Health Insurance in Osage County, KS

Compare 55 ACA plans and check your subsidy eligibility.

2026 Plan Year Data
$442/mo
Bronze from
$565/mo
Silver from
$608/mo
Gold from
$579/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
15,737
Median Income
$70k
Poverty Rate
10.8%
Uninsured
8.0%
Est. Uninsured
1,299
Insurers
5

Bronze Plans (1)

Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.

UHC Bronze Essential (No Referrals)
EPO · UnitedHealthcareHSA
$442/mo
Age 40 premium

Expanded Bronze Plans (20)

Like Bronze but with some services covered before you meet your deductible.

Bronze Simple Diabetes
EPO · Oscar Insurance CompanyHSA
$460/mo
Age 40 premium
Everyday Bronze
EPO · Ambetter from Sunflower Health PlanHSA
$465/mo
Age 40 premium
UHC Bronze Standard (No Referrals)
EPO · UnitedHealthcareHSA
$465/mo
Age 40 premium
UHC Bronze Standard+ (Dental + Vision, No Referrals)
EPO · UnitedHealthcareHSA
$479/mo
Age 40 premium
Everyday Bronze + Vision + Adult Dental
EPO · Ambetter from Sunflower Health PlanHSA
$480/mo
Age 40 premium
Blue KC Simply Blue Bronze with Spira Care Blue Metro EPO
EPO · Blue Cross and Blue Shield of Kansas CityHSA
$482/mo
Age 40 premium
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
EPO · UnitedHealthcareHSA
$495/mo
Age 40 premium
Blue KC Choice Bronze 2 with Spira Care BlueSelect EPO
EPO · Blue Cross and Blue Shield of Kansas CityHSA
$504/mo
Age 40 premium
UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
EPO · UnitedHealthcareHSA
$509/mo
Age 40 premium
Elite Bronze + Vision + Adult Dental
EPO · Ambetter from Sunflower Health PlanHSA
$548/mo
Age 40 premium
Blue KC Standard Bronze BlueSelect EPO
EPO · Blue Cross and Blue Shield of Kansas CityHSA
$550/mo
Age 40 premium
Standard Expanded Bronze
EPO · Ambetter from Sunflower Health PlanHSA
$555/mo
Age 40 premium
Standard Expanded Bronze + Vision + Adult Dental
EPO · Ambetter from Sunflower Health PlanHSA
$580/mo
Age 40 premium
BlueCare EPO Bronze
EPO · Blue Cross and Blue Shield of Kansas, Inc.HSA
$676/mo
Age 40 premium
Elite Bronze
EPO · Ambetter from Sunflower Health PlanHSA
$677/mo
Age 40 premium
BlueCare EPO Simple Bronze HDHP
EPO · Blue Cross and Blue Shield of Kansas, Inc.HSA
$715/mo
Age 40 premium
BlueCare EPO Standardized Expanded Bronze
EPO · Blue Cross and Blue Shield of Kansas, Inc.HSA
$718/mo
Age 40 premium
Bronze Elite + PCP Saver
EPO · Oscar Insurance CompanyHSA
N/A
Age 40 premium
Bronze Classic 4700
EPO · Oscar Insurance CompanyHSA
N/A
Age 40 premium
Bronze Classic Standard
EPO · Oscar Insurance CompanyHSA
N/A
Age 40 premium

Silver Plans (16)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Silver Classic Standard
EPO · Oscar Insurance Company
$571/mo
Age 40 premium
Standard Silver
EPO · Ambetter from Sunflower Health Plan
$579/mo
Age 40 premium
Focused Silver
EPO · Ambetter from Sunflower Health Plan
$585/mo
Age 40 premium
Standard Silver + Vision + Adult Dental
EPO · Ambetter from Sunflower Health Plan
$599/mo
Age 40 premium
Focused Silver + Vision + Adult Dental
EPO · Ambetter from Sunflower Health Plan
$604/mo
Age 40 premium
Blue KC Simply Blue Silver with Spira Care Blue Metro EPO
EPO · Blue Cross and Blue Shield of Kansas City
$634/mo
Age 40 premium
Blue KC Choice Silver 1 with Spira Care BlueSelect EPO
EPO · Blue Cross and Blue Shield of Kansas City
$663/mo
Age 40 premium
UHC Silver Value ($0 Virtual Urgent Care, No Referrals)
EPO · UnitedHealthcare
$664/mo
Age 40 premium
UHC Silver Standard (No Referrals)
EPO · UnitedHealthcare
$666/mo
Age 40 premium
UHC Silver Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
EPO · UnitedHealthcare
$675/mo
Age 40 premium
UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$678/mo
Age 40 premium
UHC Silver Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$689/mo
Age 40 premium
Blue KC Standard Silver BlueSelect EPO
EPO · Blue Cross and Blue Shield of Kansas City
$692/mo
Age 40 premium
BlueCare EPO Simple Silver HDHP
EPO · Blue Cross and Blue Shield of Kansas, Inc.HSA
$826/mo
Age 40 premium
BlueCare EPO Silver Plus
EPO · Blue Cross and Blue Shield of Kansas, Inc.
$840/mo
Age 40 premium
BlueCare EPO Standardized Silver
EPO · Blue Cross and Blue Shield of Kansas, Inc.
$858/mo
Age 40 premium

Gold Plans (17)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Standard Gold
EPO · Ambetter from Sunflower Health Plan
$610/mo
Age 40 premium
Gold Classic Standard
EPO · Oscar Insurance Company
$614/mo
Age 40 premium
Everyday Gold
EPO · Ambetter from Sunflower Health Plan
$617/mo
Age 40 premium
Standard Gold + Vision + Adult Dental
EPO · Ambetter from Sunflower Health Plan
$630/mo
Age 40 premium
UHC Gold Standard (No Referrals)
EPO · UnitedHealthcare
$681/mo
Age 40 premium
Blue KC Simply Blue Gold with Spira Care Blue Metro EPO
EPO · Blue Cross and Blue Shield of Kansas City
$683/mo
Age 40 premium
Elite Gold
EPO · Ambetter from Sunflower Health Plan
$689/mo
Age 40 premium
Blue KC Standard Gold BlueSelect EPO
EPO · Blue Cross and Blue Shield of Kansas City
$704/mo
Age 40 premium
UHC Gold Advantage ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
EPO · UnitedHealthcare
$706/mo
Age 40 premium
Elite Gold + Vision + Adult Dental
EPO · Ambetter from Sunflower Health Plan
$711/mo
Age 40 premium
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
EPO · UnitedHealthcare
$718/mo
Age 40 premium
UHC Gold Advantage+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$720/mo
Age 40 premium
BlueCare EPO Gold Plus
EPO · Blue Cross and Blue Shield of Kansas, Inc.
$784/mo
Age 40 premium
UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
EPO · UnitedHealthcare
$789/mo
Age 40 premium
BlueCare EPO Gold
EPO · Blue Cross and Blue Shield of Kansas, Inc.
$809/mo
Age 40 premium
BlueCare EPO Standardized Gold
EPO · Blue Cross and Blue Shield of Kansas, Inc.
$811/mo
Age 40 premium
Everyday Gold + Vision + Adult Dental
EPO · Ambetter from Sunflower Health Plan
$842/mo
Age 40 premium

Catastrophic Plans (1)

Very low premium, very high deductible. Only available to people under 30.

Blue KC Catastrophic BlueSelect EPO
EPO · Blue Cross and Blue Shield of Kansas CityHSA
$444/mo
Age 40 premium

Kansas Has Not Expanded Medicaid

Kansas has not expanded Medicaid. Adults without dependents generally need income between 100–400% FPL for marketplace subsidies.

Check Medicaid Eligibility

Calculate Your Costs in Osage County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for Kansas Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?