Health Insurance in Washington County, ID

Compare 111 ACA plans and check your subsidy eligibility.

2025 Plan Year Data2026 data from CMS pending
$340/mo
Bronze from
$426/mo
Silver from
$412/mo
Gold from
$426/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
11,539
Median Income
$57k
Poverty Rate
13.5%
Uninsured
10.0%
Est. Uninsured
1,047
Insurers
8

Bronze Plans (1)

Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.

Select Health SLHP Bronze 8000
PPO · SelectHealth
$355/mo
Age 40 premium

Expanded Bronze Plans (40)

Like Bronze but with some services covered before you meet your deductible.

Moda Select Bronze 8900 + Vision Exam
POS · Moda Health Plan, Inc.
$301/mo
Age 40 premium
LINK BRONZE
POS · PacificSource Health Plans
$308/mo
Age 40 premium
MVN East Bronze Connect HSA 6250
POS · St. Luke's Health SystemHSA
$313/mo
Age 40 premium
LINK BRONZE HDHP
POS · PacificSource Health PlansHSA
$314/mo
Age 40 premium
IDID Southwest Bronze HSA 6250
POS · St. Luke's Health SystemHSA
$316/mo
Age 40 premium
PQA Southeast Bronze HSA Connect 6250
POS · St. Luke's Health SystemHSA
$317/mo
Age 40 premium
ACCESS BRONZE
POS · PacificSource Health Plans
$319/mo
Age 40 premium
St Luke's Health Plan Expanded Bronze
POS · St. Luke's Health Plan
$320/mo
Age 40 premium
ACCESS BRONZE HDHP
POS · PacificSource Health PlansHSA
$324/mo
Age 40 premium
MVN East Bronze Connect 7500
POS · St. Luke's Health System
$327/mo
Age 40 premium
IDID Southwest Bronze 7500
POS · St. Luke's Health System
$330/mo
Age 40 premium
Hometown East Bronze HSA 6250
POS · St. Luke's Health SystemHSA
$331/mo
Age 40 premium
PQA Southeast Bronze Connect 7500
POS · St. Luke's Health System
$332/mo
Age 40 premium
St Luke's Health Plan Expanded Bronze HDHP
POS · St. Luke's Health PlanHSA
$339/mo
Age 40 premium
IAFN Bronze 8000 POS
POS · Regence BlueShield of Idaho
$344/mo
Age 40 premium
IAFN Bronze Essential 8500 With 4 Copay No Deductible Office Visits POS
POS · Regence BlueShield of Idaho
$350/mo
Age 40 premium
Hometown Southwest Bronze HSA 6250
POS · St. Luke's Health SystemHSA
$353/mo
Age 40 premium
Select Health SLHP Exp Bronze 9200 - no deductible for office visits
PPO · SelectHealth
$355/mo
Age 40 premium
SLHP Bronze HSA CarePoint 6250
POS · St. Luke's Health SystemHSA
$357/mo
Age 40 premium
Hometown East Bronze 7500
POS · St. Luke's Health System
$359/mo
Age 40 premium
Moda Select Bronze 9200 + Vision Exam
POS · Moda Health Plan, Inc.
$363/mo
Age 40 premium
Navigator Bronze HSA 8050
HMO · Mountain Health CO-OPHSA
$368/mo
Age 40 premium
Hometown Southwest Bronze 7500
POS · St. Luke's Health System
$370/mo
Age 40 premium
Navigator Bronze 9200
HMO · Mountain Health CO-OP
$371/mo
Age 40 premium
Select Health SLHP Exp Bronze 7900 HSA Qualified
PPO · SelectHealthHSA
$372/mo
Age 40 premium
Select Health SAHA Exp Bronze 6000 - no deductible for PCP visits
PPO · SelectHealth
$374/mo
Age 40 premium
Select Health SLHP Exp Bronze 6000 - no deductible for PCP visits
PPO · SelectHealth
$374/mo
Age 40 premium
SLHP Bronze CarePoint 7500
POS · St. Luke's Health System
$381/mo
Age 40 premium
Select Health SLHP Exp Bronze 4500
PPO · SelectHealth
$385/mo
Age 40 premium
Moda Select Bronze HDHP 7500
POS · Moda Health Plan, Inc.HSA
$390/mo
Age 40 premium
IAFN Bronze HSA 7000 POS
POS · Regence BlueShield of IdahoHSA
$395/mo
Age 40 premium
PREF Bronze Essential 8500 With 4 Copay No Deductible Office Visits
PPO · Regence BlueShield of Idaho
$403/mo
Age 40 premium
ENGAGE BRONZE
POS · PacificSource Health Plans
$404/mo
Age 40 premium
Navigator Bronze 6000
HMO · Mountain Health CO-OP
$406/mo
Age 40 premium
PREF Bronze 8000
PPO · Regence BlueShield of Idaho
$411/mo
Age 40 premium
BrightPath Exp Bronze 4500
PPO · SelectHealth
$418/mo
Age 40 premium
BrightPath Exp Bronze 7900 HSA Qualified
PPO · SelectHealthHSA
$418/mo
Age 40 premium
ENGAGE BRONZE HDHP
POS · PacificSource Health PlansHSA
$424/mo
Age 40 premium
PREF Bronze HSA 7000
PPO · Regence BlueShield of IdahoHSA
$425/mo
Age 40 premium
BrightPath Exp Bronze 6000 - no deductible for office visits
PPO · SelectHealth
$428/mo
Age 40 premium

Silver Plans (44)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

Silver 1 with Adult Vision Services
HMO · Blue Cross of Idaho Health Service
$434/mo
Age 40 premium
ACCESS SILVER
POS · PacificSource Health Plans
$434/mo
Age 40 premium
IAFN Silver 6200 POS
POS · Regence BlueShield of Idaho
$446/mo
Age 40 premium
Silver 12 with First 4 Primary Care Visits Free
HMO · Blue Cross of Idaho Health Service
$446/mo
Age 40 premium
LINK SILVER
POS · PacificSource Health Plans
$449/mo
Age 40 premium
MVN East Silver Connect 5500
POS · St. Luke's Health System
$449/mo
Age 40 premium
Silver 1
HMO · Blue Cross of Idaho Health Service
$450/mo
Age 40 premium
IDID Southwest Silver 4000
POS · St. Luke's Health System
$451/mo
Age 40 premium
IDID Southwest Silver 5500
POS · St. Luke's Health System
$453/mo
Age 40 premium
PQA Southeast Silver Connect 4000
POS · St. Luke's Health System
$453/mo
Age 40 premium
PQA Southeast Silver Connect 5500
POS · St. Luke's Health System
$455/mo
Age 40 premium
IDID Southwest Silver Copay 3200
POS · St. Luke's Health System
$458/mo
Age 40 premium
PQA Southeast Silver Copay Connect 3200
POS · St. Luke's Health System
$460/mo
Age 40 premium
Select Health SAHA Silver 3000
PPO · SelectHealth
$461/mo
Age 40 premium
MVN East Silver Connect 4000
POS · St. Luke's Health System
$463/mo
Age 40 premium
MVN East Silver Copay Connect 3200
POS · St. Luke's Health System
$470/mo
Age 40 premium
St Luke's Health Plan Silver
POS · St. Luke's Health Plan
$474/mo
Age 40 premium
Hometown East Silver 5500
POS · St. Luke's Health System
$475/mo
Age 40 premium
Select Health SAHA Silver 4000 - $0 copay for PCP visits
PPO · SelectHealth
$483/mo
Age 40 premium
Select Health SAHA Silver 4500 - no deductible for office visits
PPO · SelectHealth
$483/mo
Age 40 premium
IAFN Silver 5500 Separate RX Deductible POS
POS · Regence BlueShield of Idaho
$488/mo
Age 40 premium
Hometown East Silver 4000
POS · St. Luke's Health System
$490/mo
Age 40 premium
Select Health SLHP Silver 3000
PPO · SelectHealth
$494/mo
Age 40 premium
Navigator Silver 3600
HMO · Mountain Health CO-OP
$495/mo
Age 40 premium
Select Health SAHA Silver Copay Plan
PPO · SelectHealth
$498/mo
Age 40 premium
PREF Silver 6200
PPO · Regence BlueShield of Idaho
$502/mo
Age 40 premium
Hometown Southwest Silver 4000
POS · St. Luke's Health System
$505/mo
Age 40 premium
Hometown Southwest Silver 5500
POS · St. Luke's Health System
$507/mo
Age 40 premium
Hometown East Silver Copay 3200
POS · St. Luke's Health System
$508/mo
Age 40 premium
Select Health SLHP Silver 4500 - no deductible for office visits
PPO · SelectHealth
$509/mo
Age 40 premium
SLHP Silver CarePoint 4000
POS · St. Luke's Health System
$510/mo
Age 40 premium
SLHP Silver CarePoint 5500
POS · St. Luke's Health System
$512/mo
Age 40 premium
Hometown Southwest Silver Copay 3200
POS · St. Luke's Health System
$512/mo
Age 40 premium
Select Health SLHP Silver 4000 - $0 copay for PCP visits
PPO · SelectHealth
$514/mo
Age 40 premium
SLHP Silver Copay CarePoint 3200
POS · St. Luke's Health System
$517/mo
Age 40 premium
Moda Select Silver 6400 + Vision Exam
POS · Moda Health Plan, Inc.
$518/mo
Age 40 premium
Select Health SLHP Silver Copay Plan
PPO · SelectHealth
$521/mo
Age 40 premium
BrightPath Silver 3000
PPO · SelectHealth
$523/mo
Age 40 premium
Moda Select Silver 4000 + Vision Exam
POS · Moda Health Plan, Inc.
$527/mo
Age 40 premium
BrightPath Silver 4500 - no deductible for office visits
PPO · SelectHealth
$535/mo
Age 40 premium
Moda Select Silver 3000 + Vision Exam
POS · Moda Health Plan, Inc.
$538/mo
Age 40 premium
BrightPath Silver 4000 - $0 Copay for PCP visits
PPO · SelectHealth
$553/mo
Age 40 premium
ENGAGE SILVER
POS · PacificSource Health Plans
$559/mo
Age 40 premium
BrightPath Silver Copay Plan
PPO · SelectHealth
$565/mo
Age 40 premium

Gold Plans (16)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Gold 1
HMO · Blue Cross of Idaho Health Service
$432/mo
Age 40 premium
Gold 1 with Adult Vision Services
HMO · Blue Cross of Idaho Health Service
$436/mo
Age 40 premium
ACCESS GOLD
POS · PacificSource Health Plans
$478/mo
Age 40 premium
LINK GOLD
POS · PacificSource Health Plans
$483/mo
Age 40 premium
IAFN Gold 2300 POS
POS · Regence BlueShield of Idaho
$484/mo
Age 40 premium
Select Health SAHA Gold 1000 - no deductible for office visits
PPO · SelectHealth
$486/mo
Age 40 premium
IDID Southwest Gold 2000
POS · St. Luke's Health System
$495/mo
Age 40 premium
IAFN Gold 1300 POS
POS · Regence BlueShield of Idaho
$510/mo
Age 40 premium
Navigator Gold 2500
HMO · Mountain Health CO-OP
$515/mo
Age 40 premium
Select Health SLHP Gold 1500 - no deductible for office visits
PPO · SelectHealth
$522/mo
Age 40 premium
PREF Gold 2300
PPO · Regence BlueShield of Idaho
$537/mo
Age 40 premium
BrightPath Gold 1000 - no deductible for office visits
PPO · SelectHealth
$552/mo
Age 40 premium
St Luke's Health Plan Gold
POS · St. Luke's Health Plan
$554/mo
Age 40 premium
Moda Select Gold 2200 + Vision Exam
POS · Moda Health Plan, Inc.
$555/mo
Age 40 premium
Moda Select Gold 1000 + Vision Exam
POS · Moda Health Plan, Inc.
$579/mo
Age 40 premium
ENGAGE GOLD
POS · PacificSource Health Plans
$618/mo
Age 40 premium

Platinum Plans (1)

Highest premium, lowest cost-sharing. Best for people with frequent medical needs.

LINK PLATINUM
POS · PacificSource Health Plans
$569/mo
Age 40 premium

Catastrophic Plans (9)

Very low premium, very high deductible. Only available to people under 30.

LINK CATASTROPHIC
POS · PacificSource Health Plans
$240/mo
Age 40 premium
ACCESS CATASTROPHIC
POS · PacificSource Health Plans
$254/mo
Age 40 premium
MVN East Catastrophic Connect 9200
POS · St. Luke's Health System
$275/mo
Age 40 premium
IDID Southwest Catastrophic 9200
POS · St. Luke's Health System
$277/mo
Age 40 premium
PQA Southeast Catastrophic Connect 9200
POS · St. Luke's Health System
$279/mo
Age 40 premium
Hometown East Catastrophic 9200
POS · St. Luke's Health System
$291/mo
Age 40 premium
Hometown Southwest Catastrophic 9200
POS · St. Luke's Health System
$310/mo
Age 40 premium
SLHP Catastrophic CarePoint 9200
POS · St. Luke's Health System
$313/mo
Age 40 premium
ENGAGE CATASTROPHIC
POS · PacificSource Health Plans
$327/mo
Age 40 premium

Idaho Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in Idaho — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Washington County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for Idaho Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?