Health Insurance in Suffolk County, MA
Compare 48 ACA plans and check your subsidy eligibility.
2025 Plan Year Data2026 data from CMS pending
Expanded Bronze only
Bronze from
$445/mo
Silver from
$568/mo
Gold from
$445/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveExpanded Bronze Plans (11)
Like Bronze but with some services covered before you meet your deductible.
Standard High Bronze HSA: WellSense Clarity Bronze 3600
HMO · WellSense Health PlanHSA
$385/mo
Age 40 premium
Standard High Bronze: Community Care Connector Bronze #1
HMO · Community Care Cooperative
$403/mo
Age 40 premium
Standard High Bronze: Tufts Health Direct Bronze 2850
HMO · Tufts Health Direct
$414/mo
Age 40 premium
Standard High Bronze HSA: HNE Bronze 2 HDHP
HMO · Health New EnglandHSA
$458/mo
Age 40 premium
Standard High Bronze HSA: UHC Navigate HSA Bronze 3600
EPO · UnitedHealthcare of New EnglandHSA
$639/mo
Age 40 premium
HMO Blue Basic Deductible
HMO · Blue Cross Blue Shield of Massachusetts
$649/mo
Age 40 premium
Silver Plans (9)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Standard Silver: Community Care Connector High Silver II
HMO · Community Care Cooperative
$465/mo
Age 40 premium
Standard High Silver: WellSense Clarity Silver 2000 II
HMO · WellSense Health Plan
$467/mo
Age 40 premium
Standard Silver: Tufts Health Direct Silver 2000 II
HMO · Tufts Health Direct
$505/mo
Age 40 premium
Standard Silver: UHC Navigate Silver 2000 II
EPO · UnitedHealthcare of New England
$975/mo
Age 40 premium
Gold Plans (17)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Non-Standard Low Gold: Community Care Connector Low Gold
HMO · Community Care Cooperative
$549/mo
Age 40 premium
Non-Standard Low Gold: WellSense Clarity Gold1500
HMO · WellSense Health Plan
$579/mo
Age 40 premium
Standard High Gold: WellSense Clarity Gold 1000
HMO · WellSense Health Plan
$598/mo
Age 40 premium
Standard High Gold: Community Care Connector High Gold
HMO · Community Care Cooperative
$624/mo
Age 40 premium
Non-Standard Low Gold: Tufts Health Direct Gold 1600
HMO · Tufts Health Direct
$644/mo
Age 40 premium
Standard High Gold: Tufts Health Direct Gold 1000
HMO · Tufts Health Direct
$666/mo
Age 40 premium
Non-Standard Low Gold: HNE Thrive Gold 2000
HMO · Health New England
$672/mo
Age 40 premium
Non-Standard Low Gold: UHC Navigate Gold 2000
EPO · UnitedHealthcare of New England
$746/mo
Age 40 premium
Non-Standard Low Gold: HMO 2000 Value II - Flex
HMO · Tufts Health Plan
$834/mo
Age 40 premium
Standard High Gold: UHC Navigate Gold 1000
EPO · UnitedHealthcare of New England
$921/mo
Age 40 premium
HMO Blue Deductible with Copayment
HMO · Blue Cross Blue Shield of Massachusetts
$950/mo
Age 40 premium
HMO Blue Value Deductible
HMO · Blue Cross Blue Shield of Massachusetts
$1100/mo
Age 40 premium
Platinum Plans (9)
Highest premium, lowest cost-sharing. Best for people with frequent medical needs.
Standard Platinum: Community Care Connector Platinum
HMO · Community Care Cooperative
$702/mo
Age 40 premium
Standard Platinum: WellSense Clarity Platinum 0 Deductible
HMO · WellSense Health Plan
$739/mo
Age 40 premium
Standard Platinum: Tufts Health Direct Platinum
HMO · Tufts Health Direct
$796/mo
Age 40 premium
Standard Platinum: UHC Navigate Platinum 0
EPO · UnitedHealthcare of New England
$1042/mo
Age 40 premium
Catastrophic Plans (2)
Very low premium, very high deductible. Only available to people under 30.
Massachusetts Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Massachusetts — often with $0 premiums.
Check Medicaid Eligibility