Health Insurance in Murray County, MN

Compare 31 ACA plans and check your subsidy eligibility.

2025 Plan Year Data2026 data from CMS pending
$343/mo
Bronze from
$397/mo
Silver from
$480/mo
Gold from
$397/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

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Population
8,044
Median Income
$75k
Poverty Rate
10.5%
Uninsured
5.0%
Est. Uninsured
365
Insurers
3

Bronze Plans (3)

Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.

Blue Plus Minnesota Value Bronze $7750
PPO · Blue Cross and Blue Shield of Minnesota
$348/mo
Age 40 premium
Medica Applause Bronze Copay (First 3)
EPO · Medica Health Plans
$408/mo
Age 40 premium
Medica Applause Bronze Share Plus
EPO · Medica Health Plans
$479/mo
Age 40 premium

Expanded Bronze Plans (10)

Like Bronze but with some services covered before you meet your deductible.

Cornerstone $8,000 HSA Bronze
PPO · PreferredOne Community Health PlanHSA
$357/mo
Age 40 premium
Blue Plus Minnesota Value HSA Bronze $8300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$367/mo
Age 40 premium
HealthPartners Easy Compare Bronze Apex
PPO · PreferredOne Community Health Plan
$374/mo
Age 40 premium
Cornerstone $6,500 Plus Bronze
PPO · PreferredOne Community Health Plan
$380/mo
Age 40 premium
Blue Plus Easy Compare Bronze Blue Plus Minnesota Value
PPO · Blue Cross and Blue Shield of Minnesota
$393/mo
Age 40 premium
Blue Plus Minnesota Value Bronze $5800
PPO · Blue Cross and Blue Shield of Minnesota
$394/mo
Age 40 premium
Apex $8,000 HSA Bronze
PPO · PreferredOne Community Health PlanHSA
$424/mo
Age 40 premium
Medica Applause Bronze HSA
EPO · Medica Health PlansHSA
$434/mo
Age 40 premium
Apex $6,500 Plus Bronze
PPO · PreferredOne Community Health Plan
$452/mo
Age 40 premium
Medica Applause Bronze $0 Copay PCP Visits
EPO · Medica Health Plans
$488/mo
Age 40 premium

Silver Plans (11)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Cornerstone $3,500 HSA Silver
PPO · PreferredOne Community Health PlanHSA
$421/mo
Age 40 premium
Blue Plus Minnesota Value HSA Silver $3300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$427/mo
Age 40 premium
Apex $3,500 HSA Silver
PPO · PreferredOne Community Health PlanHSA
$433/mo
Age 40 premium
Blue Plus Easy Compare Silver and Rx Copay Blue Plus Minnesota Value
PPO · Blue Cross and Blue Shield of Minnesota
$440/mo
Age 40 premium
Cornerstone $2,900 Plus Silver
PPO · PreferredOne Community Health Plan
$443/mo
Age 40 premium
Cornerstone $2,700 Silver
PPO · PreferredOne Community Health Plan
$448/mo
Age 40 premium
HealthPartners Easy Compare Silver Rx Copay Apex
PPO · PreferredOne Community Health Plan
$464/mo
Age 40 premium
Medica Applause Silver HSA
EPO · Medica Health PlansHSA
$488/mo
Age 40 premium
Apex $2,700 Silver
PPO · PreferredOne Community Health Plan
$495/mo
Age 40 premium
Apex $2,900 Plus Silver
PPO · PreferredOne Community Health Plan
$504/mo
Age 40 premium
Medica Applause Silver Share
EPO · Medica Health Plans
$569/mo
Age 40 premium

Gold Plans (6)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Blue Plus Minnesota Value Gold Rx Copay $1200
PPO · Blue Cross and Blue Shield of Minnesota
$480/mo
Age 40 premium
Blue Plus Minnesota Value HSA Gold $3300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$492/mo
Age 40 premium
Blue Plus Easy Compare Gold and Rx Copay Blue Plus Minnesota Value
PPO · Blue Cross and Blue Shield of Minnesota
$502/mo
Age 40 premium
HealthPartners Easy Compare Gold Rx Copay Apex
PPO · PreferredOne Community Health Plan
$531/mo
Age 40 premium
Apex $2,000 Gold
PPO · PreferredOne Community Health Plan
$593/mo
Age 40 premium
Apex $1,000 Gold
PPO · PreferredOne Community Health Plan
$623/mo
Age 40 premium

Catastrophic Plans (1)

Very low premium, very high deductible. Only available to people under 30.

Medica Applause Catastrophic
EPO · Medica Health Plans
$285/mo
Age 40 premium

Minnesota Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in Minnesota — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Murray County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for Minnesota Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?