE (VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$477/mo
Age 40 premium
QUARTZ SELECT BRONZE (VISION) $9100 DED FLAT RX COPAYS
HMO · Quartz Health Benefit Plans Corporation
$488/mo
Age 40 premium
Medica Applause Bronze $0 Copay PCP Visits
EPO · Medica Health Plans
$488/mo
Age 40 premium
QUARTZ SELECT BRONZE (VISION) $7250 HSA
HMO · Quartz Health Benefit Plans CorporationHSA
$492/mo
Age 40 premium
QUARTZ EASY COMPARE BRONZE (DENTAL & VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$496/mo
Age 40 premium
QUARTZ SELECT BRONZE (DENTAL & VISION) $9100 DED FLAT RX COPAYS
HMO · Quartz Health Benefit Plans Corporation
$507/mo
Age 40 premium
Silver Plans (33)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Blue Plus Metro MN HSA Silver $3300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$326/mo
Age 40 premium
Select $3,500 HSA Silver
PPO · PreferredOne Community Health PlanHSA
$347/mo
Age 40 premium
Select $2,900 Plus Silver
PPO · PreferredOne Community Health Plan
$365/mo
Age 40 premium
Blue Plus Minnesota Value HSA Silver $3300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$385/mo
Age 40 premium
Peak $3,500 HSA Silver
PPO · PreferredOne Community Health PlanHSA
$391/mo
Age 40 premium
Blue Plus Easy Compare Silver and Rx Copay Blue Plus Minnesota Value
PPO · Blue Cross and Blue Shield of Minnesota
$397/mo
Age 40 premium
Blue Plus Metro MN HSA Silver $3300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$401/mo
Age 40 premium
Blue Plus Metro MN HSA Silver $3300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$425/mo
Age 40 premium
Apex $3,500 HSA Silver
PPO · PreferredOne Community Health PlanHSA
$433/mo
Age 40 premium
Ridgeview Distinct by Medica Silver $0 Copay PCP Visits
EPO · Medica Health Plans
$457/mo
Age 40 premium
HealthPartners Easy Compare Silver Rx Copay Apex
PPO · PreferredOne Community Health Plan
$464/mo
Age 40 premium
Medica Easy Compare Silver and Rx Copay Ridgeview Distinct
EPO · Medica Health Plans
$478/mo
Age 40 premium
Ridgeview Distinct by Medica Silver Share
EPO · Medica Health Plans
$480/mo
Age 40 premium
Ridgeview Distinct by Medica Silver HSA
EPO · Medica Health PlansHSA
$495/mo
Age 40 premium
Ridgeview Distinct by Medica Silver Copay (First 3)
EPO · Medica Health Plans
$504/mo
Age 40 premium
QUARTZ SELECT SILVER (VISION) $7000 DED
HMO · Quartz Health Benefit Plans Corporation
$526/mo
Age 40 premium
QUARTZ SELECT SILVER (DENTAL & VISION) $7000 DED
HMO · Quartz Health Benefit Plans Corporation
$547/mo
Age 40 premium
QUARTZ SELECT SILVER (VISION) $0 DED FLAT RX COPAYS
HMO · Quartz Health Benefit Plans Corporation
$547/mo
Age 40 premium
QUARTZ SELECT SILVER (DENTAL & VISION) $0 DED FLAT RX COPAYS
HMO · Quartz Health Benefit Plans Corporation
$569/mo
Age 40 premium
QUARTZ EASY COMPARE SILVER (VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$571/mo
Age 40 premium
QUARTZ EASY COMPARE SILVER (DENTAL & VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$594/mo
Age 40 premium
Gold Plans (22)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Blue Plus Metro MN Gold Rx Copay $1200
PPO · Blue Cross and Blue Shield of Minnesota
$366/mo
Age 40 premium
Blue Plus Minnesota Value Gold Rx Copay $1200
PPO · Blue Cross and Blue Shield of Minnesota
$433/mo
Age 40 premium
Blue Plus Minnesota Value HSA Gold $3300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$444/mo
Age 40 premium
Blue Plus Metro MN Gold Rx Copay $1200
PPO · Blue Cross and Blue Shield of Minnesota
$451/mo
Age 40 premium
Blue Plus Easy Compare Gold and Rx Copay Blue Plus Minnesota Value
PPO · Blue Cross and Blue Shield of Minnesota
$453/mo
Age 40 premium
Blue Plus Metro MN Gold Rx Copay $1200
PPO · Blue Cross and Blue Shield of Minnesota
$478/mo
Age 40 premium
HealthPartners Easy Compare Gold Rx Copay Apex
PPO · PreferredOne Community Health Plan
$531/mo
Age 40 premium
Medica Easy Compare Gold and Rx Copay Ridgeview Distinct
EPO · Medica Health Plans
$534/mo
Age 40 premium
Ridgeview Distinct by Medica Gold $0 Copay PCP Visits
EPO · Medica Health Plans
$562/mo
Age 40 premium
QUARTZ SELECT GOLD (VISION) $2500 DED
HMO · Quartz Health Benefit Plans Corporation
$625/mo
Age 40 premium
QUARTZ SELECT GOLD (DENTAL & VISION) $2500 DED
HMO · Quartz Health Benefit Plans Corporation
$650/mo
Age 40 premium
QUARTZ EASY COMPARE GOLD FLAT RX COPAYS (VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$651/mo
Age 40 premium
QUARTZ SELECT GOLD MAINTENANCE (VISION) $500 DED
HMO · Quartz Health Benefit Plans Corporation
$662/mo
Age 40 premium
QUARTZ EASY COMPARE GOLD FLAT RX COPAYS (DENTAL & VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$676/mo
Age 40 premium
QUARTZ SELECT GOLD MAINTENANCE (DENTAL & VISION) $500 DED
HMO · Quartz Health Benefit Plans Corporation
$688/mo
Age 40 premium
Catastrophic Plans (5)
Very low premium, very high deductible. Only available to people under 30.
Ridgeview Distinct by Medica Catastrophic
EPO · Medica Health Plans
$240/mo
Age 40 premium
QUARTZ SELECT CATASTROPHIC (VISION) $9200 DED
HMO · Quartz Health Benefit Plans Corporation
$349/mo
Age 40 premium
Minnesota Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Minnesota — often with $0 premiums.
Check Medicaid Eligibility