Health Insurance in Hillsdale County, MI

Compare 72 ACA plans and check your subsidy eligibility.

2026 Plan Year Data
$426/mo
Bronze from
$385/mo
Silver from
$409/mo
Gold from
$388/mo
Benchmark (SLCSP)
Check My Subsidy — See How Much You Save
Population
45,590
Median Income
$59k
Poverty Rate
14.8%
Uninsured
7.0%
Est. Uninsured
3,189
Insurers
6

Bronze Plans (4)

Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.

Blue Cross® Local HMO Bronze Secure
HMO · Blue Care Network of MichiganHSA
$349/mo
Age 40 premium
Blue Cross® Preferred HMO Bronze Secure
HMO · Blue Care Network of MichiganHSA
$406/mo
Age 40 premium
Blue Cross® Premier PPO Bronze Secure
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance CompanyHSA
$530/mo
Age 40 premium
MHP Bronze
HMO · McLaren Health Plan CommunityHSA
$568/mo
Age 40 premium

Expanded Bronze Plans (20)

Like Bronze but with some services covered before you meet your deductible.

Bronze Classic Standard
EPO · Oscar Insurance CompanyHSA
$356/mo
Age 40 premium
Bronze Classic 4700
EPO · Oscar Insurance CompanyHSA
$368/mo
Age 40 premium
MyPriority Value Bronze Southeast Michigan Network
HMO · Priority HealthHSA
$379/mo
Age 40 premium
Bronze Elite + PCP Saver Plus
EPO · Oscar Insurance CompanyHSA
$392/mo
Age 40 premium
Blue Cross® Local HMO Bronze Extra
HMO · Blue Care Network of MichiganHSA
$395/mo
Age 40 premium
MyPriority Standard Bronze - Southeast Michigan Network
HMO · Priority HealthHSA
$403/mo
Age 40 premium
MyPriority Value Bronze Corewell Health West Michigan Network (Allegan, Barry)
HMO · Priority HealthHSA
$435/mo
Age 40 premium
MyPriority Standard Bronze - Corewell Health West Michigan Network (Allegan, Barry)
HMO · Priority HealthHSA
$437/mo
Age 40 premium
MyPriority Standard Bronze
HMO · Priority HealthHSA
$445/mo
Age 40 premium
MyPriority Value Bronze
HMO · Priority HealthHSA
$447/mo
Age 40 premium
MyPriority Value Bronze HSA Corewell Health West Michigan Network (Allegan, Barry)
HMO · Priority HealthHSA
$474/mo
Age 40 premium
MyPriority Standard Bronze - Travel
HMO · Priority HealthHSA
$516/mo
Age 40 premium
Blue Cross® Premier PPO Bronze Saver HSA
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance CompanyHSA
$559/mo
Age 40 premium
Blue Cross® Premier PPO Bronze Extra
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance CompanyHSA
$566/mo
Age 40 premium
MHP Bronze Saver (Expanded)
HMO · McLaren Health Plan CommunityHSA
$571/mo
Age 40 premium
Blue Cross® Preferred HMO Bronze Saver HSA
HMO · Blue Care Network of MichiganHSA
$576/mo
Age 40 premium
Blue Cross® Preferred HMO Bronze Extra
HMO · Blue Care Network of MichiganHSA
$599/mo
Age 40 premium
MHP Expanded Bronze Standard
HMO · McLaren Health Plan CommunityHSA
$614/mo
Age 40 premium
MyPriority Value Bronze HSA
HMO · Priority HealthHSA
N/A
Age 40 premium
MyPriority Value Bronze HSA Southeast Michigan Network
HMO · Priority HealthHSA
N/A
Age 40 premium

Silver Plans (26)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Standard Silver
HMO · Ambetter from Meridian
$450/mo
Age 40 premium
Standard Silver + Vision + Adult Dental
HMO · Ambetter from Meridian
$466/mo
Age 40 premium
Silver Classic Standard
EPO · Oscar Insurance Company
$471/mo
Age 40 premium
Silver Simple PCP Saver
EPO · Oscar Insurance Company
$471/mo
Age 40 premium
Silver Classic
EPO · Oscar Insurance Company
$476/mo
Age 40 premium
Clear Silver
HMO · Ambetter from Meridian
$505/mo
Age 40 premium
Blue Cross® Local HMO Silver Saver
HMO · Blue Care Network of Michigan
$508/mo
Age 40 premium
MyPriority Balanced Silver Southeast Michigan Network
HMO · Priority Health
$578/mo
Age 40 premium
Blue Cross® Local HMO Silver Extra
HMO · Blue Care Network of Michigan
$595/mo
Age 40 premium
MyPriority Standard Silver - Southeast Michigan Network
HMO · Priority Health
$599/mo
Age 40 premium
MyPriority Premier Silver Corewell Health West Michigan Network (Allegan, Barry)
HMO · Priority Health
$608/mo
Age 40 premium
Blue Cross® Preferred HMO Silver Saver
HMO · Blue Care Network of Michigan
$612/mo
Age 40 premium
MyPriority Premier Silver
HMO · Priority Health
$619/mo
Age 40 premium
MyPriority Balanced Silver Corewell Health West Michigan Network (Allegan, Barry)
HMO · Priority Health
$626/mo
Age 40 premium
MyPriority Balanced Silver
HMO · Priority Health
$643/mo
Age 40 premium
MyPriority Standard Silver - Corewell Health West Michigan Network (Allegan, Barry)
HMO · Priority Health
$650/mo
Age 40 premium
MHP Silver Standard
HMO · McLaren Health Plan Community
$654/mo
Age 40 premium
Blue Cross® Preferred HMO Silver Extra
HMO · Blue Care Network of Michigan
$749/mo
Age 40 premium
MyPriority Standard Silver
HMO · Priority Health
$762/mo
Age 40 premium
Blue Cross® Premier PPO Silver Saver HSA
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance CompanyHSA
$777/mo
Age 40 premium
Blue Cross® Premier PPO Silver
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance Company
$788/mo
Age 40 premium
MyPriority Standard Silver - Travel
HMO · Priority Health
$801/mo
Age 40 premium
Blue Cross® Preferred HMO Silver
HMO · Blue Care Network of Michigan
$813/mo
Age 40 premium
MHP Silver Exchange Rewards
HMO · McLaren Health Plan Community
$843/mo
Age 40 premium
MHP Silver Exchange
HMO · McLaren Health Plan Community
$862/mo
Age 40 premium
Blue Cross® Premier PPO Silver Extra
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance Company
$1048/mo
Age 40 premium

Gold Plans (19)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Standard Gold
HMO · Ambetter from Meridian
$475/mo
Age 40 premium
Everyday Gold
HMO · Ambetter from Meridian
$482/mo
Age 40 premium
Gold Classic Standard
EPO · Oscar Insurance Company
$486/mo
Age 40 premium
Standard Gold + Vision + Adult Dental
HMO · Ambetter from Meridian
$490/mo
Age 40 premium
Everyday Gold + Vision + Adult Dental
HMO · Ambetter from Meridian
$500/mo
Age 40 premium
Gold Elite Saver Plus
EPO · Oscar Insurance Company
$534/mo
Age 40 premium
Elite Gold + Vision + Adult Dental
HMO · Ambetter from Meridian
$562/mo
Age 40 premium
Elite Gold
HMO · Ambetter from Meridian
$615/mo
Age 40 premium
MHP Gold
HMO · McLaren Health Plan Community
$693/mo
Age 40 premium
MyPriority Standard Gold Southeast Michigan Network
HMO · Priority Health
$715/mo
Age 40 premium
MyPriority Standard Gold Corewell Health West Michigan Network (Allegan, Barry)
HMO · Priority Health
$775/mo
Age 40 premium
Blue Cross® Preferred HMO Gold Extra
HMO · Blue Care Network of Michigan
$776/mo
Age 40 premium
Blue Cross® Preferred HMO Gold
HMO · Blue Care Network of Michigan
$789/mo
Age 40 premium
MHP Gold Standard
HMO · McLaren Health Plan Community
$879/mo
Age 40 premium
Blue Cross® Premier PPO Gold
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance Company
$881/mo
Age 40 premium
MyPriority Standard Gold
HMO · Priority Health
$945/mo
Age 40 premium
Blue Cross® Premier PPO Gold Extra
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance Company
$1152/mo
Age 40 premium
MyPriority Enhanced Gold Southeast Michigan Network
HMO · Priority Health
N/A
Age 40 premium
MyPriority Enhanced Gold Corewell Health West Michigan Network (Allegan, Barry)
HMO · Priority Health
N/A
Age 40 premium

Catastrophic Plans (3)

Very low premium, very high deductible. Only available to people under 30.

Blue Cross® Premier PPO Value
PPO · Blue Cross Blue Shield of Michigan Mutual Insurance CompanyHSA
$379/mo
Age 40 premium
Blue Cross® Preferred HMO Value
HMO · Blue Care Network of MichiganHSA
$467/mo
Age 40 premium
MHP Young Adult/Catastrophic
HMO · McLaren Health Plan CommunityHSA
$514/mo
Age 40 premium

Michigan Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in Michigan — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Hillsdale County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for Michigan Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?