Health Insurance in Lincoln County, ID
Compare 99 ACA plans and check your subsidy eligibility.
2025 Plan Year Data2026 data from CMS pending
$340/mo
Bronze from
$426/mo
Silver from
$412/mo
Gold from
$426/mo
Benchmark (SLCSP)
What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.
Check My Subsidy — See How Much You SaveBronze Plans (1)
Lowest premium, highest cost-sharing. Best if you are healthy and rarely need care.
Expanded Bronze Plans (36)
Like Bronze but with some services covered before you meet your deductible.
Moda Select Bronze 8900 + Vision Exam
POS · Moda Health Plan, Inc.
$301/mo
Age 40 premium
MVN East Bronze Connect HSA 6250
POS · St. Luke's Health SystemHSA
$313/mo
Age 40 premium
St Luke's Health Plan Expanded Bronze
POS · St. Luke's Health Plan
$320/mo
Age 40 premium
St Luke's Health Plan Expanded Bronze HDHP
POS · St. Luke's Health PlanHSA
$339/mo
Age 40 premium
IAFN Bronze Essential 8500 With 4 Copay No Deductible Office Visits POS
POS · Regence BlueShield of Idaho
$350/mo
Age 40 premium
Hometown Southwest Bronze HSA 6250
POS · St. Luke's Health SystemHSA
$353/mo
Age 40 premium
Select Health SLHP Exp Bronze 9200 - no deductible for office visits
PPO · SelectHealth
$355/mo
Age 40 premium
Moda Select Bronze 9200 + Vision Exam
POS · Moda Health Plan, Inc.
$363/mo
Age 40 premium
Select Health SLHP Exp Bronze 7900 HSA Qualified
PPO · SelectHealthHSA
$372/mo
Age 40 premium
Select Health SAHA Exp Bronze 6000 - no deductible for PCP visits
PPO · SelectHealth
$374/mo
Age 40 premium
Select Health SLHP Exp Bronze 6000 - no deductible for PCP visits
PPO · SelectHealth
$374/mo
Age 40 premium
PREF Bronze Essential 8500 With 4 Copay No Deductible Office Visits
PPO · Regence BlueShield of Idaho
$403/mo
Age 40 premium
BrightPath Exp Bronze 6000 - no deductible for office visits
PPO · SelectHealth
$428/mo
Age 40 premium
Silver Plans (38)
Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.
Silver 1 with Adult Vision Services
HMO · Blue Cross of Idaho Health Service
$434/mo
Age 40 premium
Silver 12 with First 4 Primary Care Visits Free
HMO · Blue Cross of Idaho Health Service
$446/mo
Age 40 premium
MVN East Silver Copay Connect 3200
POS · St. Luke's Health System
$470/mo
Age 40 premium
Select Health SAHA Silver 4000 - $0 copay for PCP visits
PPO · SelectHealth
$483/mo
Age 40 premium
Select Health SAHA Silver 4500 - no deductible for office visits
PPO · SelectHealth
$483/mo
Age 40 premium
IAFN Silver 5500 Separate RX Deductible POS
POS · Regence BlueShield of Idaho
$488/mo
Age 40 premium
Select Health SLHP Silver 4500 - no deductible for office visits
PPO · SelectHealth
$509/mo
Age 40 premium
Hometown Southwest Silver Copay 3200
POS · St. Luke's Health System
$512/mo
Age 40 premium
Select Health SLHP Silver 4000 - $0 copay for PCP visits
PPO · SelectHealth
$514/mo
Age 40 premium
Moda Select Silver 6400 + Vision Exam
POS · Moda Health Plan, Inc.
$518/mo
Age 40 premium
Moda Select Silver 4000 + Vision Exam
POS · Moda Health Plan, Inc.
$527/mo
Age 40 premium
BrightPath Silver 4500 - no deductible for office visits
PPO · SelectHealth
$535/mo
Age 40 premium
Moda Select Silver 3000 + Vision Exam
POS · Moda Health Plan, Inc.
$538/mo
Age 40 premium
BrightPath Silver 4000 - $0 Copay for PCP visits
PPO · SelectHealth
$553/mo
Age 40 premium
Gold Plans (16)
Higher premium, lower out-of-pocket. Good if you use medical services regularly.
Gold 1 with Adult Vision Services
HMO · Blue Cross of Idaho Health Service
$436/mo
Age 40 premium
Select Health SAHA Gold 1000 - no deductible for office visits
PPO · SelectHealth
$486/mo
Age 40 premium
Select Health SLHP Gold 1500 - no deductible for office visits
PPO · SelectHealth
$522/mo
Age 40 premium
BrightPath Gold 1000 - no deductible for office visits
PPO · SelectHealth
$552/mo
Age 40 premium
Platinum Plans (1)
Highest premium, lowest cost-sharing. Best for people with frequent medical needs.
Catastrophic Plans (7)
Very low premium, very high deductible. Only available to people under 30.
MVN East Catastrophic Connect 9200
POS · St. Luke's Health System
$275/mo
Age 40 premium
Hometown Southwest Catastrophic 9200
POS · St. Luke's Health System
$310/mo
Age 40 premium
Idaho Expanded Medicaid
Adults with income up to 138% FPL may qualify for Medicaid in Idaho — often with $0 premiums.
Check Medicaid Eligibility