Health Insurance in St. Martin County, LA
Compare 67 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
$490/mo
Bronze from
$562/mo
Silver from
$605/mo
Gold from
$566/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveBronze Plans (4)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
AmeriHealth Caritas Next Bronze Essential + No Referrals
HMO · AmeriHealth Caritas NextHSA
$502/mo
Age 40 premium
UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals)
EPO · UnitedHealthcareHSA
$522/mo
Age 40 premium
Blue POS 60/40 $6500 with 2 $0 PCP Virtual Visits HSA Eligible
POS · HMO LouisianaHSA
$534/mo
Age 40 premium
Blue Max 70/50 $6700 with 2 $0 PCP Virtual Visits HSA Eligible
PPO · Blue Cross and Blue Shield of LouisianaHSA
$702/mo
Age 40 premium
Expanded Bronze Plans (20)
Like Bronze but with some services covered before you meet your deductible.
Standard Expanded Bronze
EPO · Ambetter from Louisiana Healthcare ConnectionsHSA
$453/mo
Age 40 premium
Everyday Bronze
EPO · Ambetter from Louisiana Healthcare ConnectionsHSA
$454/mo
Age 40 premium
Standard Expanded Bronze + Vision + Adult Dental
EPO · Ambetter from Louisiana Healthcare ConnectionsHSA
$465/mo
Age 40 premium
Everyday Bronze + Vision + Adult Dental
EPO · Ambetter from Louisiana Healthcare ConnectionsHSA
$466/mo
Age 40 premium
Blue Connect Copay (PCP) 50/50 $7500 Standardized (L) HSA Eligible
POS · HMO LouisianaHSA
$525/mo
Age 40 premium
Blue POS Copay (PCP) 50/50 $7500 Standardized HSA Eligible
POS · HMO LouisianaHSA
$528/mo
Age 40 premium
Elite Bronze
EPO · Ambetter from Louisiana Healthcare ConnectionsHSA
$530/mo
Age 40 premium
AmeriHealth Caritas Next Bronze Signature + No Referrals
HMO · AmeriHealth Caritas NextHSA
$534/mo
Age 40 premium
AmeriHealth Caritas Next Bronze Premier + No Referrals
HMO · AmeriHealth Caritas NextHSA
$545/mo
Age 40 premium
Elite Bronze + Vision + Adult Dental
EPO · Ambetter from Louisiana Healthcare ConnectionsHSA
$572/mo
Age 40 premium
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
EPO · UnitedHealthcareHSA
$592/mo
Age 40 premium
UHC Bronze Standard+ (Dental + Vision, No Referrals)
EPO · UnitedHealthcareHSA
$637/mo
Age 40 premium
Blue Max Copay (PCP) 50/50 $7500 Standardized HSA Eligible
PPO · Blue Cross and Blue Shield of LouisianaHSA
$750/mo
Age 40 premium
Blue Saver 60/40 $6100
PPO · Blue Cross and Blue Shield of LouisianaHSA
$803/mo
Age 40 premium
Silver Plans (21)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Standard Silver
EPO · Ambetter from Louisiana Healthcare Connections
$582/mo
Age 40 premium
Focused Silver
EPO · Ambetter from Louisiana Healthcare Connections
$590/mo
Age 40 premium
Standard Silver + Vision + Adult Dental
EPO · Ambetter from Louisiana Healthcare Connections
$598/mo
Age 40 premium
Focused Silver + Vision + Adult Dental
EPO · Ambetter from Louisiana Healthcare Connections
$605/mo
Age 40 premium
AmeriHealth Caritas Next Silver Essential + No Referrals
HMO · AmeriHealth Caritas Next
$703/mo
Age 40 premium
Blue Connect 80/60 $3200 with 2 $0 PCP Virtual Visits (L)
POS · HMO Louisiana
$707/mo
Age 40 premium
AmeriHealth Caritas Next Silver Signature + No Referrals
HMO · AmeriHealth Caritas Next
$707/mo
Age 40 premium
Blue Connect Copay (PCP) 60/40 $6000 Standardized (L)
POS · HMO Louisiana
$730/mo
Age 40 premium
Blue POS Copay (PCP) 60/40 $6000 Standardized
POS · HMO Louisiana
$735/mo
Age 40 premium
AmeriHealth Caritas Next Silver Premier + No Referrals
HMO · AmeriHealth Caritas Next
$739/mo
Age 40 premium
UHC Silver Value + ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$765/mo
Age 40 premium
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
EPO · UnitedHealthcare
$787/mo
Age 40 premium
UHC Silver Copay Focus + $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$805/mo
Age 40 premium
UHC Silver Value ($0 Virtual Urgent Care, No Referrals)
EPO · UnitedHealthcare
$807/mo
Age 40 premium
Blue Max Copay (PCP) 50/50 $3300 with 2 $0 PCP Virtual Visits
PPO · Blue Cross and Blue Shield of Louisiana
$1059/mo
Age 40 premium
Blue Max Copay (PCP) 60/40 $6000 Standardized
PPO · Blue Cross and Blue Shield of Louisiana
$1067/mo
Age 40 premium
Blue Saver 90/70 $3400
PPO · Blue Cross and Blue Shield of LouisianaHSA
$1101/mo
Age 40 premium
Gold Plans (22)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Standard Gold
EPO · Ambetter from Louisiana Healthcare Connections
$622/mo
Age 40 premium
Complete Gold
EPO · Ambetter from Louisiana Healthcare Connections
$662/mo
Age 40 premium
Complete Gold + Vision + Adult Dental
EPO · Ambetter from Louisiana Healthcare Connections
$680/mo
Age 40 premium
AmeriHealth Caritas Next Gold Signature + No Referrals
HMO · AmeriHealth Caritas Next
$701/mo
Age 40 premium
AmeriHealth Caritas Next Gold Premier + No Referrals
HMO · AmeriHealth Caritas Next
$706/mo
Age 40 premium
Blue POS Copay (PCP) 80/60 $1000 with 2 $0 PCP Virtual Visits
POS · HMO Louisiana
$714/mo
Age 40 premium
Standard Gold + Vision + Adult Dental
EPO · Ambetter from Louisiana Healthcare Connections
$737/mo
Age 40 premium
Blue Connect Copay (PCP) 75/55 $2000 Standardized (L)
POS · HMO Louisiana
$742/mo
Age 40 premium
Blue POS Copay (PCP) 75/55 $2000 Standardized
POS · HMO Louisiana
$747/mo
Age 40 premium
Elite Gold + Vision + Adult Dental
EPO · Ambetter from Louisiana Healthcare Connections
$751/mo
Age 40 premium
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
EPO · UnitedHealthcare
$784/mo
Age 40 premium
UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
EPO · UnitedHealthcare
$791/mo
Age 40 premium
UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$993/mo
Age 40 premium
Blue Max 80/60 $1500 with 2 $0 PCP Virtual Visits
PPO · Blue Cross and Blue Shield of Louisiana
$1007/mo
Age 40 premium
Blue Max Copay (PCP) 75/55 $2000 Standardized
PPO · Blue Cross and Blue Shield of Louisiana
$1080/mo
Age 40 premium
Louisiana Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Louisiana — often with $0 premiums.
Check Medicaid Eligibility