Health Insurance in Bourbon County, KY

Compare 17 ACA plans and check your subsidy eligibility.

2025 Plan Year Data2026 data from CMS pending
$380/mo
Bronze from
$436/mo
Silver from
$572/mo
Gold from
$436/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
20,333
Median Income
$62k
Poverty Rate
14.2%
Uninsured
3.0%
Est. Uninsured
559
Insurers
1

Bronze Plans (1)

Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.

Anthem Bronze Pathway X Transition HMO 9200 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Health Plans of Kentucky
$380/mo
Age 40 premium

Expanded Bronze Plans (8)

Like Bronze but with some services covered before you meet your deductible.

Anthem Bronze Pathway X Transition HMO 8250 for HSA ( + Incentives)
HMO · Anthem Health Plans of KentuckyHSA
$395/mo
Age 40 premium
Anthem Bronze Pathway X Transition HMO 6000 for HSA ( + Incentives)
HMO · Anthem Health Plans of KentuckyHSA
$400/mo
Age 40 premium
Anthem Bronze Pathway X Transition HMO 7700 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Health Plans of Kentucky
$404/mo
Age 40 premium
Anthem Bronze Pathway X Transition HMO 7300 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Health Plans of Kentucky
$404/mo
Age 40 premium
Anthem Bronze Pathway X Transition HMO 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Rx)
HMO · Anthem Health Plans of Kentucky
$409/mo
Age 40 premium
Anthem Bronze Pathway X Transition HMO 6800 for HSA ( + Incentives)
HMO · Anthem Health Plans of KentuckyHSA
$414/mo
Age 40 premium
Anthem Bronze Pathway X HMO 6700 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Health Plans of Kentucky
$485/mo
Age 40 premium
Anthem Bronze Pathway X HMO 6700 for HSA ( + Incentives)
HMO · Anthem Health Plans of KentuckyHSA
$530/mo
Age 40 premium

Silver Plans (5)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Anthem Silver Pathway X Transition HMO 6500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Health Plans of Kentucky
$437/mo
Age 40 premium
Anthem Silver Pathway X Transition HMO 4200 for HSA ( + Incentives)
HMO · Anthem Health Plans of KentuckyHSA
$458/mo
Age 40 premium
Anthem Silver Pathway X Transition HMO 4000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Rx)
HMO · Anthem Health Plans of Kentucky
$458/mo
Age 40 premium
Anthem Silver Pathway X HMO 3500 for HSA ( + Incentives)
HMO · Anthem Health Plans of KentuckyHSA
$588/mo
Age 40 premium
Anthem Silver Pathway X HMO 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Health Plans of Kentucky
$633/mo
Age 40 premium

Gold Plans (2)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Anthem Gold Pathway X Transition HMO 2300 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Health Plans of Kentucky
$573/mo
Age 40 premium
Anthem Gold Pathway X HMO 2300 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Health Plans of Kentucky
$730/mo
Age 40 premium

Catastrophic Plans (1)

Very low premium, very high deductible. Only available to people under 30.

Anthem Catastrophic Pathway Transition X HMO 9200 (+ Incentives)
HMO · Anthem Health Plans of Kentucky
$301/mo
Age 40 premium

Kentucky Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in Kentucky — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Bourbon County

💰
Subsidy Calculator

See how much the government will pay toward your premium

🏥
Medicaid Eligibility

Check if you qualify for Kentucky Medicaid program

📊
True Plan Cost

Compare total annual cost including premiums + expected care

🔄
COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?