Health Insurance in Macomb County, MI
Compare 81 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
$378/mo
Bronze from
$385/mo
Silver from
$409/mo
Gold from
$388/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveBronze Plans (6)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
Blue Cross® Local HMO Bronze Secure
HMO · Blue Care Network of MichiganHSA
$349/mo
Age 40 premium
Blue Cross® Select HMO Bronze Secure
HMO · Blue Care Network of MichiganHSA
$388/mo
Age 40 premium
UHC Bronze Essential+ (Dental + Vision, No Referrals)
HMO · UnitedHealthcareHSA
$396/mo
Age 40 premium
Blue Cross® Premier PPO Bronze Secure
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance CompanyHSA
$530/mo
Age 40 premium
Expanded Bronze Plans (21)
Like Bronze but with some services covered before you meet your deductible.
MyPriority Value Bronze Southeast Michigan Network
HMO · Priority HealthHSA
$379/mo
Age 40 premium
Blue Cross® Local HMO Bronze Extra
HMO · Blue Care Network of MichiganHSA
$395/mo
Age 40 premium
MyPriority Standard Bronze - Southeast Michigan Network
HMO · Priority HealthHSA
$403/mo
Age 40 premium
Blue Cross® Select HMO Bronze Extra
HMO · Blue Care Network of MichiganHSA
$439/mo
Age 40 premium
Blue Cross® Select HMO Bronze Saver HSA
HMO · Blue Care Network of MichiganHSA
$487/mo
Age 40 premium
Blue Cross® Premier PPO Bronze Saver HSA
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance CompanyHSA
$559/mo
Age 40 premium
Blue Cross® Premier PPO Bronze Extra
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance CompanyHSA
$566/mo
Age 40 premium
MHP Bronze Saver (Expanded)
HMO · McLaren Health Plan CommunityHSA
$571/mo
Age 40 premium
Blue Cross® Preferred HMO Bronze Saver HSA
HMO · Blue Care Network of MichiganHSA
$576/mo
Age 40 premium
Blue Cross® Preferred HMO Bronze Extra
HMO · Blue Care Network of MichiganHSA
$599/mo
Age 40 premium
MHP Expanded Bronze Standard
HMO · McLaren Health Plan CommunityHSA
$614/mo
Age 40 premium
MyPriority Value Bronze HSA Southeast Michigan Network
HMO · Priority HealthHSA
N/A
Age 40 premium
Silver Plans (30)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Standard Silver + Vision + Adult Dental
HMO · Ambetter from Meridian
$466/mo
Age 40 premium
Blue Cross® Local HMO Silver Saver
HMO · Blue Care Network of Michigan
$508/mo
Age 40 premium
UHC Silver Value+ (Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$525/mo
Age 40 premium
UHC Silver Advantage+ (Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$536/mo
Age 40 premium
Blue Cross® Select HMO Silver Saver
HMO · Blue Care Network of Michigan
$564/mo
Age 40 premium
MyPriority Balanced Silver Southeast Michigan Network
HMO · Priority Health
$578/mo
Age 40 premium
Blue Cross® Local HMO Silver Extra
HMO · Blue Care Network of Michigan
$595/mo
Age 40 premium
MyPriority Standard Silver - Southeast Michigan Network
HMO · Priority Health
$599/mo
Age 40 premium
Blue Cross® Select HMO Silver Extra
HMO · Blue Care Network of Michigan
$710/mo
Age 40 premium
Blue Cross® Preferred HMO Silver Extra
HMO · Blue Care Network of Michigan
$749/mo
Age 40 premium
Blue Cross® Select HMO Silver
HMO · Blue Care Network of Michigan
$754/mo
Age 40 premium
Blue Cross® Premier PPO Silver Saver HSA
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance CompanyHSA
$777/mo
Age 40 premium
Blue Cross® Premier PPO Silver
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance Company
$788/mo
Age 40 premium
Blue Cross® Preferred HMO Silver
HMO · Blue Care Network of Michigan
$813/mo
Age 40 premium
Blue Cross® Premier PPO Silver Extra
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance Company
$1048/mo
Age 40 premium
Gold Plans (21)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Standard Gold + Vision + Adult Dental
HMO · Ambetter from Meridian
$490/mo
Age 40 premium
Everyday Gold + Vision + Adult Dental
HMO · Ambetter from Meridian
$500/mo
Age 40 premium
UHC Gold Advantage+ (Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$565/mo
Age 40 premium
MyPriority Standard Gold Southeast Michigan Network
HMO · Priority Health
$715/mo
Age 40 premium
Blue Cross® Preferred HMO Gold Extra
HMO · Blue Care Network of Michigan
$776/mo
Age 40 premium
Blue Cross® Preferred HMO Gold
HMO · Blue Care Network of Michigan
$789/mo
Age 40 premium
Blue Cross® Premier PPO Gold
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance Company
$881/mo
Age 40 premium
Blue Cross® Premier PPO Gold Extra
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance Company
$1152/mo
Age 40 premium
MyPriority Enhanced Gold Southeast Michigan Network
HMO · Priority Health
N/A
Age 40 premium
Catastrophic Plans (3)
Very low premium, very high deductible. Only available to people under 30.
Blue Cross® Select HMO Value
HMO · Blue Care Network of MichiganHSA
$363/mo
Age 40 premium
Blue Cross® Premier PPO Value
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance CompanyHSA
$379/mo
Age 40 premium
MHP Young Adult/Catastrophic
HMO · McLaren Health Plan CommunityHSA
$514/mo
Age 40 premium
Michigan Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Michigan — often with $0 premiums.
Check Medicaid Eligibility