Health Insurance in Lincoln County, ME
Compare 65 ACA plans and check your subsidy eligibility.
2025 Plan Year Data2026 data from CMS pending
Expanded Bronze only
Bronze from
$521/mo
Silver from
$597/mo
Gold from
$521/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveExpanded Bronze Plans (27)
Like Bronze but with some services covered before you meet your deductible.
Health Options Clear Choice Bronze $7500 HMO Tiered NE
HMO · Harvard Pilgrim Health Care of New England
$485/mo
Age 40 premium
Anthem Bronze X Tiered 8000
HMO · Anthem Blue Cross and Blue Shield of Maine
$485/mo
Age 40 premium
TARO Direct Primary Care Bronze 4150 ($0 DPC + $0 PCP + $0 Mental Health)
HMO · TARO Health
$498/mo
Age 40 premium
Anthem Clear Choice Bronze X Tiered 6300 w/HSA
HMO · Anthem Blue Cross and Blue Shield of MaineHSA
$500/mo
Age 40 premium
Anthem Clear Choice Bronze X Tiered 7500
HMO · Anthem Blue Cross and Blue Shield of Maine
$502/mo
Age 40 premium
Clear Choice Maine's Choice Plus HMO HSA Bronze 7200
HMO · Community Health OptionsHSA
$510/mo
Age 40 premium
TARO Clear Choice Bronze 9200 (No Direct Primary Care/DPC)
HMO · TARO Health
$512/mo
Age 40 premium
Clear Choice Maine's Choice Plus HMO HSA Bronze 6300
HMO · Community Health OptionsHSA
$513/mo
Age 40 premium
Maine's Choice Plus HMO HSA Bronze 5500
HMO · Community Health OptionsHSA
$517/mo
Age 40 premium
TARO Clear Choice Bronze 7200 HSA (No Direct Primary Care/DPC)
HMO · TARO HealthHSA
$526/mo
Age 40 premium
Health Options Clear Choice Bronze $7500 PPO NE Dental
PPO · Harvard Pilgrim Health Care of New England
$530/mo
Age 40 premium
Clear Choice Maine's Choice Plus HMO Bronze 7500
HMO · Community Health Options
$531/mo
Age 40 premium
Health Options Bronze $8000 Healthy Maine HMO Tiered NE
HMO · Harvard Pilgrim Health Care of New England
$542/mo
Age 40 premium
Health Options Bronze $8000 Healthy Maine HMO NE
HMO · Harvard Pilgrim Health Care of New England
$552/mo
Age 40 premium
Health Options Clear Choice Bronze $9200 HMO NE
HMO · Harvard Pilgrim Health Care of New England
$556/mo
Age 40 premium
Health Options Clear Choice Bronze $7500 HMO NE
HMO · Harvard Pilgrim Health Care of New England
$558/mo
Age 40 premium
Health Options Bronze $8000 Healthy Maine PPO NE
PPO · Harvard Pilgrim Health Care of New England
$559/mo
Age 40 premium
Health Options Clear Choice Bronze $9200 PPO NE
PPO · Harvard Pilgrim Health Care of New England
$563/mo
Age 40 premium
Health Options Clear Choice Bronze $7500 PPO NE
PPO · Harvard Pilgrim Health Care of New England
$565/mo
Age 40 premium
Anthem Clear Choice Bronze X PPO 6300 w/HSA
PPO · Anthem Blue Cross and Blue Shield of MaineHSA
$583/mo
Age 40 premium
Health Options Clear Choice Bronze $6300 HSA PPO NE
PPO · Harvard Pilgrim Health Care of New EnglandHSA
$587/mo
Age 40 premium
Health Options Clear Choice Bronze $7200 HSA Plus PPO NE
PPO · Harvard Pilgrim Health Care of New EnglandHSA
$592/mo
Age 40 premium
Clear Choice HMO HSA Bronze 7200
HMO · Community Health OptionsHSA
$600/mo
Age 40 premium
Clear Choice HMO HSA Bronze 6300
HMO · Community Health OptionsHSA
$614/mo
Age 40 premium
Silver Plans (22)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Anthem Clear Choice Silver X Tiered 4200
HMO · Anthem Blue Cross and Blue Shield of Maine
$556/mo
Age 40 premium
Anthem Silver X Tiered 5000
HMO · Anthem Blue Cross and Blue Shield of Maine
$557/mo
Age 40 premium
Anthem Clear Choice Silver X Tiered 3500
HMO · Anthem Blue Cross and Blue Shield of Maine
$579/mo
Age 40 premium
Health Options Clear Choice Silver $4200 HMO Tiered NE
HMO · Harvard Pilgrim Health Care of New England
$588/mo
Age 40 premium
TARO Clear Choice Silver 4200 (No Direct Primary Care/DPC)
HMO · TARO Health
$590/mo
Age 40 premium
TARO Direct Primary Care Silver 1900 ($0 DPC + $0 PCP + $0 Mental Health)
HMO · TARO Health
$591/mo
Age 40 premium
Clear Choice Maine's Choice Plus HMO Silver 4200 w/ Pedi Dental
HMO · Community Health Options
$603/mo
Age 40 premium
Maine's Choice Plus HMO Silver 5500
HMO · Community Health Options
$607/mo
Age 40 premium
Clear Choice Maine's Choice Plus HMO Silver 4200
HMO · Community Health Options
$612/mo
Age 40 premium
Clear Choice Maine's Choice Plus HMO Silver 3500
HMO · Community Health Options
$625/mo
Age 40 premium
Health Options Clear Choice Silver $4200 PPO NE
PPO · Harvard Pilgrim Health Care of New England
$643/mo
Age 40 premium
Anthem Clear Choice Silver X PPO 3500
PPO · Anthem Blue Cross and Blue Shield of Maine
$679/mo
Age 40 premium
Health Options Clear Choice Silver $3500 HMO Tiered NE
HMO · Harvard Pilgrim Health Care of New England
$681/mo
Age 40 premium
Health Options Clear Choice Silver $4200 HMO NE
HMO · Harvard Pilgrim Health Care of New England
$686/mo
Age 40 premium
Health Options Clear Choice Silver $3500 HMO NE
HMO · Harvard Pilgrim Health Care of New England
$699/mo
Age 40 premium
Health Options Clear Choice Silver $3500 PPO NE
PPO · Harvard Pilgrim Health Care of New England
$704/mo
Age 40 premium
Health Options Clear Choice Silver $3500 HMO NE Dental
HMO · Harvard Pilgrim Health Care of New England
$705/mo
Age 40 premium
Health Options Clear Choice Silver $3500 PPO NE Dental
PPO · Harvard Pilgrim Health Care of New England
$711/mo
Age 40 premium
Health Options Clear Choice Silver $3500 PPO National
PPO · Harvard Pilgrim Health Care of New England
$728/mo
Age 40 premium
Gold Plans (12)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Anthem Clear Choice Gold X Tiered 2500
HMO · Anthem Blue Cross and Blue Shield of Maine
$652/mo
Age 40 premium
TARO Direct Primary Care Gold $0 Ded ($0 DPC + $0 PCP + $0 Mental Health)
HMO · TARO Health
$676/mo
Age 40 premium
Clear Choice Maine's Choice Plus HMO Gold 2500
HMO · Community Health Options
$676/mo
Age 40 premium
Health Options Clear Choice Gold $2500 PPO National Dental
PPO · Harvard Pilgrim Health Care of New England
$712/mo
Age 40 premium
TARO Clear Choice Gold 2500 (No Direct Primary Care/DPC)
HMO · TARO Health
$749/mo
Age 40 premium
Health Options Clear Choice Gold $2500 PPO NE
PPO · Harvard Pilgrim Health Care of New England
$752/mo
Age 40 premium
Health Options Clear Choice Gold $2500 PPO NE Dental
PPO · Harvard Pilgrim Health Care of New England
$759/mo
Age 40 premium
Health Options Clear Choice Gold $1500 PPO NE
PPO · Harvard Pilgrim Health Care of New England
$765/mo
Age 40 premium
Health Options Clear Choice Gold $1500 PPO National
PPO · Harvard Pilgrim Health Care of New England
$789/mo
Age 40 premium
Anthem Clear Choice Gold X PPO 2500
PPO · Anthem Blue Cross and Blue Shield of Maine
$793/mo
Age 40 premium
Platinum Plans (1)
Highest premium, lowest cost-sharing. Best for people with frequent medical needs.
Health Options Clear Choice Platinum PPO NE
PPO · Harvard Pilgrim Health Care of New England
$910/mo
Age 40 premium
Catastrophic Plans (3)
Very low premium, very high deductible. Only available to people under 30.
Anthem Catastrophic X 9200
HMO · Anthem Blue Cross and Blue Shield of Maine
$324/mo
Age 40 premium
Health Options Clear Choice Catastrophic HMO NE
HMO · Harvard Pilgrim Health Care of New England
$350/mo
Age 40 premium
Clear Choice HMO Catastrophic 9200
HMO · Community Health Options
$388/mo
Age 40 premium
Maine Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Maine — often with $0 premiums.
Check Medicaid Eligibility