Health Insurance in DeKalb County, IL
Compare 19 ACA plans and check your subsidy eligibility.
2025 Plan Year Data2026 data from CMS pending
Expanded Bronze only
Bronze from
$595/mo
Silver from
$688/mo
Gold from
$602/mo
Benchmark (SLCSP)
Expanded Bronze Plans (6)
Like Bronze but with some services covered before you meet your deductible.
Blue Precision Bronze HMO℠ Standard - Select Rx Copays
HMO · Blue Cross and Blue Shield of Illinois
$482/mo
Age 40 premium
Blue Precision Bronze HMO℠ 701
HMO · Blue Cross and Blue Shield of Illinois
$518/mo
Age 40 premium
Blue Precision Bronze HMO℠ 205
HMO · Blue Cross and Blue Shield of Illinois
$522/mo
Age 40 premium
Blue Choice Preferred Bronze PPO℠ 701
PPO · Blue Cross and Blue Shield of Illinois
$578/mo
Age 40 premium
Blue Choice Preferred Bronze PPO℠ 201
PPO · Blue Cross and Blue Shield of Illinois
$613/mo
Age 40 premium
Blue Choice Preferred Bronze PPO℠ Standard - Select Rx Copays
PPO · Blue Cross and Blue Shield of Illinois
$638/mo
Age 40 premium
Silver Plans (6)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Blue Precision Silver HMO℠ 206
HMO · Blue Cross and Blue Shield of Illinois
$595/mo
Age 40 premium
Blue Precision Silver HMO℠ 704
HMO · Blue Cross and Blue Shield of Illinois
$602/mo
Age 40 premium
Blue Precision Silver HMO℠ Standard - Select Rx Copays
HMO · Blue Cross and Blue Shield of Illinois
$636/mo
Age 40 premium
Blue Choice Preferred Silver PPO℠ 801
PPO · Blue Cross and Blue Shield of Illinois
$737/mo
Age 40 premium
Blue Choice Preferred Silver PPO℠ 203
PPO · Blue Cross and Blue Shield of Illinois
$764/mo
Age 40 premium
Blue Choice Preferred Silver PPO℠ Standard - Select Rx Copays
PPO · Blue Cross and Blue Shield of Illinois
$781/mo
Age 40 premium
Gold Plans (6)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Blue Precision Gold HMO℠ 703
HMO · Blue Cross and Blue Shield of Illinois
$688/mo
Age 40 premium
Blue Precision Gold HMO℠ 207
HMO · Blue Cross and Blue Shield of Illinois
$688/mo
Age 40 premium
Blue Precision Gold HMO℠ Standard - Rx Copays
HMO · Blue Cross and Blue Shield of Illinois
$715/mo
Age 40 premium
Blue Choice Preferred Gold PPO℠ 204
PPO · Blue Cross and Blue Shield of Illinois
$833/mo
Age 40 premium
Blue Choice Preferred Gold PPO℠ 901
PPO · Blue Cross and Blue Shield of Illinois
$853/mo
Age 40 premium
Blue Choice Preferred Gold PPO℠ Standard - Rx Copays
PPO · Blue Cross and Blue Shield of Illinois
$863/mo
Age 40 premium
Catastrophic Plans (1)
Very low premium, very high deductible. Only available to people under 30.
Blue Choice Preferred Security PPO℠ 200
PPO · Blue Cross and Blue Shield of Illinois
$566/mo
Age 40 premium
Illinois Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Illinois — often with $0 premiums.
Check Medicaid Eligibility