Health Insurance in Faribault County, MN

Compare 39 ACA plans and check your subsidy eligibility.

2025 Plan Year Data2026 data from CMS pending
$307/mo
Bronze from
$377/mo
Silver from
$424/mo
Gold from
$377/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

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Population
13,886
Median Income
$65k
Poverty Rate
11.3%
Uninsured
5.0%
Est. Uninsured
728
Insurers
3

Bronze Plans (4)

Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.

Blue Plus Metro MN Bronze $7750
PPO · Blue Cross and Blue Shield of Minnesota
$307/mo
Age 40 premium
Engage by Medica Bronze Share Plus
EPO · Medica Health Plans
$476/mo
Age 40 premium
Medica Applause Bronze Share Plus
EPO · Medica Health Plans
$479/mo
Age 40 premium
Engage by Medica Bronze Copay (First 3)
EPO · Medica Health Plans
$488/mo
Age 40 premium

Expanded Bronze Plans (11)

Like Bronze but with some services covered before you meet your deductible.

Blue Plus Metro MN HSA Bronze $8300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$324/mo
Age 40 premium
HealthPartners Easy Compare Bronze Apex
PPO · PreferredOne Community Health Plan
$374/mo
Age 40 premium
Apex $8,000 HSA Bronze
PPO · PreferredOne Community Health PlanHSA
$424/mo
Age 40 premium
Medica Applause Bronze HSA
EPO · Medica Health PlansHSA
$434/mo
Age 40 premium
Apex $6,500 Plus Bronze
PPO · PreferredOne Community Health Plan
$452/mo
Age 40 premium
Medica Easy Compare Bronze Engage by Medica
EPO · Medica Health Plans
$468/mo
Age 40 premium
Blue Plus Southeast MN HSA Bronze $8300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$469/mo
Age 40 premium
Engage by Medica Bronze $0 Copay PCP Visits
EPO · Medica Health Plans
$484/mo
Age 40 premium
Medica Applause Bronze $0 Copay PCP Visits
EPO · Medica Health Plans
$488/mo
Age 40 premium
Blue Plus Easy Compare Bronze Blue Plus Southeast MN
PPO · Blue Cross and Blue Shield of Minnesota
$502/mo
Age 40 premium
Engage by Medica Bronze HSA
EPO · Medica Health PlansHSA
$518/mo
Age 40 premium

Silver Plans (14)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Blue Plus Metro MN HSA Silver $3300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$377/mo
Age 40 premium
Apex $3,500 HSA Silver
PPO · PreferredOne Community Health PlanHSA
$433/mo
Age 40 premium
HealthPartners Easy Compare Silver Rx Copay Apex
PPO · PreferredOne Community Health Plan
$464/mo
Age 40 premium
Medica Applause Silver HSA
EPO · Medica Health PlansHSA
$488/mo
Age 40 premium
Apex $2,700 Silver
PPO · PreferredOne Community Health Plan
$495/mo
Age 40 premium
Apex $2,900 Plus Silver
PPO · PreferredOne Community Health Plan
$504/mo
Age 40 premium
Engage by Medica Silver $0 Copay PCP Visits
EPO · Medica Health Plans
$538/mo
Age 40 premium
Blue Plus Southeast MN HSA Silver $3300
PPO · Blue Cross and Blue Shield of MinnesotaHSA
$545/mo
Age 40 premium
Blue Plus Easy Compare Silver and Rx Copay Blue Plus Southeast MN
PPO · Blue Cross and Blue Shield of Minnesota
$562/mo
Age 40 premium
Medica Easy Compare Silver and Rx Copay Engage by Medica
EPO · Medica Health Plans
$564/mo
Age 40 premium
Engage by Medica Silver Share
EPO · Medica Health Plans
$566/mo
Age 40 premium
Medica Applause Silver Share
EPO · Medica Health Plans
$569/mo
Age 40 premium
Engage by Medica Silver HSA
EPO · Medica Health PlansHSA
$583/mo
Age 40 premium
Engage by Medica Silver Copay (First 3)
EPO · Medica Health Plans
$594/mo
Age 40 premium

Gold Plans (8)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Blue Plus Metro MN Gold Rx Copay $1200
PPO · Blue Cross and Blue Shield of Minnesota
$424/mo
Age 40 premium
HealthPartners Easy Compare Gold Rx Copay Apex
PPO · PreferredOne Community Health Plan
$531/mo
Age 40 premium
Apex $2,000 Gold
PPO · PreferredOne Community Health Plan
$593/mo
Age 40 premium
Blue Plus Southeast MN Gold Rx Copay $1200
PPO · Blue Cross and Blue Shield of Minnesota
$613/mo
Age 40 premium
Apex $1,000 Gold
PPO · PreferredOne Community Health Plan
$623/mo
Age 40 premium
Blue Plus Easy Compare Gold and Rx Copay Blue Plus Southeast MN
PPO · Blue Cross and Blue Shield of Minnesota
$641/mo
Age 40 premium
Engage by Medica Gold $0 Copay PCP Visits
EPO · Medica Health Plans
$663/mo
Age 40 premium
Medica Easy Compare Gold and Rx Copay Engage by Medica
EPO · Medica Health Plans
$697/mo
Age 40 premium

Catastrophic Plans (2)

Very low premium, very high deductible. Only available to people under 30.

Engage by Medica Catastrophic
EPO · Medica Health Plans
$283/mo
Age 40 premium
Medica Applause Catastrophic
EPO · Medica Health Plans
$285/mo
Age 40 premium

Minnesota Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in Minnesota — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Faribault County

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Subsidy Calculator

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Medicaid Eligibility

Check if you qualify for Minnesota Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?