Health Insurance in McCreary County, KY
Compare 41 ACA plans and check your subsidy eligibility.
2025 Plan Year Data2026 data from CMS pending
Expanded Bronze only
Bronze from
$393/mo
Silver from
$418/mo
Gold from
$393/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveExpanded Bronze Plans (8)
Like Bronze but with some services covered before you meet your deductible.
Choice Bronze HSA + Vision + Adult Dental
HMO · CareSource KentuckyHSA
$405/mo
Age 40 premium
Everyday Bronze + Vision + Adult Dental
HMO · CareSource Kentucky
$411/mo
Age 40 premium
Bronze First 7500 $25 Generic Drugs Adult Vision & Fitness
HMO · Ambetter of Kentucky
$454/mo
Age 40 premium
Anthem Bronze Pathway X HMO 6700 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Health Plans of Kentucky
$485/mo
Age 40 premium
Anthem Bronze Pathway X HMO 6700 for HSA ( + Incentives)
HMO · Anthem Health Plans of KentuckyHSA
$530/mo
Age 40 premium
Silver Plans (19)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Complete Silver + Vision + Adult Dental
HMO · CareSource Kentucky
$414/mo
Age 40 premium
Silver 12 250 with First 4 Primary Care Visits Free
HMO · Molina Healthcare of Kentucky
$428/mo
Age 40 premium
Silver 1 250 with Adult Vision Services
HMO · Molina Healthcare of Kentucky
$436/mo
Age 40 premium
Low Premium Silver 6000 $3 Generic Drugs
HMO · Ambetter of Kentucky
$539/mo
Age 40 premium
Silver 5000 $20 Generic Drugs Adult Vision & Fitness
HMO · Ambetter of Kentucky
$558/mo
Age 40 premium
Healthy Heart Silver 4500 $0 Select Drugs & Specialized Services
HMO · Ambetter of Kentucky
$568/mo
Age 40 premium
Healthy Heart Silver 4500 $0 Select Drugs & Specialized Services Adult Vision & Fitness
HMO · Ambetter of Kentucky
$588/mo
Age 40 premium
Anthem Silver Pathway X HMO 3500 for HSA ( + Incentives)
HMO · Anthem Health Plans of KentuckyHSA
$588/mo
Age 40 premium
Diabetes Silver 4000 $0 Select Drugs & Specialized Services
HMO · Ambetter of Kentucky
$589/mo
Age 40 premium
Diabetes Silver 4000 $0 Select Drugs & Specialized Services Adult Vision & Fitness
HMO · Ambetter of Kentucky
$598/mo
Age 40 premium
Anthem Silver Pathway X HMO 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Health Plans of Kentucky
$633/mo
Age 40 premium
HDHP Preventive Silver 5500 $0 Select Drugs
HMO · Ambetter of KentuckyHSA
$824/mo
Age 40 premium
Gold Plans (14)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Gold 1 with Adult Vision Services
HMO · Molina Healthcare of Kentucky
$661/mo
Age 40 premium
Diabetes Gold 1100 $0 Select Drugs & Specialized Services Adult Vision & Fitness
HMO · Ambetter of Kentucky
$685/mo
Age 40 premium
Healthy Heart Gold 1500 $0 Select Drugs & Specialized Services Adult Vision & Fitness
HMO · Ambetter of Kentucky
$690/mo
Age 40 premium
Gold 1500 $15 Generic Drugs Adult Vision & Fitness
HMO · Ambetter of Kentucky
$696/mo
Age 40 premium
Healthy Heart Gold 1500 $0 Select Drugs & Specialized Services
HMO · Ambetter of Kentucky
$699/mo
Age 40 premium
Diabetes Gold 1100 $0 Select Drugs & Specialized Services
HMO · Ambetter of Kentucky
$714/mo
Age 40 premium
Anthem Gold Pathway X HMO 2300 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Health Plans of Kentucky
$730/mo
Age 40 premium
Kentucky Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Kentucky — often with $0 premiums.
Check Medicaid Eligibility