Health Insurance in Hubbard County, MN
Compare 63 ACA plans and check your subsidy eligibility.
2025 Plan Year Data2026 data from CMS pending
$318/mo
Bronze from
$360/mo
Silver from
$430/mo
Gold from
$360/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveBronze Plans (4)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
Essentia Choice Care with Medica Bronze Copay (First 3)
EPO · Medica Health Plans
$326/mo
Age 40 premium
Essentia Choice Care with Medica Bronze Share Plus
EPO · Medica Health Plans
$346/mo
Age 40 premium
Blue Plus Minnesota Value Bronze $7750
PPO · Blue Cross and Blue Shield of Minnesota
$347/mo
Age 40 premium
Expanded Bronze Plans (19)
Like Bronze but with some services covered before you meet your deductible.
Peak $8,000 HSA Bronze
PPO · PreferredOne Community Health PlanHSA
$331/mo
Age 40 premium
Medica Easy Compare Bronze Essentia Choice Care
EPO · Medica Health Plans
$340/mo
Age 40 premium
Essentia Choice Care with Medica Bronze $0 Copay PCP Visits
EPO · Medica Health Plans
$352/mo
Age 40 premium
Blue Plus Minnesota Value HSA Bronze $8300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$366/mo
Age 40 premium
Essentia Choice Care with Medica Bronze HSA
EPO · Medica Health PlansHSA
$376/mo
Age 40 premium
Blue Plus Easy Compare Bronze Blue Plus Minnesota Value
PPO · Blue Cross and Blue Shield of Minnesota
$392/mo
Age 40 premium
Blue Plus Minnesota Value Bronze $5800
PPO · Blue Cross and Blue Shield of Minnesota
$393/mo
Age 40 premium
QUARTZ EASY COMPARE BRONZE (VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$477/mo
Age 40 premium
QUARTZ SELECT BRONZE (VISION) $9100 DED FLAT RX COPAYS
HMO · Quartz Health Benefit Plans Corporation
$488/mo
Age 40 premium
Medica Applause Bronze $0 Copay PCP Visits
EPO · Medica Health Plans
$488/mo
Age 40 premium
QUARTZ SELECT BRONZE (VISION) $7250 HSA
HMO · Quartz Health Benefit Plans CorporationHSA
$492/mo
Age 40 premium
QUARTZ EASY COMPARE BRONZE (DENTAL & VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$496/mo
Age 40 premium
QUARTZ SELECT BRONZE (DENTAL & VISION) $9100 DED FLAT RX COPAYS
HMO · Quartz Health Benefit Plans Corporation
$507/mo
Age 40 premium
Silver Plans (21)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Medica Easy Compare Silver and Rx Copay Essentia Choice Care
EPO · Medica Health Plans
$377/mo
Age 40 premium
Essentia Choice Care with Medica Silver $0 Copay PCP Visits
EPO · Medica Health Plans
$391/mo
Age 40 premium
Peak $3,500 HSA Silver
PPO · PreferredOne Community Health PlanHSA
$391/mo
Age 40 premium
Essentia Choice Care with Medica Silver Share
EPO · Medica Health Plans
$411/mo
Age 40 premium
Essentia Choice Care with Medica Silver HSA
EPO · Medica Health PlansHSA
$423/mo
Age 40 premium
Blue Plus Minnesota Value HSA Silver $3300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$426/mo
Age 40 premium
Essentia Choice Care with Medica Silver Copay (First 3)
EPO · Medica Health Plans
$431/mo
Age 40 premium
Blue Plus Easy Compare Silver and Rx Copay Blue Plus Minnesota Value
PPO · Blue Cross and Blue Shield of Minnesota
$438/mo
Age 40 premium
QUARTZ SELECT SILVER (VISION) $7000 DED
HMO · Quartz Health Benefit Plans Corporation
$526/mo
Age 40 premium
QUARTZ SELECT SILVER (DENTAL & VISION) $7000 DED
HMO · Quartz Health Benefit Plans Corporation
$547/mo
Age 40 premium
QUARTZ SELECT SILVER (VISION) $0 DED FLAT RX COPAYS
HMO · Quartz Health Benefit Plans Corporation
$547/mo
Age 40 premium
QUARTZ SELECT SILVER (DENTAL & VISION) $0 DED FLAT RX COPAYS
HMO · Quartz Health Benefit Plans Corporation
$569/mo
Age 40 premium
QUARTZ EASY COMPARE SILVER (VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$571/mo
Age 40 premium
QUARTZ EASY COMPARE SILVER (DENTAL & VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$594/mo
Age 40 premium
Gold Plans (15)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Essentia Choice Care with Medica Gold $0 Copay PCP Visits
EPO · Medica Health Plans
$445/mo
Age 40 premium
Blue Plus Minnesota Value Gold Rx Copay $1200
PPO · Blue Cross and Blue Shield of Minnesota
$478/mo
Age 40 premium
Blue Plus Minnesota Value HSA Gold $3300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$490/mo
Age 40 premium
Blue Plus Easy Compare Gold and Rx Copay Blue Plus Minnesota Value
PPO · Blue Cross and Blue Shield of Minnesota
$500/mo
Age 40 premium
Medica Easy Compare Gold and Rx Copay Essentia Choice Care
EPO · Medica Health Plans
$506/mo
Age 40 premium
QUARTZ SELECT GOLD (VISION) $2500 DED
HMO · Quartz Health Benefit Plans Corporation
$625/mo
Age 40 premium
QUARTZ SELECT GOLD (DENTAL & VISION) $2500 DED
HMO · Quartz Health Benefit Plans Corporation
$650/mo
Age 40 premium
QUARTZ EASY COMPARE GOLD FLAT RX COPAYS (VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$651/mo
Age 40 premium
QUARTZ SELECT GOLD MAINTENANCE (VISION) $500 DED
HMO · Quartz Health Benefit Plans Corporation
$662/mo
Age 40 premium
QUARTZ EASY COMPARE GOLD FLAT RX COPAYS (DENTAL & VISION) SELECT
HMO · Quartz Health Benefit Plans Corporation
$676/mo
Age 40 premium
QUARTZ SELECT GOLD MAINTENANCE (DENTAL & VISION) $500 DED
HMO · Quartz Health Benefit Plans Corporation
$688/mo
Age 40 premium
Catastrophic Plans (4)
Very low premium, very high deductible. Only available to people under 30.
Essentia Choice Care with Medica Catastrophic
EPO · Medica Health Plans
$190/mo
Age 40 premium
QUARTZ SELECT CATASTROPHIC (VISION) $9200 DED
HMO · Quartz Health Benefit Plans Corporation
$349/mo
Age 40 premium
Minnesota Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Minnesota — often with $0 premiums.
Check Medicaid Eligibility