Health Insurance in Kauai County, HI

Compare 17 ACA plans and check your subsidy eligibility.

2026 Plan Year Data
Expanded Bronze only
Bronze from
$533/mo
Silver from
$542/mo
Gold from
$543/mo
Benchmark (SLCSP)

What is the Benchmark (SLCSP)? The Second Lowest Cost Silver Plan — the reference plan used to calculate your premium tax credit (subsidy) amount.

Check My Subsidy — See How Much You Save
Population
73,840
Median Income
$90k
Poverty Rate
9.4%
Uninsured
4.0%
Est. Uninsured
3,010
Insurers
2

Expanded Bronze Plans (4)

Like Bronze but with some services covered before you meet your deductible.

KP HI Standard Bronze 7500/50
HMO · Kaiser PermanenteHSA
$414/mo
Age 40 premium
KP HI Bronze 6000/65 Plus CAM
HMO · Kaiser PermanenteHSA
$448/mo
Age 40 premium
HMSA Bronze PPO I
PPO · HMSAHSA
$496/mo
Age 40 premium
HMSA Bronze PPO II HSA
PPO · HMSAHSA
$511/mo
Age 40 premium

Silver Plans (4)

Middle ground. Required for cost-sharing reductions if your income is 100-250% FPL.

KP HI Standard Silver 6000/40
HMO · Kaiser Permanente
$533/mo
Age 40 premium
KP HI Silver 4000 Ded/600 Rx Ded
HMO · Kaiser Permanente
$543/mo
Age 40 premium
KP HI Silver 3000 Ded/600 Rx Ded Plus CAM
HMO · Kaiser Permanente
$559/mo
Age 40 premium
HMSA Silver PPO
PPO · HMSA
$695/mo
Age 40 premium

Gold Plans (5)

Higher premium, lower out-of-pocket. Good if you use medical services regularly.

KP HI Standard Gold 2000/30
HMO · Kaiser Permanente
$542/mo
Age 40 premium
KP HI Gold 1000 Ded/250 Rx Ded
HMO · Kaiser Permanente
$568/mo
Age 40 premium
KP HI Gold 0/40 Plus CAM
HMO · Kaiser Permanente
$603/mo
Age 40 premium
HMSA Gold PPO II
PPO · HMSA
$621/mo
Age 40 premium
HMSA Gold PPO I
PPO · HMSA
$659/mo
Age 40 premium

Platinum Plans (3)

Highest premium, lowest cost-sharing. Best for people with frequent medical needs.

KP HI Standard Platinum 0/10
HMO · Kaiser Permanente
$691/mo
Age 40 premium
KP HI Platinum 0/5 Plus CAM
HMO · Kaiser Permanente
$697/mo
Age 40 premium
HMSA Platinum PPO
PPO · HMSA
$726/mo
Age 40 premium

Catastrophic Plans (1)

Very low premium, very high deductible. Only available to people under 30.

HMSA Catastrophic Plan
PPO · HMSAHSA
$297/mo
Age 40 premium

Hawaii Expanded Medicaid

Adults with income up to 138% FPL may qualify for Medicaid in Hawaii — often with $0 premiums.

Check Medicaid Eligibility

Calculate Your Costs in Kauai County

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Subsidy Calculator

See how much the government will pay toward your premium

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Medicaid Eligibility

Check if you qualify for Hawaii Medicaid program

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True Plan Cost

Compare total annual cost including premiums + expected care

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COBRA vs Marketplace

Is COBRA really better than a subsidized ACA plan?