Health Insurance in Guthrie County, IA
Compare 81 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
Expanded Bronze only
Bronze from
$452/mo
Silver from
$432/mo
Gold from
$453/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveExpanded Bronze Plans (28)
Like Bronze but with some services covered before you meet your deductible.
Bronze Classic Standard | MercyOne
EPO · Oscar Insurance CompanyHSA
$345/mo
Age 40 premium
Bronze Simple Breathe Easy with Enhanced COPD Benefits | MercyOne
EPO · Oscar Insurance CompanyHSA
$347/mo
Age 40 premium
Wellmark Bronze Traditional HMO
HMO · Wellmark Health Plan of Iowa, Inc.HSA
$351/mo
Age 40 premium
Bronze Simple Diabetes | MercyOne
EPO · Oscar Insurance CompanyHSA
$352/mo
Age 40 premium
Wellmark Bronze HDHP HMO HSA Qualified
HMO · Wellmark Health Plan of Iowa, Inc.HSA
$358/mo
Age 40 premium
Bronze Simple Chronic Care CKM | MercyOne
EPO · Oscar Insurance CompanyHSA
$360/mo
Age 40 premium
Wellmark Standard Bronze HMO
HMO · Wellmark Health Plan of Iowa, Inc.HSA
$376/mo
Age 40 premium
Bronze Elite + PCP Saver Plus | MercyOne
EPO · Oscar Insurance CompanyHSA
$377/mo
Age 40 premium
Wellmark Bronze Standard | UnityPoint Health
HMO · Wellmark Health Plan of Iowa, Inc.HSA
$387/mo
Age 40 premium
ConnectPlus Standard $7500 HSA Eligible HDHP
PPO · Avera Health PlansHSA
$417/mo
Age 40 premium
Standard Expanded Bronze + Vision + Adult Dental
HMO · Ambetter HealthHSA
$441/mo
Age 40 premium
UHC Bronze Value ($0 Virtual Urgent Care, No Referrals)
HMO · UnitedHealthcareHSA
$480/mo
Age 40 premium
UHC Bronze Value+ ($0 Virtual Urgent Care, Dental + Vision, No Referrals)
HMO · UnitedHealthcareHSA
$497/mo
Age 40 premium
UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
HMO · UnitedHealthcareHSA
$501/mo
Age 40 premium
Silver Plans (28)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Silver Simple Breathe Easy with Enhanced COPD Benefits | MercyOne
EPO · Oscar Insurance Company
$460/mo
Age 40 premium
Silver Simple Chronic Care CKM | MercyOne
EPO · Oscar Insurance Company
$474/mo
Age 40 premium
Silver Simple Women's Health with Menopause Benefits | MercyOne
EPO · Oscar Insurance Company
$476/mo
Age 40 premium
Wellmark Silver Primary Care | UnityPoint Health
HMO · Wellmark Health Plan of Iowa, Inc.
$487/mo
Age 40 premium
Wellmark Silver Traditional HMO
HMO · Wellmark Health Plan of Iowa, Inc.
$525/mo
Age 40 premium
Wellmark Standard Silver HMO
HMO · Wellmark Health Plan of Iowa, Inc.
$533/mo
Age 40 premium
UHC Silver Value ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
HMO · UnitedHealthcare
$615/mo
Age 40 premium
UHC Silver Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, No Referrals)
HMO · UnitedHealthcare
$623/mo
Age 40 premium
UHC Silver Value+ ($0 Virtual Urgent Care, $3 Tier 2 Rx, Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$632/mo
Age 40 premium
Gold Plans (23)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Wellmark Gold Primary Care | UnityPoint Health
HMO · Wellmark Health Plan of Iowa, Inc.
$432/mo
Age 40 premium
Wellmark Standard Gold HMO
HMO · Wellmark Health Plan of Iowa, Inc.
$489/mo
Age 40 premium
Wellmark Gold Traditional HMO
HMO · Wellmark Health Plan of Iowa, Inc.
$531/mo
Age 40 premium
UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx, No Referrals)
HMO · UnitedHealthcare
$603/mo
Age 40 premium
UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx, No Referrals)
HMO · UnitedHealthcare
$610/mo
Age 40 premium
UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$627/mo
Age 40 premium
Catastrophic Plans (2)
Very low premium, very high deductible. Only available to people under 30.
ConnectPlus $10,600 HSA Eligible HDHP
PPO · Avera Health PlansHSA
$354/mo
Age 40 premium
Iowa Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Iowa — often with $0 premiums.
Check Medicaid Eligibility