Health Insurance in Cook County, IL
Compare 155 ACA plans and check your subsidy eligibility.
2025 Plan Year Data2026 data from CMS pending
Expanded Bronze only
Bronze from
$369/mo
Silver from
$429/mo
Gold from
$377/mo
Benchmark (SLCSP)
Expanded Bronze Plans (44)
Like Bronze but with some services covered before you meet your deductible.
MyBlue Plus Bronze℠ 903
POS · Blue Cross and Blue Shield of Illinois
$325/mo
Age 40 premium
Bronze S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
HMO · Aetna CVS Health
$332/mo
Age 40 premium
MyBlue Plus Bronze℠ Standard - Select Rx Copays
POS · Blue Cross and Blue Shield of Illinois
$335/mo
Age 40 premium
Standard Expanded Bronze + Vision + Adult Dental
HMO · Ambetter of Illinois
$342/mo
Age 40 premium
MyBlue Plus Bronze℠ 912
POS · Blue Cross and Blue Shield of Illinois
$347/mo
Age 40 premium
Everyday Bronze + Vision + Adult Dental
HMO · Ambetter of Illinois
$349/mo
Age 40 premium
Central Bronze + Vision + Adult Dental
HMO · Ambetter of Illinois
$350/mo
Age 40 premium
Bronze 4 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
HMO · Aetna CVS Health
$383/mo
Age 40 premium
Blue Precision Bronze HMO℠ Standard - Select Rx Copays
HMO · Blue Cross and Blue Shield of Illinois
$384/mo
Age 40 premium
UHC Bronze Value+ (Rx Copay, Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$393/mo
Age 40 premium
BlueCare Direct Bronze℠ Standard - Select Rx Copays with Advocate
HMO · Blue Cross and Blue Shield of Illinois
$396/mo
Age 40 premium
Bronze Classic PCP Saver Plus Rx Copay (Select)
HMO · Oscar Health Plan, Inc.
$397/mo
Age 40 premium
Blue Precision Bronze HMO℠ 701
HMO · Blue Cross and Blue Shield of Illinois
$412/mo
Age 40 premium
Blue Precision Bronze HMO℠ 205
HMO · Blue Cross and Blue Shield of Illinois
$416/mo
Age 40 premium
Connect Bronze 5000 Indiv Med Deductible - Rx Copay
HMO · Cigna Healthcare
$419/mo
Age 40 premium
Bronze 1 Advanced: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care + Rx Copay
HMO · Aetna CVS Health
$456/mo
Age 40 premium
Blue Choice Preferred Bronze PPO℠ 701
PPO · Blue Cross and Blue Shield of Illinois
$516/mo
Age 40 premium
Bronze 4 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision
HMO · Aetna CVS Health
$544/mo
Age 40 premium
Blue Choice Preferred Bronze PPO℠ 201
PPO · Blue Cross and Blue Shield of Illinois
$551/mo
Age 40 premium
Blue Choice Preferred Bronze PPO℠ Standard - Select Rx Copays
PPO · Blue Cross and Blue Shield of Illinois
$576/mo
Age 40 premium
QUARTZ ONE ACHIEVE BRONZE (VISION) $9100 DED FLAT RX COPAYS - IL
HMO · Quartz
$641/mo
Age 40 premium
QUARTZ ONE ACHIEVE BRONZE (VISION) STANDARD EASY PRICING - IL
HMO · Quartz
$654/mo
Age 40 premium
QUARTZ ONE ACHIEVE BRONZE (DENTAL & VISION) $9100 DED FLAT RX COPAYS - IL
HMO · Quartz
$658/mo
Age 40 premium
QUARTZ ONE ACHIEVE BRONZE (DENTAL & VISION) STANDARD EASY PRICING - IL
HMO · Quartz
$671/mo
Age 40 premium
QUARTZ PERFORMANCE BRONZE (VISION) $9100 DED FLAT RX COPAYS - IL
HMO · Quartz
N/A
Age 40 premium
QUARTZ PERFORMANCE BRONZE (VISION) STANDARD EASY PRICING - IL
HMO · Quartz
N/A
Age 40 premium
QUARTZ PERFORMANCE BRONZE (DENTAL & VISION) $9100 DED FLAT RX COPAYS - IL
HMO · Quartz
N/A
Age 40 premium
QUARTZ PERFORMANCE BRONZE (DENTAL & VISION) STANDARD EASY PRICING - IL
HMO · Quartz
N/A
Age 40 premium
Silver Plans (56)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
MyBlue Plus Silver℠ 906
POS · Blue Cross and Blue Shield of Illinois
$399/mo
Age 40 premium
Standard Silver + Vision + Adult Dental
HMO · Ambetter of Illinois
$412/mo
Age 40 premium
MyBlue Plus Silver℠ 905
POS · Blue Cross and Blue Shield of Illinois
$418/mo
Age 40 premium
Focused Silver + Vision + Adult Dental
HMO · Ambetter of Illinois
$418/mo
Age 40 premium
Silver 12 with first 4 free PCP or MH visits
HMO · Molina Healthcare
$420/mo
Age 40 premium
Silver S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
HMO · Aetna CVS Health
$422/mo
Age 40 premium
Silver 5 Advanced: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care + Rx Copay
HMO · Aetna CVS Health
$423/mo
Age 40 premium
Silver 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
HMO · Aetna CVS Health
$426/mo
Age 40 premium
Silver 1 with Rx Copay and Adult Vision Services
HMO · Molina Healthcare
$427/mo
Age 40 premium
MyBlue Plus Silver℠ Standard - Select Rx Copays
POS · Blue Cross and Blue Shield of Illinois
$439/mo
Age 40 premium
Silver 5 Advanced: Aetna network + $0 MinuteClinic + Adult Dental + Vision + Rx Copay
HMO · Aetna CVS Health
$441/mo
Age 40 premium
UHC Silver Advantage (Rx Copay, No Referrals)
HMO · UnitedHealthcare
$474/mo
Age 40 premium
Blue Precision Silver HMO℠ 206
HMO · Blue Cross and Blue Shield of Illinois
$476/mo
Age 40 premium
Blue Precision Silver HMO℠ 704
HMO · Blue Cross and Blue Shield of Illinois
$483/mo
Age 40 premium
UHC Silver Standard+ (Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$486/mo
Age 40 premium
UHC Silver Advantage+ (Rx Copay, Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$488/mo
Age 40 premium
Connect Silver 3000 Indiv Med Deductible - Rx Copay
HMO · Cigna Healthcare
$490/mo
Age 40 premium
Silver Elite Saver Plus Rx Copay (Select)
HMO · Oscar Health Plan, Inc.
$490/mo
Age 40 premium
Blue Precision Silver HMO℠ Standard - Select Rx Copays
HMO · Blue Cross and Blue Shield of Illinois
$513/mo
Age 40 premium
BlueCare Direct Silver℠ Standard - Select Rx Copays with Advocate
HMO · Blue Cross and Blue Shield of Illinois
$528/mo
Age 40 premium
MercyCare Silver 2500 (3 Free PCP Visits)
HMO · MercyCare Health Plans
$548/mo
Age 40 premium
Blue Choice Preferred Silver PPO℠ 801
PPO · Blue Cross and Blue Shield of Illinois
$668/mo
Age 40 premium
Silver 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision
HMO · Aetna CVS Health
$687/mo
Age 40 premium
Silver S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
PPO · Aetna CVS Health
$694/mo
Age 40 premium
Blue Choice Preferred Silver PPO℠ 203
PPO · Blue Cross and Blue Shield of Illinois
$695/mo
Age 40 premium
Blue Choice Preferred Silver PPO℠ Standard - Select Rx Copays
PPO · Blue Cross and Blue Shield of Illinois
$715/mo
Age 40 premium
QUARTZ ONE ACHIEVE SILVER (DENTAL & VISION) $7000 DED - IL
HMO · Quartz
$766/mo
Age 40 premium
QUARTZ ONE ACHIEVE SILVER (VISION) $0 DED FLAT RX COPAYS - IL
HMO · Quartz
$773/mo
Age 40 premium
QUARTZ ONE ACHIEVE SILVER (VISION) STANDARD EASY PRICING - IL
HMO · Quartz
$774/mo
Age 40 premium
QUARTZ ONE ACHIEVE SILVER (DENTAL & VISION) $0 DED FLAT RX COPAYS - IL
HMO · Quartz
$793/mo
Age 40 premium
QUARTZ ONE ACHIEVE SILVER (DENTAL & VISION) STANDARD EASY PRICING - IL
HMO · Quartz
$794/mo
Age 40 premium
QUARTZ PERFORMANCE SILVER (VISION) $0 DED FLAT RX COPAYS - IL
HMO · Quartz
N/A
Age 40 premium
QUARTZ PERFORMANCE SILVER (VISION) STANDARD EASY PRICING - IL
HMO · Quartz
N/A
Age 40 premium
QUARTZ PERFORMANCE SILVER (DENTAL & VISION) $7000 DED - IL
HMO · Quartz
N/A
Age 40 premium
QUARTZ PERFORMANCE SILVER (DENTAL & VISION) $0 DED FLAT RX COPAYS - IL
HMO · Quartz
N/A
Age 40 premium
QUARTZ PERFORMANCE SILVER (DENTAL & VISION) STANDARD EASY PRICING - IL
HMO · Quartz
N/A
Age 40 premium
Gold Plans (50)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
MyBlue Plus Gold℠ 910
POS · Blue Cross and Blue Shield of Illinois
$485/mo
Age 40 premium
MyBlue Plus Gold℠ 909
POS · Blue Cross and Blue Shield of Illinois
$490/mo
Age 40 premium
Gold 3 Advanced: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care + Rx Copay
HMO · Aetna CVS Health
$500/mo
Age 40 premium
MyBlue Plus Gold℠ Standard - Rx Copays
POS · Blue Cross and Blue Shield of Illinois
$507/mo
Age 40 premium
UHC Gold Standard (Rx Copay, No Referrals)
HMO · UnitedHealthcare
$516/mo
Age 40 premium
Gold 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care
HMO · Aetna CVS Health
$529/mo
Age 40 premium
UHC Gold Advantage+ (Dental + Vision, No Referrals)
HMO · UnitedHealthcare
$548/mo
Age 40 premium
Blue Precision Gold HMO℠ 207
HMO · Blue Cross and Blue Shield of Illinois
$553/mo
Age 40 premium
Blue Precision Gold HMO℠ 703
HMO · Blue Cross and Blue Shield of Illinois
$553/mo
Age 40 premium
Gold 10 Advanced: $0 PCP + Aetna network + $0 MinuteClinic + Adult Dental + Vision
HMO · Aetna CVS Health
$553/mo
Age 40 premium
Gold 3 Advanced: Aetna network + $0 MinuteClinic + Adult Dental + Vision + Rx Copay
HMO · Aetna CVS Health
$567/mo
Age 40 premium
Blue Precision Gold HMO℠ Standard - Rx Copays
HMO · Blue Cross and Blue Shield of Illinois
$578/mo
Age 40 premium
BlueCare Direct Gold℠ Standard - Rx Copays with Advocate
HMO · Blue Cross and Blue Shield of Illinois
$595/mo
Age 40 premium
Gold S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care + Rx Copay
HMO · Aetna CVS Health
$691/mo
Age 40 premium
QUARTZ PERFORMANCE GOLD (DENTAL & VISION) $2500 DED - IL
HMO · Quartz
$713/mo
Age 40 premium
QUARTZ PERFORMANCE GOLD STANDARD (DENTAL & VISION) FLAT RX COPAYS EASY PRICING - IL
HMO · Quartz
$745/mo
Age 40 premium
QUARTZ PERFORMANCE GOLD MAINTENANCE (DENTAL & VISION) $500 DED - IL
HMO · Quartz
$760/mo
Age 40 premium
Blue Choice Preferred Gold PPO℠ 204
PPO · Blue Cross and Blue Shield of Illinois
$768/mo
Age 40 premium
Blue Choice Preferred Gold PPO℠ 901
PPO · Blue Cross and Blue Shield of Illinois
$790/mo
Age 40 premium
Blue Choice Preferred Gold PPO℠ Standard - Rx Copays
PPO · Blue Cross and Blue Shield of Illinois
$799/mo
Age 40 premium
Gold S: Aetna network + $0 MinuteClinic + $0 CVS Health Virtual Primary Care + Rx Copay
PPO · Aetna CVS Health
$826/mo
Age 40 premium
QUARTZ ONE ACHIEVE GOLD (DENTAL & VISION) $2500 DED - IL
HMO · Quartz
$888/mo
Age 40 premium
QUARTZ ONE ACHIEVE GOLD STANDARD (VISION) FLAT RX COPAYS EASY PRICING - IL
HMO · Quartz
$904/mo
Age 40 premium
QUARTZ ONE ACHIEVE GOLD MAINTENANCE (VISION) $500 DED - IL
HMO · Quartz
$922/mo
Age 40 premium
QUARTZ ONE ACHIEVE GOLD STANDARD (DENTAL & VISION) FLAT RX COPAYS EASY PRICING - IL
HMO · Quartz
$928/mo
Age 40 premium
QUARTZ PERFORMANCE GOLD MAINTENANCE (VISION) $500 DED - IL
HMO · Quartz
N/A
Age 40 premium
QUARTZ PERFORMANCE GOLD STANDARD (VISION) FLAT RX COPAYS EASY PRICING - IL
HMO · Quartz
N/A
Age 40 premium
QUARTZ ONE ACHIEVE GOLD MAINTENANCE (DENTAL & VISION) $500 DED - IL
HMO · Quartz
N/A
Age 40 premium
Catastrophic Plans (5)
Very low premium, very high deductible. Only available to people under 30.
Blue Choice Preferred Security PPO℠ 200
PPO · Blue Cross and Blue Shield of Illinois
$504/mo
Age 40 premium
Illinois Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Illinois — often with $0 premiums.
Check Medicaid Eligibility