Health Insurance in Franklin County, IN
Compare 56 ACA plans and check your subsidy eligibility.
2026 Plan Year Data
$376/mo
Bronze from
$440/mo
Silver from
$570/mo
Gold from
$446/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveBronze Plans (2)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
Anthem Bronze Essential 10150 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue ShieldHSA
$399/mo
Age 40 premium
Anthem Bronze Essential 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue ShieldHSA
$434/mo
Age 40 premium
Expanded Bronze Plans (14)
Like Bronze but with some services covered before you meet your deductible.
Anthem Heart Healthy Bronze Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue ShieldHSA
$409/mo
Age 40 premium
Anthem Bronze Essential POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
POS · Anthem Blue Cross and Blue ShieldHSA
$413/mo
Age 40 premium
Anthem Bronze Essential 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue ShieldHSA
$423/mo
Age 40 premium
Anthem Bronze Essential POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
POS · Anthem Blue Cross and Blue ShieldHSA
$438/mo
Age 40 premium
Anthem Bronze Essential 6500 HSA (+ Incentives)
HMO · Anthem Blue Cross and Blue ShieldHSA
$445/mo
Age 40 premium
Low Premium Bronze 10600 $25 Generic Drugs + Adult Vision & Fitness
HMO · CareSourceHSA
$514/mo
Age 40 premium
Bronze 7500 $25 Generic Drugs + Adult Vision & Fitness
HMO · CareSourceHSA
$514/mo
Age 40 premium
Silver Plans (21)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Anthem Silver Essential 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue Shield
$448/mo
Age 40 premium
Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue Shield
$474/mo
Age 40 premium
Anthem Silver Essential 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue Shield
$513/mo
Age 40 premium
Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue Shield
$517/mo
Age 40 premium
Anthem Silver Essential 3500 HSA (+ Incentives)
HMO · Anthem Blue Cross and Blue ShieldHSA
$518/mo
Age 40 premium
Diabetes Silver 5000 $0 Chronic Care Drugs & Services
HMO · CareSource
$549/mo
Age 40 premium
Silver 6000 $20 Generic Drugs + Adult Vision & Fitness
HMO · CareSource
$552/mo
Age 40 premium
Diabetes Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
HMO · CareSource
$553/mo
Age 40 premium
Low Premium Silver 6200 $3 Generic Drugs + Adult Vision & Fitness
HMO · CareSource
$568/mo
Age 40 premium
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services
HMO · CareSource
$624/mo
Age 40 premium
HDHP Preventive Silver 5500 $0 Chronic Care Drugs
HMO · CareSourceHSA
$643/mo
Age 40 premium
Healthy Heart Silver 5000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
HMO · CareSource
N/A
Age 40 premium
Gold Plans (16)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Anthem Gold Essential 2200 ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue Shield
$711/mo
Age 40 premium
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services
HMO · CareSource
$780/mo
Age 40 premium
Anthem Gold Essential 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)
HMO · Anthem Blue Cross and Blue Shield
$781/mo
Age 40 premium
Diabetes Gold 3000 $0 Chronic Care Drugs & Services
HMO · CareSource
$820/mo
Age 40 premium
Gold 2000 $15 Generic Drugs + Adult Vision & Fitness
HMO · CareSource
$853/mo
Age 40 premium
Diabetes Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
HMO · CareSource
$882/mo
Age 40 premium
Healthy Heart Gold 3000 $0 Chronic Care Drugs & Services + Adult Vision & Fitness
HMO · CareSource
$915/mo
Age 40 premium
Platinum Plans (2)
Highest premium, lowest cost-sharing. Best for people with frequent medical needs.
Platinum Zero $5 Generic Drugs + Adult Vision & Fitness
HMO · CareSource
$1120/mo
Age 40 premium
Catastrophic Plans (1)
Very low premium, very high deductible. Only available to people under 30.
Anthem Catastrophic Essential (+ Incentives)
HMO · Anthem Blue Cross and Blue ShieldHSA
$417/mo
Age 40 premium
Indiana Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Indiana — often with $0 premiums.
Check Medicaid Eligibility