Health Insurance in Olmsted County, MN
Compare 64 ACA plans and check your subsidy eligibility.
2025 Plan Year Data2026 data from CMS pending
$307/mo
Bronze from
$366/mo
Silver from
$424/mo
Gold from
$366/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveBronze Plans (4)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
Blue Plus Metro MN Bronze $7750
PPO · Blue Cross and Blue Shield of Minnesota
$307/mo
Age 40 premium
Engage by Medica Bronze Copay (First 3)
EPO · Medica Health Plans
$488/mo
Age 40 premium
Expanded Bronze Plans (19)
Like Bronze but with some services covered before you meet your deductible.
Blue Plus Metro MN HSA Bronze $8300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$324/mo
Age 40 premium
Peak $8,000 HSA Bronze
PPO · PreferredOne Community Health PlanHSA
$331/mo
Age 40 premium
Medica Easy Compare Bronze Engage by Medica
EPO · Medica Health Plans
$468/mo
Age 40 premium
QUARTZ EASY COMPARE BRONZE (VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$477/mo
Age 40 premium
Engage by Medica Bronze $0 Copay PCP Visits
EPO · Medica Health Plans
$484/mo
Age 40 premium
QUARTZ SELECT BRONZE (VISION) $9100 DED FLAT RX COPAYS
HMO · Quartz Health Benefit Plans Corporation
$488/mo
Age 40 premium
Medica Applause Bronze $0 Copay PCP Visits
EPO · Medica Health Plans
$488/mo
Age 40 premium
QUARTZ SELECT BRONZE (VISION) $7250 HSA
HMO · Quartz Health Benefit Plans CorporationHSA
$492/mo
Age 40 premium
Blue Plus Southeast MN HSA Bronze $8300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$495/mo
Age 40 premium
QUARTZ EASY COMPARE BRONZE (DENTAL & VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$496/mo
Age 40 premium
QUARTZ SELECT BRONZE (DENTAL & VISION) $9100 DED FLAT RX COPAYS
HMO · Quartz Health Benefit Plans Corporation
$507/mo
Age 40 premium
Blue Plus Easy Compare Bronze Blue Plus Southeast MN
PPO · Blue Cross and Blue Shield of Minnesota
$529/mo
Age 40 premium
Silver Plans (22)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Blue Plus Metro MN HSA Silver $3300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$377/mo
Age 40 premium
Peak $3,500 HSA Silver
PPO · PreferredOne Community Health PlanHSA
$391/mo
Age 40 premium
QUARTZ SELECT SILVER (VISION) $7000 DED
HMO · Quartz Health Benefit Plans Corporation
$526/mo
Age 40 premium
Engage by Medica Silver $0 Copay PCP Visits
EPO · Medica Health Plans
$538/mo
Age 40 premium
QUARTZ SELECT SILVER (DENTAL & VISION) $7000 DED
HMO · Quartz Health Benefit Plans Corporation
$547/mo
Age 40 premium
QUARTZ SELECT SILVER (VISION) $0 DED FLAT RX COPAYS
HMO · Quartz Health Benefit Plans Corporation
$547/mo
Age 40 premium
Medica Easy Compare Silver and Rx Copay Engage by Medica
EPO · Medica Health Plans
$564/mo
Age 40 premium
QUARTZ SELECT SILVER (DENTAL & VISION) $0 DED FLAT RX COPAYS
HMO · Quartz Health Benefit Plans Corporation
$569/mo
Age 40 premium
QUARTZ EASY COMPARE SILVER (VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$571/mo
Age 40 premium
Blue Plus Southeast MN HSA Silver $3300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$575/mo
Age 40 premium
Blue Plus Easy Compare Silver and Rx Copay Blue Plus Southeast MN
PPO · Blue Cross and Blue Shield of Minnesota
$593/mo
Age 40 premium
QUARTZ EASY COMPARE SILVER (DENTAL & VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$594/mo
Age 40 premium
Engage by Medica Silver Copay (First 3)
EPO · Medica Health Plans
$594/mo
Age 40 premium
Gold Plans (15)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Blue Plus Metro MN Gold Rx Copay $1200
PPO · Blue Cross and Blue Shield of Minnesota
$424/mo
Age 40 premium
QUARTZ SELECT GOLD (VISION) $2500 DED
HMO · Quartz Health Benefit Plans Corporation
$625/mo
Age 40 premium
Blue Plus Southeast MN Gold Rx Copay $1200
PPO · Blue Cross and Blue Shield of Minnesota
$647/mo
Age 40 premium
QUARTZ SELECT GOLD (DENTAL & VISION) $2500 DED
HMO · Quartz Health Benefit Plans Corporation
$650/mo
Age 40 premium
QUARTZ EASY COMPARE GOLD FLAT RX COPAYS (VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$651/mo
Age 40 premium
QUARTZ SELECT GOLD MAINTENANCE (VISION) $500 DED
HMO · Quartz Health Benefit Plans Corporation
$662/mo
Age 40 premium
Engage by Medica Gold $0 Copay PCP Visits
EPO · Medica Health Plans
$663/mo
Age 40 premium
QUARTZ EASY COMPARE GOLD FLAT RX COPAYS (DENTAL & VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$676/mo
Age 40 premium
Blue Plus Easy Compare Gold and Rx Copay Blue Plus Southeast MN
PPO · Blue Cross and Blue Shield of Minnesota
$676/mo
Age 40 premium
QUARTZ SELECT GOLD MAINTENANCE (DENTAL & VISION) $500 DED
HMO · Quartz Health Benefit Plans Corporation
$688/mo
Age 40 premium
Medica Easy Compare Gold and Rx Copay Engage by Medica
EPO · Medica Health Plans
$697/mo
Age 40 premium
Catastrophic Plans (4)
Very low premium, very high deductible. Only available to people under 30.
QUARTZ SELECT CATASTROPHIC (VISION) $9200 DED
HMO · Quartz Health Benefit Plans Corporation
$349/mo
Age 40 premium
Minnesota Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Minnesota — often with $0 premiums.
Check Medicaid Eligibility