Health Insurance in Shoshone County, ID

Compare 68 ACA plans and check your subsidy eligibility.

2025 Plan Year Data2026 data from CMS pending
$340/mo
Bronze from
$412/mo
Silver from
$412/mo
Gold from
$412/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
14,074
Median Income
$60k
Poverty Rate
15.7%
Uninsured
11.0%
Est. Uninsured
1,443
Insurers
7

Bronze Plans (1)

Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.

Select Health SLHP Bronze 8000
PPO · SelectHealth
$355/mo
Age 40 premium

Expanded Bronze Plans (23)

Like Bronze but with some services covered before you meet your deductible.

KCN North Bronze HSA 6250
POS · St. Luke's Health SystemHSA
$289/mo
Age 40 premium
Hometown North Bronze HSA 6250
POS · St. Luke's Health SystemHSA
$300/mo
Age 40 premium
KCN North Bronze 7500
POS · St. Luke's Health System
$302/mo
Age 40 premium
LINK BRONZE
POS · PacificSource Health Plans
$308/mo
Age 40 premium
LINK BRONZE HDHP
POS · PacificSource Health PlansHSA
$314/mo
Age 40 premium
Hometown North Bronze 7500
POS · St. Luke's Health System
$314/mo
Age 40 premium
St Luke's Health Plan Expanded Bronze
POS · St. Luke's Health Plan
$320/mo
Age 40 premium
Hometown East Bronze HSA 6250
POS · St. Luke's Health SystemHSA
$331/mo
Age 40 premium
St Luke's Health Plan Expanded Bronze HDHP
POS · St. Luke's Health PlanHSA
$339/mo
Age 40 premium
IAFN Bronze 8000 POS
POS · Regence BlueShield of Idaho
$344/mo
Age 40 premium
IAFN Bronze Essential 8500 With 4 Copay No Deductible Office Visits POS
POS · Regence BlueShield of Idaho
$350/mo
Age 40 premium
Select Health SLHP Exp Bronze 9200 - no deductible for office visits
PPO · SelectHealth
$355/mo
Age 40 premium
Voyager Bronze HSA 8050
PPO · Mountain Health CO-OPHSA
$356/mo
Age 40 premium
Hometown East Bronze 7500
POS · St. Luke's Health System
$359/mo
Age 40 premium
Select Health SLHP Exp Bronze 7900 HSA Qualified
PPO · SelectHealthHSA
$372/mo
Age 40 premium
Select Health SAHA Exp Bronze 6000 - no deductible for PCP visits
PPO · SelectHealth
$374/mo
Age 40 premium
Voyager Bronze 9200
PPO · Mountain Health CO-OP
$374/mo
Age 40 premium
Select Health SLHP Exp Bronze 6000 - no deductible for PCP visits
PPO · SelectHealth
$374/mo
Age 40 premium
Select Health SLHP Exp Bronze 4500
PPO · SelectHealth
$385/mo
Age 40 premium
Voyager Bronze 6000
PPO · Mountain Health CO-OP
$394/mo
Age 40 premium
IAFN Bronze HSA 7000 POS
POS · Regence BlueShield of IdahoHSA
$395/mo
Age 40 premium
ENGAGE BRONZE
POS · PacificSource Health Plans
$404/mo
Age 40 premium
ENGAGE BRONZE HDHP
POS · PacificSource Health PlansHSA
$424/mo
Age 40 premium

Silver Plans (26)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

KCN North Silver 4000
POS · St. Luke's Health System
$412/mo
Age 40 premium
KCN North Silver 5500
POS · St. Luke's Health System
$414/mo
Age 40 premium
KCN North Silver Copay 3200
POS · St. Luke's Health System
$419/mo
Age 40 premium
Hometown North Silver 4000
POS · St. Luke's Health System
$429/mo
Age 40 premium
Hometown North Silver 5500
POS · St. Luke's Health System
$430/mo
Age 40 premium
Silver 1 with Adult Vision Services
HMO · Blue Cross of Idaho Health Service
$434/mo
Age 40 premium
Hometown North Silver Copay 3200
POS · St. Luke's Health System
$435/mo
Age 40 premium
IAFN Silver 6200 POS
POS · Regence BlueShield of Idaho
$446/mo
Age 40 premium
Silver 12 with First 4 Primary Care Visits Free
HMO · Blue Cross of Idaho Health Service
$446/mo
Age 40 premium
LINK SILVER
POS · PacificSource Health Plans
$449/mo
Age 40 premium
Silver 1
HMO · Blue Cross of Idaho Health Service
$450/mo
Age 40 premium
Select Health SAHA Silver 3000
PPO · SelectHealth
$461/mo
Age 40 premium
St Luke's Health Plan Silver
POS · St. Luke's Health Plan
$474/mo
Age 40 premium
Hometown East Silver 5500
POS · St. Luke's Health System
$475/mo
Age 40 premium
Select Health SAHA Silver 4000 - $0 copay for PCP visits
PPO · SelectHealth
$483/mo
Age 40 premium
Select Health SAHA Silver 4500 - no deductible for office visits
PPO · SelectHealth
$483/mo
Age 40 premium
IAFN Silver 5500 Separate RX Deductible POS
POS · Regence BlueShield of Idaho
$488/mo
Age 40 premium
Hometown East Silver 4000
POS · St. Luke's Health System
$490/mo
Age 40 premium
Select Health SLHP Silver 3000
PPO · SelectHealth
$494/mo
Age 40 premium
Select Health SAHA Silver Copay Plan
PPO · SelectHealth
$498/mo
Age 40 premium
Voyager Silver 3600
PPO · Mountain Health CO-OP
$500/mo
Age 40 premium
Hometown East Silver Copay 3200
POS · St. Luke's Health System
$508/mo
Age 40 premium
Select Health SLHP Silver 4500 - no deductible for office visits
PPO · SelectHealth
$509/mo
Age 40 premium
Select Health SLHP Silver 4000 - $0 copay for PCP visits
PPO · SelectHealth
$514/mo
Age 40 premium
Select Health SLHP Silver Copay Plan
PPO · SelectHealth
$521/mo
Age 40 premium
ENGAGE SILVER
POS · PacificSource Health Plans
$559/mo
Age 40 premium

Gold Plans (12)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

Gold 1
HMO · Blue Cross of Idaho Health Service
$432/mo
Age 40 premium
Gold 1 with Adult Vision Services
HMO · Blue Cross of Idaho Health Service
$436/mo
Age 40 premium
Hometown North Gold 2000
POS · St. Luke's Health System
$470/mo
Age 40 premium
LINK GOLD
POS · PacificSource Health Plans
$483/mo
Age 40 premium
IAFN Gold 2300 POS
POS · Regence BlueShield of Idaho
$484/mo
Age 40 premium
Select Health SAHA Gold 1000 - no deductible for office visits
PPO · SelectHealth
$486/mo
Age 40 premium
Voyager Gold 2500
PPO · Mountain Health CO-OP
$499/mo
Age 40 premium
MVN East Gold Connect 2000
POS · St. Luke's Health System
$508/mo
Age 40 premium
IAFN Gold 1300 POS
POS · Regence BlueShield of Idaho
$510/mo
Age 40 premium
Select Health SLHP Gold 1500 - no deductible for office visits
PPO · SelectHealth
$522/mo
Age 40 premium
St Luke's Health Plan Gold
POS · St. Luke's Health Plan
$554/mo
Age 40 premium
ENGAGE GOLD
POS · PacificSource Health Plans
$618/mo
Age 40 premium

Platinum Plans (1)

Highest premium, lowest cost-sharing. Best for people with frequent medical needs.

LINK PLATINUM
POS · PacificSource Health Plans
$569/mo
Age 40 premium

Catastrophic Plans (5)

Very low premium, very high deductible. Only available to people under 30.

LINK CATASTROPHIC
POS · PacificSource Health Plans
$240/mo
Age 40 premium
KCN North Catastrophic 9200
POS · St. Luke's Health System
$254/mo
Age 40 premium
Hometown North Catastrophic 9200
POS · St. Luke's Health System
$264/mo
Age 40 premium
Hometown East Catastrophic 9200
POS · St. Luke's Health System
$291/mo
Age 40 premium
ENGAGE CATASTROPHIC
POS · PacificSource Health Plans
$327/mo
Age 40 premium

Idaho Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in Idaho — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Shoshone County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for Idaho Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?