Health Insurance in Whitley County, IN

Compare 56 ACA plans and check your subsidy eligibility.

2026 Plan Year Data
$376/mo
Bronze from
$440/mo
Silver from
$570/mo
Gold from
$446/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
34,885
Median Income
$76k
Poverty Rate
8.5%
Uninsured
8.0%
Est. Uninsured
2,668
Insurers
4

Bronze Plans (2)

Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.

Anthem Bronze Essential 10150 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue ShieldHSA
$399/mo
Age 40 premium
Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue ShieldHSA
$434/mo
Age 40 premium

Expanded Bronze Plans (14)

Like Bronze but with some services covered before you meet your deductible.

Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue ShieldHSA
$409/mo
Age 40 premium
Anthem Bronze Essential POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
POS · Anthem Blue Cross and Blue ShieldHSA
$413/mo
Age 40 premium
Anthem Bronze Essential 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue ShieldHSA
$423/mo
Age 40 premium
Anthem Bronze Essential POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
POS · Anthem Blue Cross and Blue ShieldHSA
$438/mo
Age 40 premium
Anthem Bronze Essential 6500 HSA (+ Incentives)
HMO · Anthem Blue Cross and Blue ShieldHSA
$445/mo
Age 40 premium
Bronze 7500 $25 Generic Drugs
HMO · CareSourceHSA
$481/mo
Age 40 premium
Low Premium Bronze 10600 $25 Generic Drugs
HMO · CareSourceHSA
$508/mo
Age 40 premium
Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness
HMO · CareSourceHSA
$514/mo
Age 40 premium
Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness
HMO · CareSourceHSA
$514/mo
Age 40 premium
HSA Eligible Bronze 6000
HMO · CareSourceHSA
$534/mo
Age 40 premium
Connect Bronze CMS Standard
EPO · Cigna HealthcareHSA
N/A
Age 40 premium
Connect Bronze 7900 Indiv Med Deductible
EPO · Cigna HealthcareHSA
N/A
Age 40 premium
Connect Bronze 3800 Indiv Med Deductible
EPO · Cigna HealthcareHSA
N/A
Age 40 premium
Connect myDiabetesCare Bronze
EPO · Cigna HealthcareHSA
N/A
Age 40 premium

Silver Plans (21)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Anthem Silver Essential 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue Shield
$448/mo
Age 40 premium
Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue Shield
$474/mo
Age 40 premium
Standard Silver
HMO · Ambetter Health
$482/mo
Age 40 premium
Anthem Silver Essential 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue Shield
$513/mo
Age 40 premium
Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue Shield
$517/mo
Age 40 premium
Anthem Silver Essential 3500 HSA (+ Incentives)
HMO · Anthem Blue Cross and Blue ShieldHSA
$518/mo
Age 40 premium
Low Premium Silver 6200 $3 Generic Drugs
HMO · CareSource
$534/mo
Age 40 premium
Standard Silver + Vision + Adult Dental
HMO · Ambetter Health
$539/mo
Age 40 premium
Focused Silver + Vision + Adult Dental
HMO · Ambetter Health
$545/mo
Age 40 premium
Silver 6000 $20 Generic Drugs
HMO · CareSource
$549/mo
Age 40 premium
Diabetes Silver 5000 $0 Chronic Care Drugs & Services
HMO · CareSource
$549/mo
Age 40 premium
Silver 6000 $20 Generic Drugs + Adult Vision & Fitness
HMO · CareSource
$552/mo
Age 40 premium
Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
HMO · CareSource
$553/mo
Age 40 premium
Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness
HMO · CareSource
$568/mo
Age 40 premium
Focused Silver
HMO · Ambetter Health
$618/mo
Age 40 premium
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services
HMO · CareSource
$624/mo
Age 40 premium
HDHP Preventive Silver 5500 $0 Chronic Care Drugs
HMO · CareSourceHSA
$643/mo
Age 40 premium
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
HMO · CareSource
N/A
Age 40 premium
Connect Silver 6300 Indiv Med Deductible
EPO · Cigna Healthcare
N/A
Age 40 premium
Connect Silver 3000 Indiv Med Deductible
EPO · Cigna Healthcare
N/A
Age 40 premium
Connect Silver CMS Standard
EPO · Cigna Healthcare
N/A
Age 40 premium

Gold Plans (16)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Complete Gold + Vision + Adult Dental
HMO · Ambetter Health
$632/mo
Age 40 premium
Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue Shield
$711/mo
Age 40 premium
Standard Gold
HMO · Ambetter Health
$756/mo
Age 40 premium
Standard Gold + Vision + Adult Dental
HMO · Ambetter Health
$776/mo
Age 40 premium
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services
HMO · CareSource
$780/mo
Age 40 premium
Anthem Gold Essential 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue Shield
$781/mo
Age 40 premium
Complete Gold
HMO · Ambetter Health
$787/mo
Age 40 premium
Diabetes Gold 3000 $0 Chronic Care Drugs & Services
HMO · CareSource
$820/mo
Age 40 premium
Elite Gold + Vision + Adult Dental
HMO · Ambetter Health
$840/mo
Age 40 premium
Gold 2000 $15 Generic Drugs + Adult Vision & Fitness
HMO · CareSource
$853/mo
Age 40 premium
Gold 2000 $15 Generic Drugs
HMO · CareSource
$869/mo
Age 40 premium
Elite Gold
HMO · Ambetter Health
$876/mo
Age 40 premium
Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
HMO · CareSource
$882/mo
Age 40 premium
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
HMO · CareSource
$915/mo
Age 40 premium
Connect Gold CMS Standard
EPO · Cigna Healthcare
N/A
Age 40 premium
Connect Gold 2700 Indiv Med Deductible
EPO · Cigna Healthcare
N/A
Age 40 premium

Platinum Plans (2)

Highest premium, lowest cost-sharing. Best for people with frequent medical needs.

Platinum Zero $5 Generic Drugs + Adult Vision & Fitness
HMO · CareSource
$1120/mo
Age 40 premium
Platinum Zero $5 Generic Drugs
HMO · CareSource
$1206/mo
Age 40 premium

Catastrophic Plans (1)

Very low premium, very high deductible. Only available to people under 30.

Anthem Catastrophic Essential (+ Incentives)
HMO · Anthem Blue Cross and Blue ShieldHSA
$417/mo
Age 40 premium

Indiana Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in Indiana — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Whitley County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for Indiana Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?