Health Insurance in Somerset County, ME

Compare 8 ACA plans and check your subsidy eligibility.

2025 Plan Year Data2026 data from CMS pending
Expanded Bronze only
Bronze from
$554/mo
Silver from
$635/mo
Gold from
$554/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

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Population
51,338
Median Income
$56k
Poverty Rate
13.3%
Uninsured
8.0%
Est. Uninsured
3,926
Insurers
1

Expanded Bronze Plans (3)

Like Bronze but with some services covered before you meet your deductible.

Anthem Bronze X Tiered 8000
HMO · Anthem Blue Cross and Blue Shield of Maine
$472/mo
Age 40 premium
Anthem Clear Choice Bronze X Tiered 6300 w/HSA
HMO · Anthem Blue Cross and Blue Shield of MaineHSA
$487/mo
Age 40 premium
Anthem Clear Choice Bronze X Tiered 7500
HMO · Anthem Blue Cross and Blue Shield of Maine
$489/mo
Age 40 premium

Silver Plans (3)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Anthem Clear Choice Silver X Tiered 4200
HMO · Anthem Blue Cross and Blue Shield of Maine
$554/mo
Age 40 premium
Anthem Silver X Tiered 5000
HMO · Anthem Blue Cross and Blue Shield of Maine
$554/mo
Age 40 premium
Anthem Clear Choice Silver X Tiered 3500
HMO · Anthem Blue Cross and Blue Shield of Maine
$564/mo
Age 40 premium

Gold Plans (1)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Anthem Clear Choice Gold X Tiered 2500
HMO · Anthem Blue Cross and Blue Shield of Maine
$635/mo
Age 40 premium

Catastrophic Plans (1)

Very low premium, very high deductible. Only available to people under 30.

Anthem Catastrophic X 9200
HMO · Anthem Blue Cross and Blue Shield of Maine
$322/mo
Age 40 premium

Maine Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in Maine — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Somerset County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for Maine Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?